US Bank Directory
Banks in Tumwater, WA
4 FDIC-insured banks operate 4 offices in Tumwater, Washington, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Tumwater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Tumwater, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Tumwater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Tumwater, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Washington State Employees Credit Union Credit union · 2
Washington State Employees Credit Union has 2 officees in Tumwater, 25 across Washington. It is based in Olympia, WA and $5.11 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Tumwater locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Tumwater Town Center100 71St Ave Sw, 98501
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Tumwater Trosper575 Trosper Rd Sw Ste 104, 98512
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9:30 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
America's Credit Union, A Credit union · 1
America's Credit Union, A has 1 office in Tumwater, 12 across Washington. It is based in DuPont, WA and $698.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tumwater4212 Capitol Blvd Se, 98501
All hours
Mon to Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Evergreendirect Credit Union Credit union · 1
Evergreendirect Credit Union has 1 office in Tumwater, 2 across Washington. It is based in Tumwater, WA and $77.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office6001 Capitol Blvd Sw, 98501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Heritage Bank Bank · 1
Heritage Bank has 1 branch in Tumwater, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. The Tumwater Branch at 850 Trosper Rd Sw dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tumwater Branch850 Trosper Rd Sw, 98512
KeyBank Bank · 1
KeyBank has 1 branch in Tumwater, 139 across Washington and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Tumwater Branch at 5400 Capitol Blvd Se dates to 1970 in FDIC branch records. It opens on Saturday.
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Tumwater Branch5400 Capitol Blvd Se, 98501
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 1:30 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
O Bee Credit Union Credit union · 1
O Bee Credit Union has 1 office in Tumwater, 7 across Washington. It is based in Lacey, WA and $667.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tumwater3900 Cleveland Ave Se, 98501
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
Olympia Federal Savings and Loan Association Bank · 1
Olympia Federal Savings and Loan Association has 1 branch in Tumwater, 9 across Washington and 9 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1906. With $1.02 billion in total assets on June 30, 2026, it ranks No. 1,033 of 4,232 U.S. banks by total assets. The Tumwater Branch at 303 Cleveland Ave Se dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tumwater Branch303 Cleveland Ave Se, 98501
Peak Credit Union Credit union · 1
Peak Credit Union has 1 office in Tumwater, 22 across Washington. It is based in Olympia, WA and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Tumwater5735 Littlerock Rd Sw, 98512
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9:30 am to 1:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Timberland Bank Bank · 1
Timberland Bank has 1 branch in Tumwater, 24 across Washington and 24 nationwide. FDIC records list its main office in Hoquiam, WA and show it operating since 1915. With $2.06 billion in total assets on June 30, 2026, it ranks No. 593 of 4,232 U.S. banks by total assets. The Tumwater Branch at 301 Trosper Road Sw dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tumwater Branch301 Trosper Road Sw, 98512
Join a credit union in Tumwater
5 credit unions have 6 offices here: Washington State Employees Credit Union, Peak Credit Union, America's Credit Union, A, O Bee Credit Union and Evergreendirect Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tumwater page has every office in the state's directory.
Banking in Tumwater: the local picture
Short answer: 4 banks run 4 branches in Tumwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Tumwater, 3 elsewhere in Washington and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Olympia Federal Savings and Loan Association's office at 303 Cleveland Ave Se, dating to 1906; the newest is Timberland Bank's at 301 Trosper Road Sw, from 2001.
5 credit unions have 6 offices in Tumwater, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Tumwater
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 98501 has the most bank and credit union offices in Tumwater (6), followed by 98512 (4). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 98501 | 6 | 6 | America's Credit Union, A, Evergreendirect Credit Union, KeyBank |
| 98512 | 4 | 4 | Heritage Bank, Peak Credit Union, Timberland Bank |
Banks and credit unions open on Saturday in Tumwater
Short answer: 3 of the 7 Tumwater locations with published hours open on Saturday, run by 3 institutions.
