US Bank Directory
Banks in Troy, VT
1 FDIC-insured bank operates 1 office in Troy, Vermont.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Troy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Troy, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Troy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community National Bank is the only bank with an office in Troy. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community National Bank Bank · 1
Community National Bank has 1 branch in Troy, 12 across Vermont and 12 nationwide. FDIC records list its main office in Derby, VT and show it operating since 1851. With $1.17 billion in total assets on June 30, 2026, it ranks No. 917 of 4,232 U.S. banks by total assets. The Troy Branch at 4245 Us Route 101 dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Troy Branch4245 Us Route 101, 05868
Banking in Troy: the local picture
Short answer: 1 bank runs 1 branch in Troy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Community National Bank has its main office in Derby, VT, according to the FDIC.
The bank with the longest record here is Community National Bank, operating since 1851 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Troy, and where the nearest one is if they do not.
Short answer: No branches in Troy: Chase (nearest in Williston, 47 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Morrisville, 25 mi), BMO.
| Bank | In Troy | Nearest branch if none here |
|---|---|---|
| Chase | None | Williston, 47 miles away |
| Wells Fargo | None | none in Vermont |
| Bank of America | None | none in Vermont |
| PNC Bank | None | none in Vermont |
| U.S. Bank | None | none in Vermont |
| Truist | None | none in Vermont |
| Fifth Third Bank | None | none in Vermont |
| Huntington | None | none in Vermont |
| Regions Bank | None | none in Vermont |
| TD Bank | None | Morrisville, 25 miles away |
| BMO | None | none in Vermont |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Troy to the nearest branch in Vermont.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Troy residents like anyone else.
Banks near Troy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newport (10 miles) and Enosburg Falls (19 miles). Saint Albans, 34 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newport, VT | 10 mi | 3 | 3 |
| Banks in Enosburg Falls, VT | 19 mi | 3 | 3 |
| Banks in Morrisville, VT | 25 mi | 4 | 5 |
| Banks in Island Pond, VT | 26 mi | 2 | 2 |
| Banks in Hardwick, VT | 27 mi | 2 | 2 |
| Banks in Lyndonville, VT | 33 mi | 3 | 3 |
| Banks in Stowe, VT | 33 mi | 3 | 3 |
| Banks in Saint Albans, VT | 34 mi | 7 | 9 |
Bank branch openings and closings in Troy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Troy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Troy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Troy offices.
Short answer: Community National Bank is the largest bank with offices in Troy, with $1.17 billion in total assets on June 30, 2026, No. 917 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community National Bank | $1.17 billion | No. 917 | 1 | Derby, VT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Troy: FAQ
How many banks are in Troy, VT?
Troy has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Community National Bank in Troy, VT?
Yes. FDIC data lists 1 Community National Bank branch in Troy as of September 5, 2026. The address and directions are under Community National Bank above.
Is there a Chase in Troy, VT?
No. FDIC data lists no Chase branch in Troy as of September 5, 2026. The nearest is in Williston, about 47 miles away in a straight line.
What is the oldest bank in Troy?
Community National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Did any bank branches open or close in Troy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Troy?
Nearby cities with more banks include Newport, Enosburg Falls, Morrisville. Newport is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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