Banks in Independence, VA

Bank branch map: Independence

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Independence, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Independence

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SKYLINE NATIONAL BANK has the most locations in Independence, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

SKYLINE NATIONAL BANK 2 branches · main office Independence, VA Bank · 2

SKYLINE NATIONAL BANK has 2 branches in Independence, 17 across Virginia and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Independence location is its main office at 113 W Main St, dating to 1900; the newest, at 802 E Main St, to 1971. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  113 W Main St, 24348

  Hours: see the bank's site
  DirectionsWebsite
• East Independence Branch

  802 E Main St, 24348

  Hours: see the bank's site
  DirectionsWebsite

SKYLINE NATIONAL BANK: profile, branches and contacts

Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Independence, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Independence Office Branch at 449 E Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Independence Office Branch

  449 E Main St, 24348

  Hours: see the bank's site
  DirectionsWebsite

Carter Bank & Trust: profile, branches and contacts

Banking in Independence: the local picture

Short answer: 2 banks run 3 branches in Independence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Independence, 1 elsewhere in Virginia, according to the FDIC.

The bank with the longest record here is SKYLINE NATIONAL BANK, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is SKYLINE NATIONAL BANK's office at 113 W Main St, dating to 1900; the newest is Carter Bank & Trust's at 449 E Main St, from 2002.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Independence, and where the nearest one is if they do not.

Short answer: No branches in Independence: Chase (nearest in Charlottesville, 175 mi), Wells Fargo (nearest in Galax, 13 mi), Bank of America (nearest in Lynchburg, 120 mi), PNC Bank (nearest in Fredericksburg, 229 mi), U.S. Bank, Truist (nearest in Galax, 15 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 249 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Independence to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Independence residents like anyone else.

Banks near Independence

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Galax (14 miles) and Wytheville (23 miles). Wytheville, 23 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Independence

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Independence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Independence

Short answer: 1 institution has its main office in Independence: SKYLINE NATIONAL BANK.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Independence by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Independence offices.

Short answer: Carter Bank & Trust is the largest bank with offices in Independence, with $4.80 billion in total assets on June 30, 2026, No. 293 among U.S. banks by total assets. SKYLINE NATIONAL BANK is second with $1.33 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Independence: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.