Banks in Elkhart Lake, WI

Bank branch map: Elkhart Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Elkhart Lake, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elkhart Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: National Exchange Bank and Trust and Cleveland State Bank have the most locations in Elkhart Lake, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cleveland State Bank 1 branch · main office Cleveland, WI Bank · 1

Cleveland State Bank has 1 branch in Elkhart Lake, 3 across Wisconsin and 3 nationwide. FDIC records list its main office in Cleveland, WI and show it operating since 1907. With $246.5 million in total assets on June 30, 2026, it ranks No. 2,749 of 4,232 U.S. banks by total assets. The Elkhart Lake Branch at 184 N Lincoln St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elkhart Lake Branch

  184 N Lincoln St, 53020

  Hours: see the bank's site
  DirectionsWebsite

Cleveland State Bank: profile, branches and contacts

National Exchange Bank and Trust 1 branch · main office Fond Du Lac, WI Bank · 1

National Exchange Bank and Trust has 1 branch in Elkhart Lake, 34 across Wisconsin and 34 nationwide. FDIC records list its main office in Fond Du Lac, WI and show it operating since 1933. With $2.89 billion in total assets on June 30, 2026, it ranks No. 442 of 4,232 U.S. banks by total assets. The Elkhart Lake Branch at 274 Osthoff Ave dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elkhart Lake Branch

  274 Osthoff Ave, 53020

  Hours: see the bank's site
  DirectionsWebsite

National Exchange Bank and Trust: profile, branches and contacts

Banking in Elkhart Lake: the local picture

Short answer: 2 banks run 2 branches in Elkhart Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Elkhart Lake, 2 elsewhere in Wisconsin, according to the FDIC.

The bank with the longest record here is Cleveland State Bank, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is National Exchange Bank and Trust's office at 274 Osthoff Ave, dating to 1995; the newest is Cleveland State Bank's at 184 N Lincoln St, from 2021.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elkhart Lake, and where the nearest one is if they do not.

Short answer: No branches in Elkhart Lake: Chase (nearest in Fond Du Lac, 22 mi), Wells Fargo (nearest in Sheboygan, 14 mi), Bank of America, PNC Bank (nearest in West Bend, 31 mi), U.S. Bank (nearest in Sheboygan, 16 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 46 mi), Regions Bank, TD Bank, BMO (nearest in Plymouth, 7 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkhart Lake to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkhart Lake residents like anyone else.

Banks near Elkhart Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kiel (6 miles) and Plymouth (7 miles). Fond Du Lac, 22 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Elkhart Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elkhart Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elkhart Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkhart Lake offices.

Short answer: National Exchange Bank and Trust is the largest bank with offices in Elkhart Lake, with $2.89 billion in total assets on June 30, 2026, No. 442 among U.S. banks by total assets. Cleveland State Bank is second with $246.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elkhart Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.