US Bank Directory
Banks in Saratoga, WY
3 FDIC-insured banks operate 3 offices in Saratoga, Wyoming.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Saratoga
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Saratoga, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saratoga
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BMO, RNB STATE BANK and Bank of Commerce have the most locations in Saratoga, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Commerce Bank · 1
Bank of Commerce has 1 branch in Saratoga, 2 across Wyoming and 2 nationwide. FDIC records list its main office in Rawlins, WY and show it operating since 1978. With $216.3 million in total assets on June 30, 2026, it ranks No. 2,897 of 4,232 U.S. banks by total assets. The Saratoga Branch at 217 N 1st St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saratoga Branch217 N 1st St, 82331
BMO Bank · 1
BMO has 1 branch in Saratoga, 17 across Wyoming and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Saratoga Platte Valley Branch at 302 N 1st St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saratoga Platte Valley Branch302 N 1st St, 82331
RNB STATE BANK Bank · 1
RNB STATE BANK has 1 branch in Saratoga, 4 across Wyoming and 5 nationwide. FDIC records list its main office in Rawlins, WY and show it operating since 1898. With $296.2 million in total assets on June 30, 2026, it ranks No. 2,503 of 4,232 U.S. banks by total assets. The South First Street Branch at 209 S 1st St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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South First Street Branch209 S 1st St, 82331
Banking in Saratoga: the local picture
Short answer: 3 banks run 3 branches in Saratoga according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Saratoga, 2 elsewhere in Wyoming and 1 out of state, according to the FDIC.
The bank with the longest record here is RNB STATE BANK, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is RNB STATE BANK's office at 209 S 1st St, dating to 1935; the newest is Bank of Commerce's at 217 N 1st St, from 2023.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Saratoga, and where the nearest one is if they do not.
Short answer: In Saratoga: BMO (1). No branches in Saratoga: Chase (nearest in Cheyenne, 105 mi), Wells Fargo (nearest in Laramie, 65 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Laramie, 64 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Saratoga | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Cheyenne, 105 miles away |
| Wells Fargo | None | Laramie, 65 miles away |
| Bank of America | None | none in Wyoming |
| PNC Bank | None | none in Wyoming |
| U.S. Bank | None | Laramie, 64 miles away |
| Truist | None | none in Wyoming |
| Fifth Third Bank | None | none in Wyoming |
| Huntington | None | none in Wyoming |
| Regions Bank | None | none in Wyoming |
| TD Bank | None | none in Wyoming |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saratoga to the nearest branch in Wyoming.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saratoga residents like anyone else.
Banks near Saratoga
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rawlins (32 miles) and Laramie (64 miles). Cheyenne, 106 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rawlins, WY | 32 mi | 2 | 3 |
| Banks in Laramie, WY | 64 mi | 8 | 9 |
| Banks in Casper, WY | 99 mi | 9 | 18 |
| Banks in Wheatland, WY | 104 mi | 4 | 4 |
| Banks in Cheyenne, WY | 106 mi | 17 | 30 |
| Banks in Douglas, WY | 116 mi | 4 | 6 |
| Banks in Guernsey, WY | 120 mi | 2 | 2 |
| Banks in Rock Springs, WY | 126 mi | 8 | 9 |
Bank branch openings and closings in Saratoga
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saratoga between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saratoga by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saratoga offices.
Short answer: BMO is the largest bank with offices in Saratoga, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. RNB STATE BANK is second with $296.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| RNB STATE BANK | $296.2 million | No. 2,503 | 1 | Rawlins, WY |
| Bank of Commerce | $216.3 million | No. 2,897 | 1 | Rawlins, WY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saratoga: FAQ
How many banks are in Saratoga, WY?
Saratoga has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saratoga?
BMO, with 1. RNB STATE BANK has 1 and Bank of Commerce has 1.
Is there a BMO in Saratoga, WY?
Yes. FDIC data lists 1 BMO branch in Saratoga as of September 5, 2026. The address and directions are under BMO above.
Is there a RNB STATE BANK in Saratoga, WY?
Yes. FDIC data lists 1 RNB STATE BANK branch in Saratoga as of September 5, 2026. The address and directions are under RNB STATE BANK above.
Is there a Bank of Commerce in Saratoga, WY?
Yes. FDIC data lists 1 Bank of Commerce branch in Saratoga as of September 5, 2026. The address and directions are under Bank of Commerce above.
Is there a Chase in Saratoga, WY?
No. FDIC data lists no Chase branch in Saratoga as of September 5, 2026. The nearest is in Cheyenne, about 105 miles away in a straight line.
What is the oldest bank in Saratoga?
RNB STATE BANK has the longest record among banks with a branch here: the FDIC shows it operating since 1898.
Did any bank branches open or close in Saratoga in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saratoga?
Nearby cities with more banks include Rawlins, Laramie, Casper. Rawlins is 32 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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