US Bank Directory

Banks in Oxford, WI

2 FDIC-insured banks operate 2 offices in Oxford, Wisconsin.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Oxford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Oxford, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oxford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: One Community Bank and Royal Bank have the most locations in Oxford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

One Community Bank 1 branch · main office Oregon, WI Bank · 1

One Community Bank has 1 branch in Oxford, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Oregon, WI and show it operating since 1976. With $2.63 billion in total assets on June 30, 2026, it ranks No. 483 of 4,232 U.S. banks by total assets. The Oxford Branch at 120 E Vallette St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oxford Branch
    120 E Vallette St, 53952
    Hours: see the bank's site
One Community Bank: profile, branches and contacts
Royal Bank 1 branch · main office Elroy, WI Bank · 1

Royal Bank has 1 branch in Oxford, 21 across Wisconsin and 21 nationwide. FDIC records list its main office in Elroy, WI and show it operating since 1932. With $816.1 million in total assets on June 30, 2026, it ranks No. 1,239 of 4,232 U.S. banks by total assets. The Oxford Branch at 107 East Ormsby Street dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oxford Branch
    107 East Ormsby Street, 53952
    Hours: see the bank's site
Royal Bank: profile, branches and contacts

Banking in Oxford: the local picture

Short answer: 2 banks run 2 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Oxford, 2 elsewhere in Wisconsin, according to the FDIC.

The bank with the longest record here is Royal Bank, operating since 1932 according to the FDIC. In FDIC branch records, the longest-running branch is Royal Bank's office at 107 East Ormsby Street, dating to 1902; the newest is One Community Bank's at 120 E Vallette St, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Oxford, and where the nearest one is if they do not.

Short answer: No branches in Oxford: Chase (nearest in Sun Prairie, 45 mi), Wells Fargo (nearest in Baraboo, 23 mi), Bank of America, PNC Bank (nearest in West Bend, 75 mi), U.S. Bank (nearest in Portage, 16 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 90 mi), Regions Bank, TD Bank, BMO (nearest in Wisconsin Dells, 14 mi).

BankIn OxfordNearest branch if none here
ChaseNoneSun Prairie, 45 miles away
Wells FargoNoneBaraboo, 23 miles away
Bank of AmericaNonenone in Wisconsin
PNC BankNoneWest Bend, 75 miles away
U.S. BankNonePortage, 16 miles away
TruistNonenone in Wisconsin
Fifth Third BankNonenone in Wisconsin
HuntingtonNoneMilwaukee, 90 miles away
Regions BankNonenone in Wisconsin
TD BankNonenone in Wisconsin
BMONoneWisconsin Dells, 14 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.

Banks near Oxford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Montello (12 miles) and Wisconsin Dells (15 miles). Portage, 16 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Oxford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oxford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oxford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.

Short answer: One Community Bank is the largest bank with offices in Oxford, with $2.63 billion in total assets on June 30, 2026, No. 483 among U.S. banks by total assets. Royal Bank is second with $816.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
One Community Bank$2.63 billionNo. 4831Oregon, WI
Royal Bank$816.1 millionNo. 1,2391Elroy, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oxford: FAQ

How many banks are in Oxford, WI?

Oxford has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Oxford?

One Community Bank, with 1. Royal Bank has 1.

Is there a One Community Bank in Oxford, WI?

Yes. FDIC data lists 1 One Community Bank branch in Oxford as of September 5, 2026. The address and directions are under One Community Bank above.

Is there a Royal Bank in Oxford, WI?

Yes. FDIC data lists 1 Royal Bank branch in Oxford as of September 5, 2026. The address and directions are under Royal Bank above.

Is there a Chase in Oxford, WI?

No. FDIC data lists no Chase branch in Oxford as of September 5, 2026. The nearest is in Sun Prairie, about 45 miles away in a straight line.

What is the oldest bank in Oxford?

Royal Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1932.

Did any bank branches open or close in Oxford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Oxford?

Nearby cities with more banks include Montello, Wisconsin Dells, Portage. Montello is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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