US Bank Directory

Banks in White Sulphur Springs, WV

2 FDIC-insured banks operate 2 offices in White Sulphur Springs, West Virginia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: White Sulphur Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in White Sulphur Springs, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in White Sulphur Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank and Peoples Bank have the most locations in White Sulphur Springs, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in White Sulphur Springs, 4 across West Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The White Sulphur Springs Branch at 686 Main St E dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • White Sulphur Springs Branch
    686 Main St E, 24986
    Hours: see the bank's site
First Citizens Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in White Sulphur Springs, 26 across West Virginia and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The First National Bank-Wss Branch at 901 Main St E dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First National Bank-Wss Branch
    901 Main St E, 24986
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts

Banking in White Sulphur Springs: the local picture

Short answer: 2 banks run 2 branches in White Sulphur Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in White Sulphur Springs and 2 out of state, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 686 Main St E, dating to 1906; the newest is Peoples Bank's at 901 Main St E, from 2006.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in White Sulphur Springs, and where the nearest one is if they do not.

Short answer: No branches in White Sulphur Springs: Chase (nearest in Beaver, 46 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 130 mi), U.S. Bank, Truist (nearest in Ronceverte, 10 mi), Fifth Third Bank (nearest in Charleston, 79 mi), Huntington (nearest in Elkins, 82 mi), Regions Bank, TD Bank, BMO.

BankIn White Sulphur SpringsNearest branch if none here
ChaseNoneBeaver, 46 miles away
Wells FargoNonenone in West Virginia
Bank of AmericaNonenone in West Virginia
PNC BankNoneMorgantown, 130 miles away
U.S. BankNonenone in West Virginia
TruistNoneRonceverte, 10 miles away
Fifth Third BankNoneCharleston, 79 miles away
HuntingtonNoneElkins, 82 miles away
Regions BankNonenone in West Virginia
TD BankNonenone in West Virginia
BMONonenone in West Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of White Sulphur Springs to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to White Sulphur Springs residents like anyone else.

Banks near White Sulphur Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lewisburg (8 miles) and Ronceverte (10 miles). Summersville, 45 miles away, has the most banks nearby: 6.

Bank branch openings and closings in White Sulphur Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in White Sulphur Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in White Sulphur Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its White Sulphur Springs offices.

Short answer: First Citizens Bank is the largest bank with offices in White Sulphur Springs, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Peoples Bank is second with $9.53 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Peoples Bank$9.53 billionNo. 1691Marietta, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in White Sulphur Springs: FAQ

How many banks are in White Sulphur Springs, WV?

White Sulphur Springs has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in White Sulphur Springs?

First Citizens Bank, with 1. Peoples Bank has 1.

Is there a First Citizens Bank in White Sulphur Springs, WV?

Yes. FDIC data lists 1 First Citizens Bank branch in White Sulphur Springs as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Peoples Bank in White Sulphur Springs, WV?

Yes. FDIC data lists 1 Peoples Bank branch in White Sulphur Springs as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a Chase in White Sulphur Springs, WV?

No. FDIC data lists no Chase branch in White Sulphur Springs as of September 5, 2026. The nearest is in Beaver, about 46 miles away in a straight line.

What is the oldest bank in White Sulphur Springs?

First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Did any bank branches open or close in White Sulphur Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near White Sulphur Springs?

Nearby cities with more banks include Lewisburg, Ronceverte, Rupert. Lewisburg is 8 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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