US Bank Directory

Banks in Sterling, VA

7 FDIC-insured banks operate 13 offices in Sterling, Virginia, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Sterling

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 16 locations in Sterling, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 12 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

16 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sterling

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo has the most locations in Sterling, with 3. It is followed by Chase (2), PNC Bank (2), Truist (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wells Fargo Wells Fargo Bank, National Association · 3 branches · main office Sioux Falls, SD Bank · 3

Wells Fargo has 3 branches in Sterling, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling location is the Herndon Junction Branch at 47040 Community Plz, dating to 1971; the newest, at 21361 Epicerie Plz, to 2016. All 2 of its Sterling locations with published hours open on Saturday.

  • Va Loudoun County 1 Branch
    21200 Campus Dr, 20164
    Hours: see the bank's site
  • Cascades Overlook Branch
    21361 Epicerie Plz, 20164
    (703) 483-8110Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Herndon Junction Branch
    47040 Community Plz, 20164
    (703) 442-3694Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Sterling, 77 across Virginia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling location is the Sterling Clock Tower at 46910 Community Plz, dating to 2019; the newest, at 21990 Colorado Dr, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Dulles 28 Center Branch
    21990 Colorado Dr, 20166
    Hours: see the bank's site
  • Sterling Clock Tower
    46910 Community Plz, 20164
    Hours: see the bank's site
Chase: profile, branches and contacts
PNC Bank PNC Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

PNC Bank has 2 branches in Sterling, 53 across Virginia and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling location is the Sterling Branch at 47030 Community Plz, dating to 2004; the newest, at 21111 Dulles Town Cir, to 2005. It opens on Saturday.

  • Dulles Town Center Branch
    21111 Dulles Town Cir, 20166
    Hours: see the bank's site
  • Sterling Branch
    47030 Community Plz, 20164
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Sterling, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling location is the Sterling Branch at 22550 Davis Dr, dating to 1988; the newest, at 46340 Potomac Run Plz, to 1988. All 2 of its Sterling locations with published hours open on Saturday.

  • Sterling Branch
    22550 Davis Dr, 20164
    (703) 668-1580Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Potomac Run Branch
    46340 Potomac Run Plz, 20164
    (571) 325-3492Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 2 branches · main office Fairfax, VA Bank · 2

United Bank has 2 branches in Sterling, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sterling location is the Sterling Branch at 46005 Regal Plaza St 180, dating to 1999; the newest, at 23510 Overland Dr, to 2008. All 2 of its Sterling locations with published hours open on Saturday.

  • Dulles Branch 26 Branch
    23510 Overland Dr, 20166
    (703) 574-6222Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  • Sterling Branch
    46005 Regal Plaza St 180, 20165
    (703) 444-4296Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
Apple Credit Union 1 office · main office Fairfax, VA Credit union · 1

Apple Credit Union has 1 office in Sterling, 24 across Virginia. It is based in Fairfax, VA and $5.62 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Sterling Branch
    21361 Gentry Dr, 20166
    (703) 788-4800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Apple Credit Union: profile, branches and contacts
Capital One Capital One, National Association · 1 branch · main office Mclean, VA Bank · 1

Capital One has 1 branch in Sterling, 21 across Virginia and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Sterling Town Center Branch at 21700 Towncenter Plz dates to 2005 in FDIC branch records. It opens on Saturday.

  • Sterling Town Center Branch
    21700 Towncenter Plz, 20164
    (703) 948-1140Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

Capital One: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Sterling, 25 across Virginia and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Dulles Town Center Branch at 21099 Dulles Town Cir dates to 2002 in FDIC branch records. It opens on Saturday.

  • Dulles Town Center Branch
    21099 Dulles Town Cir, 20166
    (571) 434-3171Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Sterling, 66 across Virginia. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Sterling Va
    46300 Potomac Run Plz Ste 180, 20164
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Strategic Credit Union 1 office · main office Sterling, VA Credit union · 1

Strategic Credit Union has 1 office in Sterling, 2 across Virginia. It is based in Sterling, VA and $23.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    22110 Pacific Blvd Ste 100, 20166
    (571) 250-2019Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Strategic Credit Union: profile, branches and contacts

Join a credit union in Sterling

3 credit unions have 3 offices here: Navy Federal Credit Union, Apple Credit Union and Strategic Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sterling page has every office in the state's directory.

