US Bank Directory

Banks in Richland, WA

8 FDIC-insured banks operate 10 offices in Richland, Washington, and 5 credit unions have 11 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Richland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 21 locations in Richland, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 17 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

20 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Richland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Columbia Bank have the most locations in Richland, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Hapo Community Credit Union 4 offices · main office Richland, WA Credit union · 4

Hapo Community Credit Union has 4 officees in Richland, 22 across Washington. It is based in Richland, WA and $3.09 billion in assets on March 31, 2026, according to its NCUA call report. None of its 4 Richland locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    601 Williams Blvd, 99354
    (509) 943-5676Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Jadwin
    1007 Jadwin Ave, 99352
    (509) 943-5676Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Queensgate
    3034 Duportail St, 99352
    (509) 943-5676Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Meadow Springs
    631 Gage Blvd, 99352
    (509) 943-5676Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Hapo Community Credit Union: profile, branches and contacts
Gesa Credit Union 3 offices · main office Richland, WA Credit union · 3

Gesa Credit Union has 3 officees in Richland, 44 across Washington. It is based in Richland, WA and $6.72 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Richland locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    51 Gage Blvd, 99352
    (509) 378-3100Today 9 am to 6 pm
    All hours

    Mon to Sat 9 am to 6 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Queensgate
    2951 Duportail St, 99352
    (509) 378-3100Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Richland (Goethals)
    825 Goethals Dr, 99352
    (509) 378-3100Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 5 pm; Sun not published

    Hours: NCUA, March 31, 2026

Gesa Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Richland, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richland location is the Richland Branch at 711 Jadwin Ave, dating to 1974; the newest, at 2701 Queensgate Dr, to 2010. All 2 of its Richland locations with published hours open on Saturday.

  • Queensgate And Duportail Branch
    2701 Queensgate Dr, 99352
    (509) 628-3032Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Richland Branch
    711 Jadwin Ave, 99352
    (509) 946-4191Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Columbia Bank 2 branches · main office Roseburg, OR Bank · 2

Columbia Bank has 2 branches in Richland, 111 across Washington and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richland location is the Richland Branch at 211 Torbett St, dating to 1985; the newest, at 139 Gage Boulevard, to 2006. Its published hours do not list Saturday.

  • Meadow Springs Branch
    139 Gage Boulevard, 99352
    Hours: see the bank's site
  • Richland Branch
    211 Torbett St, 99354
    (509) 943-4633Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
Spokane Teachers Credit Union 2 offices · main office Liberty Lake, WA Credit union · 2

Spokane Teachers Credit Union has 2 officees in Richland, 41 across Washington. It is based in Liberty Lake, WA and $6.38 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Richland locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Spokane Teachers Credit Union - Columbia Center Branch
    2001 N Columbia Center Blvd, 99352
    (509) 326-1954Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Spokane Teachers Credit Union - Queensgate Branch
    2590 Queensgate Dr, 99352
    (509) 326-1954Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Spokane Teachers Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Richland, 119 across Washington and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Richland Branch at 1007 Knight St dates to 1944 in FDIC branch records. Its published hours do not list Saturday.

  • Richland Branch
    1007 Knight St, 99352
    (509) 736-1722Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
bankcda 1 branch · main office Coeur D Alene, ID Bank · 1

bankcda has 1 branch in Richland, 2 across Washington and 7 nationwide. FDIC records list its main office in Coeur D Alene, ID and show it operating since 2001. With $238.9 million in total assets on June 30, 2026, it ranks No. 2,789 of 4,232 U.S. banks by total assets. The Richland Branch at 1950 Keene Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

bankcda: profile, branches and contacts
Banner Bank 1 branch · main office Walla Walla, WA Bank · 1

Banner Bank has 1 branch in Richland, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Richland Branch at 1221 Jadwin Ave dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Richland Branch
    1221 Jadwin Ave, 99352
    Hours: see the bank's site
Banner Bank: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Richland, 8 across Washington and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Richland Branch at 1045 George Washington Way dates to 1994 in FDIC branch records. Its published hours do not list Saturday.

  • Richland Branch
    1045 George Washington Way, 99352
    (509) 946-5161Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Idaho Central Credit Union 1 office · main office Chubbuck, ID Credit union · 1

Idaho Central Credit Union has 1 office in Richland, 8 across Washington. It is based in Chubbuck, ID and $14.95 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Richland
    3180 Duportail St, 99352
    (509) 672-5100Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

Idaho Central Credit Union: profile, branches and contacts
Numerica Credit Union 1 office · main office Spokane Valley, WA Credit union · 1

Numerica Credit Union has 1 office in Richland, 20 across Washington. It is based in Spokane Valley, WA and $4.34 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Richland
    3045 Duportail St, 99352
    (509) 734-6900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Numerica Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Richland, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Richland Branch at 701 Jadwin Ave dates to 1966 in FDIC branch records. Its published hours do not list Saturday.

