US Bank Directory
Banks in Winthrop, WA
1 FDIC-insured bank operates 1 office in Winthrop, Washington.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Winthrop
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Winthrop, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Winthrop
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers State Bank is the only bank with an office in Winthrop. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Winthrop, 1 across Washington and 1 nationwide. FDIC records list its main office in Winthrop, WA and show it operating since 1916. With $47.4 million in total assets on June 30, 2026, it ranks No. 4,076 of 4,232 U.S. banks by total assets. Its main office at 159 Riverside Ave dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office159 Riverside Ave, 98862
Banking in Winthrop: the local picture
Short answer: 1 bank runs 1 branch in Winthrop according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Farmers State Bank has its main office in Winthrop, according to the FDIC.
The bank with the longest record here is Farmers State Bank, operating since 1916 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Winthrop, and where the nearest one is if they do not.
Short answer: No branches in Winthrop: Chase (nearest in Omak, 30 mi), Wells Fargo (nearest in Omak, 33 mi), Bank of America (nearest in Monroe, 92 mi), PNC Bank, U.S. Bank (nearest in Tonasket, 38 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ellensburg, 104 mi).
| Bank | In Winthrop | Nearest branch if none here |
|---|---|---|
| Chase | None | Omak, 30 miles away |
| Wells Fargo | None | Omak, 33 miles away |
| Bank of America | None | Monroe, 92 miles away |
| PNC Bank | None | none in Washington |
| U.S. Bank | None | Tonasket, 38 miles away |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Ellensburg, 104 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winthrop to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winthrop residents like anyone else.
Banks near Winthrop
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Omak (31 miles) and Brewster (32 miles). Wenatchee, 72 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Omak, WA | 31 mi | 4 | 4 |
| Banks in Brewster, WA | 32 mi | 2 | 2 |
| Banks in Chelan, WA | 45 mi | 5 | 5 |
| Banks in Oroville, WA | 47 mi | 2 | 2 |
| Banks in Waterville, WA | 58 mi | 2 | 2 |
| Banks in Leavenworth, WA | 65 mi | 2 | 2 |
| Banks in Wenatchee, WA | 72 mi | 9 | 16 |
| Banks in East Wenatchee, WA | 74 mi | 6 | 6 |
Bank branch openings and closings in Winthrop
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Winthrop between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Winthrop
Short answer: 1 institution has its main office in Winthrop: Farmers State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers State Bank | Bank | $47.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Winthrop by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winthrop offices.
Short answer: Farmers State Bank is the largest bank with offices in Winthrop, with $47.4 million in total assets on June 30, 2026, No. 4,076 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Farmers State Bank | $47.4 million | No. 4,076 | 1 | Winthrop, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winthrop: FAQ
How many banks are in Winthrop, WA?
Winthrop has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Farmers State Bank in Winthrop, WA?
Yes. FDIC data lists 1 Farmers State Bank branch in Winthrop as of September 5, 2026, the main office at 159 Riverside Ave. The address and directions are under Farmers State Bank above.
Is there a Chase in Winthrop, WA?
No. FDIC data lists no Chase branch in Winthrop as of September 5, 2026. The nearest is in Omak, about 30 miles away in a straight line.
Which banks are headquartered in Winthrop?
Farmers State Bank has its main office in Winthrop, according to the FDIC.
What is the oldest bank in Winthrop?
Farmers State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1916.
Did any bank branches open or close in Winthrop in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winthrop?
Nearby cities with more banks include Omak, Brewster, Chelan. Omak is 31 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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