US Bank Directory
Banks in Woods Cross, UT
2 FDIC-insured banks operate 2 offices in Woods Cross, Utah, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Woods Cross
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Woods Cross, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Woods Cross
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Prime Alliance Bank have the most locations in Woods Cross, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Flexpak Credit Union Credit union · 1
Flexpak Credit Union has 1 office in Woods Cross, 1 across Utah. It is based in Woods Cross, UT and $1.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1654 W 1250 S, 84087
All hours
Mon not published; Tue to Thu 9 am to 1 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Horizon Utah Credit Union Credit union · 1
Horizon Utah Credit Union has 1 office in Woods Cross, 5 across Utah. It is based in Farmington, UT and $186.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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South1589 S 500 W, 84010
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mountain America Credit Union Credit union · 1
Mountain America Credit Union has 1 office in Woods Cross, 78 across Utah. It is based in Sandy, UT and $22.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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0018 Woods Cross 500 W1849 S 500 W, 84010
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Prime Alliance Bank Bank · 1
Prime Alliance Bank has 1 branch in Woods Cross, 1 across Utah and 1 nationwide. FDIC records list its main office in Woods Cross, UT and show it operating since 2004. With $1.09 billion in total assets on June 30, 2026, it ranks No. 968 of 4,232 U.S. banks by total assets. Its main office at 1868 S 500 W dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1868 S 500 W, 84010
Utah First Credit Union Credit union · 1
Utah First Credit Union has 1 office in Woods Cross, 11 across Utah. It is based in Salt Lake City, UT and $1.16 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Woods Cross Branch1520 S 500 W, 84010
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Woods Cross, 71 across Utah and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Woods Cross Branch at 2493 S Wildcat Way dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Woods Cross Branch2493 S Wildcat Way, 84010
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Woods Cross
4 credit unions have 4 offices here: Mountain America Credit Union, Utah First Credit Union, Horizon Utah Credit Union and Flexpak Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Woods Cross page has every office in the state's directory.
Banking in Woods Cross: the local picture
Short answer: 2 banks run 2 branches in Woods Cross according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Woods Cross and 1 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 2493 S Wildcat Way, dating to 1981; the newest is Prime Alliance Bank's at 1868 S 500 W, from 2004.
4 credit unions have 4 offices in Woods Cross, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in Woods Cross
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 84010 has the most bank and credit union offices in Woods Cross (5), followed by 84087 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 84010 | 5 | 5 | Horizon Utah Credit Union, Mountain America Credit Union, Prime Alliance Bank |
| 84087 | 1 | 1 | Flexpak Credit Union |
Saturday hours in Woods Cross
Short answer: None of the 5 Woods Cross locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Woods Cross, and where the nearest one is if they do not.
Short answer: In Woods Cross: Wells Fargo (1). No branches in Woods Cross: Chase (nearest in Bountiful, 1 mi), Bank of America (nearest in Centerville, 4 mi), PNC Bank, U.S. Bank (nearest in Bountiful, 1 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 8 mi), TD Bank, BMO (nearest in Salt Lake City, 7 mi).
| Bank | In Woods Cross | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Bountiful, 1 mile away |
| Bank of America | None | Centerville, 4 miles away |
| PNC Bank | None | none in Utah |
| U.S. Bank | None | Bountiful, 1 mile away |
| Truist | None | none in Utah |
| Fifth Third Bank | None | none in Utah |
| Huntington | None | none in Utah |
| Regions Bank | None | Salt Lake City, 8 miles away |
| TD Bank | None | none in Utah |
| BMO | None | Salt Lake City, 7 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Woods Cross to the nearest branch in Utah.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Woods Cross residents like anyone else.
Banks near Woods Cross
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bountiful (1 mile) and Centerville (4 miles). Salt Lake City, 10 miles away, has the most banks nearby: 35.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bountiful, UT | 1 mi | 8 | 8 |
| Banks in Centerville, UT | 4 mi | 3 | 3 |
| Banks in Farmington, UT | 8 mi | 6 | 6 |
| Banks in Salt Lake City, UT | 10 mi | 35 | 98 |
| Banks in Kaysville, UT | 12 mi | 3 | 3 |
| Banks in West Valley City, UT | 12 mi | 4 | 5 |
| Banks in Taylorsville, UT | 15 mi | 5 | 5 |
| Banks in Holladay, UT | 15 mi | 3 | 4 |
Bank branch openings and closings in Woods Cross
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Woods Cross between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Woods Cross
Short answer: 2 institutions have their main office in Woods Cross: Prime Alliance Bank and Flexpak Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Prime Alliance Bank | Bank | $1.09 billion | 1 |
| Flexpak Credit Union | Credit union | $1.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Woods Cross by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Woods Cross offices.
Short answer: Wells Fargo is the largest bank with offices in Woods Cross, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Prime Alliance Bank is second with $1.09 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Prime Alliance Bank | $1.09 billion | No. 968 | 1 | Woods Cross, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Woods Cross: FAQ
How many banks are in Woods Cross, UT?
Woods Cross has 2 banks with 2 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Woods Cross?
Wells Fargo, with 1. Prime Alliance Bank has 1.
Is there a Wells Fargo in Woods Cross, UT?
Yes. FDIC data lists 1 Wells Fargo branch in Woods Cross as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Prime Alliance Bank in Woods Cross, UT?
Yes. FDIC data lists 1 Prime Alliance Bank branch in Woods Cross as of September 5, 2026, the main office at 1868 S 500 W. The address and directions are under Prime Alliance Bank above.
Is there a Chase in Woods Cross, UT?
No. FDIC data lists no Chase branch in Woods Cross as of September 5, 2026. The nearest is in Bountiful, about 1 miles away in a straight line.
Which banks in Woods Cross are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Woods Cross?
Prime Alliance Bank and Flexpak Credit Union have their main office in Woods Cross, according to the FDIC and the NCUA.
What is the oldest bank in Woods Cross?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Woods Cross?
Mountain America Credit Union, Utah First Credit Union, Horizon Utah Credit Union and Flexpak Credit Union have offices in Woods Cross. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Woods Cross in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Woods Cross?
Nearby cities with more banks include Bountiful, Centerville, Farmington. Bountiful is 1 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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