US Bank Directory
Banks in Port Orchard, WA
7 FDIC-insured banks operate 10 offices in Port Orchard, Washington, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Port Orchard
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Port Orchard, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Port Orchard
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Heritage Bank has the most locations in Port Orchard, with 4. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Heritage Bank Bank · 4
Heritage Bank has 4 branches in Port Orchard, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Port Orchard location is the South Park Village Branch at 1700 Village Ln Se, dating to 1968; the newest, at 619 Bay St, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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South Park Village Branch1700 Village Ln Se, 98366
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Bethel Branch3324 Bethel Rd Se, 98366
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Virtual Branch619 Bay St, 98366
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Kitsap Bank Courier Branch619 Bay St, 98366
Bank of America Bank · 1
Bank of America has 1 branch in Port Orchard, 119 across Washington and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Port Orchard Branch at 1497 Olney Ave Se dates to 1980 in FDIC branch records. Its published hours do not list Saturday.
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Port Orchard Branch1497 Olney Ave Se, 98366
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Port Orchard, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Port Orchard Branch at 4350 Se Mile Hill Dr dates to 1916 in FDIC branch records. Its published hours do not list Saturday.
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Port Orchard Branch4350 Se Mile Hill Dr, 98366
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Port Orchard, 111 across Washington and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Port Orchard Branch at 228 Bravo Terrace dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Port Orchard Branch228 Bravo Terrace, 98367
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Port Orchard, 139 across Washington and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Port Orchard Branch at 1301 Bay St dates to 1970 in FDIC branch records. It opens on Saturday.
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Port Orchard Branch1301 Bay St, 98366
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 1:30 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Kitsap Credit Union Credit union · 1
Kitsap Credit Union has 1 office in Port Orchard, 16 across Washington. It is based in Bremerton, WA and $2.52 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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South Kitsap393 S Kitsap Blvd, 98366
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Port Orchard, 13 across Washington. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Port Orchard WaPort Orchard 3311 Bethel Rd Se Ste 7A, 98366
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Peninsula Community Credit Union Credit union · 1
Peninsula Community Credit Union has 1 office in Port Orchard, 5 across Washington. It is based in Shelton, WA and $306.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Port Orchard Branch1081 Bethel Ave, 98366
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Port Orchard, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Port Orchard Albertsons Branch at 1434 Olney Ave Se dates to 1998 in FDIC branch records. It opens on Saturday.
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Port Orchard Albertsons Branch1434 Olney Ave Se, 98366
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Port Orchard, 112 across Washington and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Port Orchard Branch at 1488 Olney Ave Se dates to 1989 in FDIC branch records. Its published hours do not list Saturday.
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Port Orchard Branch1488 Olney Ave Se, 98366
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Port Orchard
3 credit unions have 3 offices here: Navy Federal Credit Union, Kitsap Credit Union and Peninsula Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Port Orchard page has every office in the state's directory.
Banking in Port Orchard: the local picture
Short answer: 7 banks run 10 branches in Port Orchard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Port Orchard, 1 elsewhere in Washington and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 4350 Se Mile Hill Dr, dating to 1916; the newest is Heritage Bank's at 619 Bay St, from 2013.
3 credit unions have 3 offices in Port Orchard, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Port Orchard
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 98366 has the most bank and credit union offices in Port Orchard (12), followed by 98367 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 98366 | 12 | 9 | Heritage Bank, Bank of America, Chase |
| 98367 | 1 | 1 | Columbia Bank |
Banks and credit unions open on Saturday in Port Orchard
Short answer: 4 of the 9 Port Orchard locations with published hours open on Saturday, run by 4 institutions.
- U.S. Bank: 1 of 1 branch (1434 Olney Ave Se: Saturday 10 am to 2 pm)
- KeyBank: 1 of 1 branch (1301 Bay St: Saturday 10 am to 1:30 pm)
- Navy Federal Credit Union: 1 of 1 office (Port Orchard 3311 Bethel Rd Se Ste 7A: Saturday 9 am to 1 pm)
- Kitsap Credit Union: 1 of 1 office (393 S Kitsap Blvd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Port Orchard, and where the nearest one is if they do not.
Short answer: In Port Orchard: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Port Orchard: PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 14 mi).
| Bank | In Port Orchard | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| PNC Bank | None | none in Washington |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Seattle, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Port Orchard to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Port Orchard residents like anyone else.
Banks near Port Orchard
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bremerton (4 miles) and Bainbridge Island (8 miles). Poulsbo, 15 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bremerton, WA | 4 mi | 4 | 5 |
| Banks in Bainbridge Island, WA | 8 mi | 9 | 9 |
| Banks in Silverdale, WA | 9 mi | 10 | 11 |
| Banks in Vashon, WA | 9 mi | 2 | 2 |
| Banks in Belfair, WA | 11 mi | 3 | 3 |
| Banks in Burien, WA | 14 mi | 3 | 3 |
| Banks in Poulsbo, WA | 15 mi | 11 | 11 |
| Banks in Gig Harbor, WA | 15 mi | 11 | 14 |
Bank branch openings and closings in Port Orchard
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Port Orchard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Port Orchard by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Port Orchard offices.
Short answer: Chase is the largest bank with offices in Port Orchard, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Heritage Bank | $8.42 billion | No. 193 | 4 | Olympia, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Port Orchard: FAQ
How many banks are in Port Orchard, WA?
Port Orchard has 7 banks with 10 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Port Orchard?
Heritage Bank, with 4. Chase has 1 and Bank of America has 1.
Is there a Heritage Bank in Port Orchard, WA?
Yes. FDIC data lists 4 Heritage Bank branches in Port Orchard as of September 5, 2026. Its branches are listed under Heritage Bank above, with the address and directions for each.
Is there a Chase in Port Orchard, WA?
Yes. FDIC data lists 1 Chase branch in Port Orchard as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Port Orchard, WA?
Yes. FDIC data lists 1 Bank of America branch in Port Orchard as of September 5, 2026. The address and directions are under Bank of America above.
Which banks in Port Orchard are open on Saturday?
U.S. Bank, KeyBank, Navy Federal Credit Union and Kitsap Credit Union publish Saturday hours for one or more Port Orchard locations. The Saturday section above lists each one with its hours. 4 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Port Orchard?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Port Orchard?
Navy Federal Credit Union, Kitsap Credit Union and Peninsula Community Credit Union have offices in Port Orchard. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Port Orchard in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Port Orchard?
Nearby cities with more banks include Bremerton, Bainbridge Island, Silverdale. Bremerton is 4 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 10 branches: Bank of America, Chase, Columbia Bank, KeyBank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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