  • Richland Branch
    701 Jadwin Ave, 99352
    (509) 943-9147Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Yakima Federal Savings and Loan Association 1 branch · main office Yakima, WA Bank · 1

Yakima Federal Savings and Loan Association has 1 branch in Richland, 10 across Washington and 10 nationwide. FDIC records list its main office in Yakima, WA and show it operating since 1905. With $2.00 billion in total assets on June 30, 2026, it ranks No. 610 of 4,232 U.S. banks by total assets. The Queensgate Branch at 3100 Duportail St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Queensgate Branch
    3100 Duportail St, 99352
    Hours: see the bank's site
Yakima Federal Savings and Loan Association: profile, branches and contacts

Join a credit union in Richland

5 credit unions have 11 offices here: Hapo Community Credit Union, Gesa Credit Union, Spokane Teachers Credit Union, Idaho Central Credit Union and Numerica Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Richland page has every office in the state's directory.

Banking in Richland: the local picture

Short answer: 8 banks run 10 branches in Richland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Richland, 2 elsewhere in Washington and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Banner Bank's office at 1221 Jadwin Ave, dating to 1890; the newest is bankcda's at 1950 Keene Rd, from 2025.

5 credit unions have 11 offices in Richland, according to the NCUA. Who can join each one is on the credit unions page.

Of the 17 locations with published hours. 7 open on Saturday. 4 locations have no published hours in these sources.

Banks by ZIP code in Richland

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 99352 has the most bank and credit union offices in Richland (19), followed by 99354 (2). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
993521913Gesa Credit Union, Hapo Community Credit Union, Chase
9935422Columbia Bank, Hapo Community Credit Union

Banks and credit unions open on Saturday in Richland

Short answer: 7 of the 17 Richland locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Richland, and where the nearest one is if they do not.

Short answer: In Richland: Chase (2), Bank of America (1), U.S. Bank (1), BMO (1). No branches in Richland: Wells Fargo (nearest in Kennewick, 5 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.

BankIn RichlandNearest branch if none here
Chase2 brancheshere
Bank of America1 branchhere
U.S. Bank1 branchhere
BMO1 branchhere
Wells FargoNoneKennewick, 5 miles away
PNC BankNonenone in Washington
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richland to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richland residents like anyone else.

Banks near Richland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kennewick (6 miles) and Pasco (6 miles). Kennewick, 6 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Richland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Richland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Richland

Short answer: 2 institutions have their main office in Richland: Hapo Community Credit Union and Gesa Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Hapo Community Credit UnionCredit union$3.09 billion4
Gesa Credit UnionCredit union$6.72 billion3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Richland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richland offices.

Short answer: Chase is the largest bank with offices in Richland, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Columbia Bank$65.37 billionNo. 442Roseburg, OR
Banner Bank$16.59 billionNo. 1201Walla Walla, WA
Yakima Federal Savings and Loan Association$2.00 billionNo. 6101Yakima, WA
bankcda$238.9 millionNo. 2,7891Coeur D Alene, ID

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Richland: FAQ

How many banks are in Richland, WA?

Richland has 8 banks with 10 branches and 5 credit unions with 11 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Richland?

Chase, with 2. Columbia Bank has 2 and Bank of America has 1.

Is there a Chase in Richland, WA?

Yes. FDIC data lists 2 Chase branches in Richland as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Columbia Bank in Richland, WA?

Yes. FDIC data lists 2 Columbia Bank branches in Richland as of September 5, 2026. Its branches are listed under Columbia Bank above, with the address and directions for each.

Is there a Bank of America in Richland, WA?

Yes. FDIC data lists 1 Bank of America branch in Richland as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Richland, WA?

No. FDIC data lists no Wells Fargo branch in Richland as of September 5, 2026. The nearest is in Kennewick, about 5 miles away in a straight line.

Which banks in Richland are open on Saturday?

Chase, Gesa Credit Union, Idaho Central Credit Union and Numerica Credit Union publish Saturday hours for one or more Richland locations. The Saturday section above lists each one with its hours. 4 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Richland?

Hapo Community Credit Union and Gesa Credit Union have their main office in Richland, according to the FDIC and the NCUA.

What is the oldest bank in Richland?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Richland?

Hapo Community Credit Union, Gesa Credit Union, Spokane Teachers Credit Union and Idaho Central Credit Union and 1 more have offices in Richland. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Richland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Richland?

Nearby cities with more banks include Kennewick, Pasco, Prosser. Kennewick is 6 miles away with 14 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 10 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (6 of 10 branches: BMO, Bank of America, Chase, Columbia Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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