Banking in Sterling: the local picture

Short answer: 7 banks run 13 branches in Sterling according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Sterling, 2 elsewhere in Virginia and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 47040 Community Plz, dating to 1971; the newest is Chase's at 21990 Colorado Dr, from 2023.

3 credit unions have 3 offices in Sterling, according to the NCUA. Who can join each one is on the credit unions page.

Of the 12 locations with published hours. 11 open on Saturday. 4 locations have no published hours in these sources.

Banks by ZIP code in Sterling

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 20164 has the most bank and credit union offices in Sterling (9), followed by 20166 (6) and 20165 (1). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
2016496Wells Fargo, Truist, Capital One
2016666Apple Credit Union, Chase, M&T Bank
2016511United Bank

Banks and credit unions open on Saturday in Sterling

Short answer: 11 of the 12 Sterling locations with published hours open on Saturday, run by 8 institutions.

  • Wells Fargo: 2 of 3 branches (21361 Epicerie Plz: Saturday 9 am to 2 pm, and 1 more)
  • PNC Bank: 1 of 2 branches (47030 Community Plz: Saturday 9 am to 1 pm)
  • Truist: 2 of 2 branches (22550 Davis Dr: Saturday 9 am to 12 pm, and 1 more)
  • United Bank: 2 of 2 branches (23510 Overland Dr: Saturday 9 am to 12 pm, and 1 more)
  • Capital One: 1 of 1 branch (21700 Towncenter Plz: Saturday 9 am to 12 pm)
  • M&T Bank: 1 of 1 branch (21099 Dulles Town Cir: Saturday 9 am to 12 pm)
  • Navy Federal Credit Union: 1 of 1 office (46300 Potomac Run Plz Ste 180: Saturday 9 am to 2 pm)
  • Apple Credit Union: 1 of 1 office (21361 Gentry Dr: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sterling, and where the nearest one is if they do not.

Short answer: In Sterling: Chase (2), Wells Fargo (3), PNC Bank (2), Truist (2). No branches in Sterling: Bank of America (nearest in Dulles, 1 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Herndon, 4 mi), BMO.

BankIn SterlingNearest branch if none here
Chase2 brancheshere
Wells Fargo3 brancheshere
PNC Bank2 brancheshere
Truist2 brancheshere
Bank of AmericaNoneDulles, 1 mile away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneHerndon, 4 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sterling to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sterling residents like anyone else.

Banks near Sterling

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Herndon (4 miles) and Ashburn (4 miles). Reston, 5 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Sterling

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sterling between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Sterling

Short answer: 1 institution has its main office in Sterling: Strategic Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Strategic Credit UnionCredit union$23.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Sterling by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sterling offices.

Short answer: Chase is the largest bank with offices in Sterling, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Wells Fargo$1.91 trillionNo. 43Sioux Falls, SD
Capital One$662.16 billionNo. 71Mclean, VA
PNC Bank$609.77 billionNo. 82Wilmington, DE
Truist$548.35 billionNo. 92Charlotte, NC
M&T Bank$218.79 billionNo. 211Buffalo, NY
United Bank$33.64 billionNo. 652Fairfax, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sterling: FAQ

How many banks are in Sterling, VA?

Sterling has 7 banks with 13 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sterling?

Wells Fargo, with 3. Chase has 2 and PNC Bank has 2.

Is there a Wells Fargo in Sterling, VA?

Yes. FDIC data lists 3 Wells Fargo branches in Sterling as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Chase in Sterling, VA?

Yes. FDIC data lists 2 Chase branches in Sterling as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a PNC Bank in Sterling, VA?

Yes. FDIC data lists 2 PNC Bank branches in Sterling as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a Bank of America in Sterling, VA?

No. FDIC data lists no Bank of America branch in Sterling as of September 5, 2026. The nearest is in Dulles, about 1 miles away in a straight line.

Which banks in Sterling are open on Saturday?

Wells Fargo, PNC Bank, Truist and United Bank and 4 more publish Saturday hours for one or more Sterling locations. The Saturday section above lists each one with its hours. 4 of the 16 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Sterling?

Strategic Credit Union has its main office in Sterling, according to the FDIC and the NCUA.

What is the oldest bank in Sterling?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Sterling?

Navy Federal Credit Union, Apple Credit Union and Strategic Credit Union have offices in Sterling. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sterling in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sterling?

Nearby cities with more banks include Herndon, Ashburn, Reston. Herndon is 4 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (9 of 13 branches: Capital One, M&T Bank, PNC Bank, Truist, United Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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