- KeyBank: 1 of 1 branch (5400 Capitol Blvd Se: Saturday 10 am to 1:30 pm)
- Washington State Employees Credit Union: 1 of 2 offices (575 Trosper Rd Sw Ste 104: Saturday 9:30 am to 2 pm)
- Peak Credit Union: 1 of 1 office (5735 Littlerock Rd Sw: Saturday 9:30 am to 1:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Tumwater, and where the nearest one is if they do not.
Short answer: No branches in Tumwater: Chase (nearest in Olympia, 3 mi), Wells Fargo (nearest in Olympia, 2 mi), Bank of America (nearest in Olympia, 3 mi), PNC Bank, U.S. Bank (nearest in Olympia, 3 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tacoma, 28 mi).
| Bank | In Tumwater | Nearest branch if none here |
|---|---|---|
| Chase | None | Olympia, 3 miles away |
| Wells Fargo | None | Olympia, 2 miles away |
| Bank of America | None | Olympia, 3 miles away |
| PNC Bank | None | none in Washington |
| U.S. Bank | None | Olympia, 3 miles away |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Tacoma, 28 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tumwater to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tumwater residents like anyone else.
Banks near Tumwater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Olympia (3 miles) and Lacey (5 miles). Olympia, 3 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Olympia, WA | 3 mi | 13 | 22 |
| Banks in Lacey, WA | 5 mi | 12 | 17 |
| Banks in Rochester, WA | 15 mi | 2 | 2 |
| Banks in Yelm, WA | 15 mi | 3 | 3 |
| Banks in Shelton, WA | 18 mi | 3 | 3 |
| Banks in Centralia, WA | 20 mi | 3 | 3 |
| Banks in Lakewood, WA | 22 mi | 9 | 9 |
| Banks in University Place, WA | 23 mi | 5 | 5 |
Bank branch openings and closings in Tumwater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Tumwater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Tumwater
Short answer: 1 institution has its main office in Tumwater: Evergreendirect Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Evergreendirect Credit Union | Credit union | $77.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Tumwater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tumwater offices.
Short answer: KeyBank is the largest bank with offices in Tumwater, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Heritage Bank is second with $8.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Heritage Bank | $8.42 billion | No. 193 | 1 | Olympia, WA |
| Timberland Bank | $2.06 billion | No. 593 | 1 | Hoquiam, WA |
| Olympia Federal Savings and Loan Association | $1.02 billion | No. 1,033 | 1 | Olympia, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Tumwater: FAQ
How many banks are in Tumwater, WA?
Tumwater has 4 banks with 4 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Tumwater?
KeyBank, with 1. Heritage Bank has 1 and Timberland Bank has 1.
Is there a KeyBank in Tumwater, WA?
Yes. FDIC data lists 1 KeyBank branch in Tumwater as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Heritage Bank in Tumwater, WA?
Yes. FDIC data lists 1 Heritage Bank branch in Tumwater as of September 5, 2026. The address and directions are under Heritage Bank above.
Is there a Timberland Bank in Tumwater, WA?
Yes. FDIC data lists 1 Timberland Bank branch in Tumwater as of September 5, 2026. The address and directions are under Timberland Bank above.
Is there a Chase in Tumwater, WA?
No. FDIC data lists no Chase branch in Tumwater as of September 5, 2026. The nearest is in Olympia, about 3 miles away in a straight line.
Which banks in Tumwater are open on Saturday?
KeyBank, Washington State Employees Credit Union and Peak Credit Union publish Saturday hours for one or more Tumwater locations. The Saturday section above lists each one with its hours. 3 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Tumwater?
Evergreendirect Credit Union has its main office in Tumwater, according to the FDIC and the NCUA.
What is the oldest bank in Tumwater?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Tumwater?
Washington State Employees Credit Union, Peak Credit Union, America's Credit Union, A and O Bee Credit Union and 1 more have offices in Tumwater. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Tumwater in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Tumwater?
Nearby cities with more banks include Olympia, Lacey, Rochester. Olympia is 3 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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