US Bank Directory

Banks in Middlebourne, WV

1 FDIC-insured bank operates 1 office in Middlebourne, West Virginia, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Middlebourne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Middlebourne, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Middlebourne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Community Bank is the only bank with an office in Middlebourne. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Community Bank 1 branch · main office Bluefield, VA Bank · 1

First Community Bank has 1 branch in Middlebourne, 28 across West Virginia and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Union Bank Branch at 103 Dodd St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Community Bank: profile, branches and contacts
Long Reach Credit Union 1 office · main office Middlebourne, WV Credit union · 1

Long Reach Credit Union has 1 office in Middlebourne, 5 across West Virginia. It is based in Middlebourne, WV and $189.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    315 Main St, 26149
    (304) 758-4308Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Long Reach Credit Union: profile, branches and contacts

Join a credit union in Middlebourne

1 credit union has 1 office here: Long Reach Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middlebourne page has every office in the state's directory.

Banking in Middlebourne: the local picture

Short answer: 1 bank runs 1 branch in Middlebourne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Community Bank has its main office in Bluefield, VA, according to the FDIC.

The bank with the longest record here is First Community Bank, operating since 1920 according to the FDIC.

The only credit union with an office here is Long Reach Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Middlebourne

Short answer: 1 of the 1 Middlebourne location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Middlebourne, and where the nearest one is if they do not.

Short answer: No branches in Middlebourne: Chase (nearest in Bridgeport, 36 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 53 mi), U.S. Bank, Truist (nearest in Cameron, 29 mi), Fifth Third Bank (nearest in Charleston, 88 mi), Huntington (nearest in Harrisville, 21 mi), Regions Bank, TD Bank, BMO.

BankIn MiddlebourneNearest branch if none here
ChaseNoneBridgeport, 36 miles away
Wells FargoNonenone in West Virginia
Bank of AmericaNonenone in West Virginia
PNC BankNoneMorgantown, 53 miles away
U.S. BankNonenone in West Virginia
TruistNoneCameron, 29 miles away
Fifth Third BankNoneCharleston, 88 miles away
HuntingtonNoneHarrisville, 21 miles away
Regions BankNonenone in West Virginia
TD BankNonenone in West Virginia
BMONonenone in West Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middlebourne to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middlebourne residents like anyone else.

Banks near Middlebourne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sistersville (7 miles) and New Martinsville (11 miles). New Martinsville, 11 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Middlebourne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Middlebourne between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 24, 2026OpenedFirst Community Bank103 Dodd St, 26149

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Middlebourne

Short answer: 1 institution has its main office in Middlebourne: Long Reach Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Long Reach Credit UnionCredit union$189.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Middlebourne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middlebourne offices.

Short answer: First Community Bank is the largest bank with offices in Middlebourne, with $3.61 billion in total assets on June 30, 2026, No. 365 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Community Bank$3.61 billionNo. 3651Bluefield, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Middlebourne: FAQ

How many banks are in Middlebourne, WV?

Middlebourne has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a First Community Bank in Middlebourne, WV?

Yes. FDIC data lists 1 First Community Bank branch in Middlebourne as of September 5, 2026. The address and directions are under First Community Bank above.

Is there a Chase in Middlebourne, WV?

No. FDIC data lists no Chase branch in Middlebourne as of September 5, 2026. The nearest is in Bridgeport, about 36 miles away in a straight line.

Which banks in Middlebourne are open on Saturday?

Long Reach Credit Union publishes Saturday hours for one or more Middlebourne locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Middlebourne?

Long Reach Credit Union has its main office in Middlebourne, according to the FDIC and the NCUA.

What is the oldest bank in Middlebourne?

First Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1920.

Which credit unions can I join in Middlebourne?

Long Reach Credit Union has an office in Middlebourne. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Middlebourne in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Middlebourne?

Nearby cities with more banks include Sistersville, New Martinsville, Pennsboro. Sistersville is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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