US Bank Directory
Banks in Waterford, WI
4 FDIC-insured banks operate 4 offices in Waterford, Wisconsin.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Waterford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Waterford, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Waterford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Waterford, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Associated Bank Bank · 1
Associated Bank has 1 branch in Waterford, 136 across Wisconsin and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Waterford Branch at 217 N Milwaukee St dates to 1907 in FDIC branch records. It opens on Saturday.
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Waterford Branch217 N Milwaukee St, 53185
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Waterford, 145 across Wisconsin and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Waterford Branch at 300 N Milwaukee St dates to 1993 in FDIC branch records. It opens on Saturday.
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Waterford Branch300 N Milwaukee St, 53185
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Community State Bank Bank · 1
Community State Bank has 1 branch in Waterford, 7 across Wisconsin and 7 nationwide. FDIC records list its main office in Union Grove, WI and show it operating since 1903. With $667.5 million in total assets on June 30, 2026, it ranks No. 1,425 of 4,232 U.S. banks by total assets. The Waterford Branch at 500 East Main Street dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waterford Branch500 East Main Street, 53185
The Equitable Bank, S.S.B. Bank · 1
The Equitable Bank, S.S.B. has 1 branch in Waterford, 6 across Wisconsin and 6 nationwide. FDIC records list its main office in Wauwatosa, WI and show it operating since 1927. With $327.1 million in total assets on June 30, 2026, it ranks No. 2,361 of 4,232 U.S. banks by total assets. The Waterford Branch at 701 Trailview Ct dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waterford Branch701 Trailview Ct, 53185
Banking in Waterford: the local picture
Short answer: 4 banks run 4 branches in Waterford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Waterford, 3 elsewhere in Wisconsin and 1 out of state, according to the FDIC.
The bank with the longest record here is Associated Bank, operating since 1874 according to the FDIC. In FDIC branch records, the longest-running branch is Associated Bank's office at 217 N Milwaukee St, dating to 1907; the newest is The Equitable Bank, S.S.B.'s at 701 Trailview Ct, from 2008.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Waterford
Short answer: 2 of the 2 Waterford locations with published hours open on Saturday, run by 2 institutions.
- BMO: 1 of 1 branch (300 N Milwaukee St: Saturday 9 am to 12 pm)
- Associated Bank: 1 of 1 branch (217 N Milwaukee St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waterford, and where the nearest one is if they do not.
Short answer: In Waterford: BMO (1). No branches in Waterford: Chase (nearest in Muskego, 12 mi), Wells Fargo (nearest in Hales Corners, 15 mi), Bank of America, PNC Bank (nearest in Muskego, 11 mi), U.S. Bank (nearest in Muskego, 11 mi), Truist, Fifth Third Bank, Huntington (nearest in Oak Creek, 17 mi), Regions Bank, TD Bank.
| Bank | In Waterford | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Muskego, 12 miles away |
| Wells Fargo | None | Hales Corners, 15 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Muskego, 11 miles away |
| U.S. Bank | None | Muskego, 11 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Oak Creek, 17 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waterford to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waterford residents like anyone else.
Banks near Waterford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Burlington (7 miles) and Union Grove (10 miles). Franklin, 14 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Burlington, WI | 7 mi | 7 | 7 |
| Banks in Union Grove, WI | 10 mi | 2 | 2 |
| Banks in Mukwonago, WI | 10 mi | 5 | 7 |
| Banks in East Troy, WI | 10 mi | 2 | 4 |
| Banks in Muskego, WI | 11 mi | 8 | 8 |
| Banks in Salem, WI | 14 mi | 3 | 3 |
| Banks in Franklin, WI | 14 mi | 9 | 9 |
| Banks in Hales Corners, WI | 15 mi | 4 | 5 |
Bank branch openings and closings in Waterford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waterford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waterford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waterford offices.
Short answer: BMO is the largest bank with offices in Waterford, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Associated Bank is second with $51.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Associated Bank | $51.76 billion | No. 49 | 1 | Green Bay, WI |
| Community State Bank | $667.5 million | No. 1,425 | 1 | Union Grove, WI |
| The Equitable Bank, S.S.B. | $327.1 million | No. 2,361 | 1 | Wauwatosa, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waterford: FAQ
How many banks are in Waterford, WI?
Waterford has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Waterford?
BMO, with 1. Associated Bank has 1 and Community State Bank has 1.
Is there a BMO in Waterford, WI?
Yes. FDIC data lists 1 BMO branch in Waterford as of September 5, 2026. The address and directions are under BMO above.
Is there a Associated Bank in Waterford, WI?
Yes. FDIC data lists 1 Associated Bank branch in Waterford as of September 5, 2026. The address and directions are under Associated Bank above.
Is there a Community State Bank in Waterford, WI?
Yes. FDIC data lists 1 Community State Bank branch in Waterford as of September 5, 2026. The address and directions are under Community State Bank above.
Is there a Chase in Waterford, WI?
No. FDIC data lists no Chase branch in Waterford as of September 5, 2026. The nearest is in Muskego, about 12 miles away in a straight line.
Which banks in Waterford are open on Saturday?
BMO and Associated Bank publish Saturday hours for one or more Waterford locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waterford?
Associated Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1874.
Did any bank branches open or close in Waterford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waterford?
Nearby cities with more banks include Burlington, Union Grove, Mukwonago. Burlington is 7 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Associated Bank, BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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