US Bank Directory
Banks in Land O' Lakes, WI
1 FDIC-insured bank operates 1 office in Land O' Lakes, Wisconsin.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Land O' Lakes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Land O' Lakes, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Land O' Lakes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Headwaters State Bank is the only bank with an office in Land O' Lakes. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Headwaters State Bank Bank · 1
Headwaters State Bank has 1 branch in Land O' Lakes, 2 across Wisconsin and 2 nationwide. FDIC records list its main office in Land O' Lakes, WI and show it operating since 1921. With $122.5 million in total assets on June 30, 2026, it ranks No. 3,530 of 4,232 U.S. banks by total assets. Its main office at 4175 County Road B dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4175 County Road B, 54540
Banking in Land O' Lakes: the local picture
Short answer: 1 bank runs 1 branch in Land O' Lakes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Headwaters State Bank has its main office in Land O' Lakes, according to the FDIC.
The bank with the longest record here is Headwaters State Bank, operating since 1921 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Land O' Lakes, and where the nearest one is if they do not.
Short answer: No branches in Land O' Lakes: Chase (nearest in Antigo, 71 mi), Wells Fargo (nearest in Green Bay, 123 mi), Bank of America, PNC Bank (nearest in West Bend, 197 mi), U.S. Bank (nearest in Saint Germain, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 216 mi), Regions Bank, TD Bank, BMO (nearest in Eagle River, 17 mi).
| Bank | In Land O' Lakes | Nearest branch if none here |
|---|---|---|
| Chase | None | Antigo, 71 miles away |
| Wells Fargo | None | Green Bay, 123 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 197 miles away |
| U.S. Bank | None | Saint Germain, 22 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 216 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Eagle River, 17 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Land O' Lakes to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Land O' Lakes residents like anyone else.
Banks near Land O' Lakes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Eagle River (17 miles) and Saint Germain (22 miles). Eagle River, 17 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Eagle River, WI | 17 mi | 6 | 6 |
| Banks in Saint Germain, WI | 22 mi | 2 | 2 |
| Banks in Minocqua, WI | 31 mi | 5 | 5 |
| Banks in Rhinelander, WI | 37 mi | 4 | 5 |
| Banks in Crandon, WI | 44 mi | 2 | 3 |
| Banks in Hurley, WI | 51 mi | 2 | 2 |
| Banks in Tomahawk, WI | 53 mi | 2 | 2 |
| Banks in Park Falls, WI | 62 mi | 2 | 2 |
Bank branch openings and closings in Land O' Lakes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Land O' Lakes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Land O' Lakes
Short answer: 1 institution has its main office in Land O' Lakes: Headwaters State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Headwaters State Bank | Bank | $122.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Land O' Lakes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Land O' Lakes offices.
Short answer: Headwaters State Bank is the largest bank with offices in Land O' Lakes, with $122.5 million in total assets on June 30, 2026, No. 3,530 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Headwaters State Bank | $122.5 million | No. 3,530 | 1 | Land O' Lakes, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Land O' Lakes: FAQ
How many banks are in Land O' Lakes, WI?
Land O' Lakes has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Headwaters State Bank in Land O' Lakes, WI?
Yes. FDIC data lists 1 Headwaters State Bank branch in Land O' Lakes as of September 5, 2026, the main office at 4175 County Road B. The address and directions are under Headwaters State Bank above.
Is there a Chase in Land O' Lakes, WI?
No. FDIC data lists no Chase branch in Land O' Lakes as of September 5, 2026. The nearest is in Antigo, about 71 miles away in a straight line.
Which banks are headquartered in Land O' Lakes?
Headwaters State Bank has its main office in Land O' Lakes, according to the FDIC.
What is the oldest bank in Land O' Lakes?
Headwaters State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1921.
Did any bank branches open or close in Land O' Lakes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Land O' Lakes?
Nearby cities with more banks include Eagle River, Saint Germain, Minocqua. Eagle River is 17 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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