US Bank Directory
Banks in Ocean Shores, WA
3 FDIC-insured banks operate 3 offices in Ocean Shores, Washington, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Ocean Shores
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ocean Shores, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ocean Shores
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 1st Security Bank of Washington, Timberland Bank and Bank of the Pacific have the most locations in Ocean Shores, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Security Bank of Washington Bank · 1
1st Security Bank of Washington has 1 branch in Ocean Shores, 26 across Washington and 31 nationwide. FDIC records list its main office in Mountlake Terrace, WA and show it operating since 2004. With $3.18 billion in total assets on June 30, 2026, it ranks No. 408 of 4,232 U.S. banks by total assets. The 05 - Ocean Shores Branch at 698 Ocean Shores Boulevard dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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05 - Ocean Shores Branch698 Ocean Shores Boulevard, 98569
Bank of the Pacific Bank · 1
Bank of the Pacific has 1 branch in Ocean Shores, 17 across Washington and 20 nationwide. FDIC records list its main office in Aberdeen, WA and show it operating since 1979. With $1.26 billion in total assets on June 30, 2026, it ranks No. 864 of 4,232 U.S. banks by total assets. The Ocean Shores Branch at 145 W Chance A La Mer Nw dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Shores Branch145 W Chance A La Mer Nw, 98569
Peak Credit Union Credit union · 1
Peak Credit Union has 1 office in Ocean Shores, 22 across Washington. It is based in Olympia, WA and $4.27 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ocean Shores900 Point Brown Ave Ne, 98569
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Timberland Bank Bank · 1
Timberland Bank has 1 branch in Ocean Shores, 24 across Washington and 24 nationwide. FDIC records list its main office in Hoquiam, WA and show it operating since 1915. With $2.06 billion in total assets on June 30, 2026, it ranks No. 593 of 4,232 U.S. banks by total assets. The Ocean Shores Branch at 361 Damon Rd dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Shores Branch361 Damon Rd, 98569
Join a credit union in Ocean Shores
1 credit union has 1 office here: Peak Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ocean Shores page has every office in the state's directory.
Banking in Ocean Shores: the local picture
Short answer: 3 banks run 3 branches in Ocean Shores according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Ocean Shores, 3 elsewhere in Washington, according to the FDIC.
The bank with the longest record here is Timberland Bank, operating since 1915 according to the FDIC. In FDIC branch records, the longest-running branch is Timberland Bank's office at 361 Damon Rd, dating to 1915; the newest is 1st Security Bank of Washington's at 698 Ocean Shores Boulevard, from 1996.
The only credit union with an office here is Peak Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Ocean Shores
Short answer: None of the 1 Ocean Shores location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ocean Shores, and where the nearest one is if they do not.
Short answer: No branches in Ocean Shores: Chase (nearest in Olympia, 59 mi), Wells Fargo (nearest in Olympia, 58 mi), Bank of America (nearest in Olympia, 58 mi), PNC Bank, U.S. Bank (nearest in Hoquiam, 13 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tacoma, 83 mi).
| Bank | In Ocean Shores | Nearest branch if none here |
|---|---|---|
| Chase | None | Olympia, 59 miles away |
| Wells Fargo | None | Olympia, 58 miles away |
| Bank of America | None | Olympia, 58 miles away |
| PNC Bank | None | none in Washington |
| U.S. Bank | None | Hoquiam, 13 miles away |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Tacoma, 83 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ocean Shores to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ocean Shores residents like anyone else.
Banks near Ocean Shores
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Westport (9 miles) and Hoquiam (13 miles). Aberdeen, 16 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Westport, WA | 9 mi | 2 | 2 |
| Banks in Hoquiam, WA | 13 mi | 3 | 3 |
| Banks in Aberdeen, WA | 16 mi | 4 | 7 |
| Banks in Montesano, WA | 27 mi | 4 | 4 |
| Banks in Raymond, WA | 30 mi | 3 | 3 |
| Banks in Elma, WA | 36 mi | 2 | 2 |
| Banks in Long Beach, WA | 46 mi | 3 | 3 |
| Banks in Shelton, WA | 51 mi | 3 | 3 |
Bank branch openings and closings in Ocean Shores
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ocean Shores between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ocean Shores by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ocean Shores offices.
Short answer: 1st Security Bank of Washington is the largest bank with offices in Ocean Shores, with $3.18 billion in total assets on June 30, 2026, No. 408 among U.S. banks by total assets. Timberland Bank is second with $2.06 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| 1st Security Bank of Washington | $3.18 billion | No. 408 | 1 | Mountlake Terrace, WA |
| Timberland Bank | $2.06 billion | No. 593 | 1 | Hoquiam, WA |
| Bank of the Pacific | $1.26 billion | No. 864 | 1 | Aberdeen, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ocean Shores: FAQ
How many banks are in Ocean Shores, WA?
Ocean Shores has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ocean Shores?
1st Security Bank of Washington, with 1. Timberland Bank has 1 and Bank of the Pacific has 1.
Is there a 1st Security Bank of Washington in Ocean Shores, WA?
Yes. FDIC data lists 1 1st Security Bank of Washington branch in Ocean Shores as of September 5, 2026. The address and directions are under 1st Security Bank of Washington above.
Is there a Timberland Bank in Ocean Shores, WA?
Yes. FDIC data lists 1 Timberland Bank branch in Ocean Shores as of September 5, 2026. The address and directions are under Timberland Bank above.
Is there a Bank of the Pacific in Ocean Shores, WA?
Yes. FDIC data lists 1 Bank of the Pacific branch in Ocean Shores as of September 5, 2026. The address and directions are under Bank of the Pacific above.
Is there a Chase in Ocean Shores, WA?
No. FDIC data lists no Chase branch in Ocean Shores as of September 5, 2026. The nearest is in Olympia, about 59 miles away in a straight line.
Which banks in Ocean Shores are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Ocean Shores?
Timberland Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1915.
Which credit unions can I join in Ocean Shores?
Peak Credit Union has an office in Ocean Shores. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ocean Shores in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ocean Shores?
Nearby cities with more banks include Westport, Hoquiam, Aberdeen. Westport is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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