Banks in Waupaca, WI

Bank branch map: Waupaca

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Waupaca, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waupaca

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Waupaca, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community First Credit Union 2 offices · main office Appleton, WI Credit union · 2

Community First Credit Union has 2 officees in Waupaca, 29 across Wisconsin. It is based in Appleton, WI and $6.66 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Waupaca locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

• Community First Credit Union - Waupaca

  1006 Royalton St, 54981

  (920) 830-7200Today 8:30 am to 5 pm

  All hours

  Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions
• Community First Credit Union - King

  N2665 County Road Qq, 54981

  (920) 830-7200Today 8:30 am to 3 pm

  All hours

  Mon to Fri 8:30 am to 3 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Community First Credit Union: profile, branches and contacts

Bank First 1 branch · main office Manitowoc, WI Bank · 1

Bank First has 1 branch in Waupaca, 35 across Wisconsin and 38 nationwide. FDIC records list its main office in Manitowoc, WI and show it operating since 1894. With $5.94 billion in total assets on June 30, 2026, it ranks No. 255 of 4,232 U.S. banks by total assets. The Waupaca Br at 111 Jefferson St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waupaca Br

  111 Jefferson St, 54981

  Hours: see the bank's site
  DirectionsWebsite

Bank First: profile, branches and contacts

First State Bank 1 branch · main office New London, WI Bank · 1

First State Bank has 1 branch in Waupaca, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in New London, WI and show it operating since 1911. With $558.1 million in total assets on June 30, 2026, it ranks No. 1,655 of 4,232 U.S. banks by total assets. The First State Bank-Waupaca Branch at 101 County Road Qq dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First State Bank-Waupaca Branch

  101 County Road Qq, 54981

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Premier Community Bank 1 branch · main office Marion, WI Bank · 1

Premier Community Bank has 1 branch in Waupaca, 10 across Wisconsin and 10 nationwide. FDIC records list its main office in Marion, WI and show it operating since 1941. With $552.1 million in total assets on June 30, 2026, it ranks No. 1,672 of 4,232 U.S. banks by total assets. The Waupaca Branch at 936 Furman Dr dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waupaca Branch

  936 Furman Dr, 54981

  Hours: see the bank's site
  DirectionsWebsite

Premier Community Bank: profile, branches and contacts

The Farmers State Bank of Waupaca 1 branch · main office Waupaca, WI Bank · 1

The Farmers State Bank of Waupaca has 1 branch in Waupaca, 3 across Wisconsin and 3 nationwide. FDIC records list its main office in Waupaca, WI and show it operating since 1911. With $279.5 million in total assets on June 30, 2026, it ranks No. 2,582 of 4,232 U.S. banks by total assets. Its main office at 112 W Fulton St dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  112 W Fulton St, 54981

  Hours: see the bank's site
  DirectionsWebsite

The Farmers State Bank of Waupaca: profile, branches and contacts

Join a credit union in Waupaca

1 credit union has 2 offices here: Community First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waupaca page has every office in the state's directory.

Banking in Waupaca: the local picture

Short answer: 4 banks run 4 branches in Waupaca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Waupaca, 3 elsewhere in Wisconsin, according to the FDIC.

The bank with the longest record here is Bank First, operating since 1894 according to the FDIC. In FDIC branch records, the longest-running branch is Bank First's office at 111 Jefferson St, dating to 1893; the newest is First State Bank's at 101 County Road Qq, from 2005.

The only credit union with an office here is Community First Credit Union.

Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Waupaca

Short answer: None of the 2 Waupaca locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waupaca, and where the nearest one is if they do not.

Short answer: No branches in Waupaca: Chase (nearest in Stevens Point, 27 mi), Wells Fargo (nearest in Neenah, 33 mi), Bank of America, PNC Bank (nearest in West Bend, 80 mi), U.S. Bank (nearest in Stevens Point, 23 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 99 mi), Regions Bank, TD Bank, BMO (nearest in Wautoma, 22 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waupaca to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waupaca residents like anyone else.

Banks near Waupaca

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Iola (10 miles) and Manawa (11 miles). Stevens Point, 25 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Waupaca

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waupaca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waupaca

Short answer: 1 institution has its main office in Waupaca: The Farmers State Bank of Waupaca.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waupaca by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waupaca offices.

Short answer: Bank First is the largest bank with offices in Waupaca, with $5.94 billion in total assets on June 30, 2026, No. 255 among U.S. banks by total assets. First State Bank is second with $558.1 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waupaca: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.