US Bank Directory
Banks in Vernal, UT
3 FDIC-insured banks operate 3 offices in Vernal, Utah, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Vernal
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Vernal, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Vernal
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo, Zions Bancorporation and Grand Valley Bank have the most locations in Vernal, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Mountain America Credit Union Credit union · 2
Mountain America Credit Union has 2 officees in Vernal, 78 across Utah. It is based in Sandy, UT and $22.66 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Vernal locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
0034 Vernal 1818 W Hwy 401818 W Highway 40, 84078
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
-
0037 Vernal 801 W Hwy 40801 W Highway 40, 84078
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Grand Valley Bank Bank · 1
Grand Valley Bank has 1 branch in Vernal, 4 across Utah and 9 nationwide. FDIC records list its main office in Heber City, UT and show it operating since 1983. With $599.4 million in total assets on June 30, 2026, it ranks No. 1,561 of 4,232 U.S. banks by total assets. The Vernal Branch at 121 W Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Vernal Branch121 W Main St, 84078
Uintah Credit Union Credit union · 1
Uintah Credit Union has 1 office in Vernal, 2 across Utah. It is based in Vernal, UT and $4.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office783 W Highway 40, 84078
All hours
Mon to Fri 4 pm to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Utah Power Credit Union Credit union · 1
Utah Power Credit Union has 1 office in Vernal, 8 across Utah. It is based in Murray, UT and $1.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Vernal Office92 N Vernal Ave, 84078
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Valley Wide Credit Union Credit union · 1
Valley Wide Credit Union has 1 office in Vernal, 1 across Utah. It is based in Vernal, UT and $447,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office1330 E Highway 40, 84078
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Vernal, 71 across Utah and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Vernal Branch at 3 E Main St dates to 1956 in FDIC branch records. Its published hours do not list Saturday.
-
Vernal Branch3 E Main St, 84078
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Vernal, 96 across Utah and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Vernal Branch at 3 W Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Vernal Branch3 W Main St, 84078
Join a credit union in Vernal
4 credit unions have 5 offices here: Mountain America Credit Union, Utah Power Credit Union, Uintah Credit Union and Valley Wide Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vernal page has every office in the state's directory.
Banking in Vernal: the local picture
Short answer: 3 banks run 3 branches in Vernal according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Vernal, 2 elsewhere in Utah and 1 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Zions Bancorporation's office at 3 W Main St, dating to 1903; the newest is Grand Valley Bank's at 121 W Main St, from 2005.
4 credit unions have 5 offices in Vernal, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Vernal
Short answer: 1 of the 6 Vernal locations with published hours opens on Saturday, run by 1 institution.
- Mountain America Credit Union: 1 of 2 offices (1818 W Highway 40: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Vernal, and where the nearest one is if they do not.
Short answer: In Vernal: Wells Fargo (1). No branches in Vernal: Chase (nearest in Heber City, 99 mi), Bank of America (nearest in Provo, 113 mi), PNC Bank, U.S. Bank (nearest in Park City, 105 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 126 mi), TD Bank, BMO (nearest in Salt Lake City, 122 mi).
| Bank | In Vernal | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Heber City, 99 miles away |
| Bank of America | None | Provo, 113 miles away |
| PNC Bank | None | none in Utah |
| U.S. Bank | None | Park City, 105 miles away |
| Truist | None | none in Utah |
| Fifth Third Bank | None | none in Utah |
| Huntington | None | none in Utah |
| Regions Bank | None | Salt Lake City, 126 miles away |
| TD Bank | None | none in Utah |
| BMO | None | Salt Lake City, 122 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vernal to the nearest branch in Utah.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vernal residents like anyone else.
Banks near Vernal
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Roosevelt (26 miles) and Price (90 miles). Provo, 113 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Roosevelt, UT | 26 mi | 2 | 2 |
| Banks in Price, UT | 90 mi | 4 | 4 |
| Banks in Kamas, UT | 93 mi | 2 | 2 |
| Banks in Heber City, UT | 99 mi | 6 | 6 |
| Banks in Park City, UT | 105 mi | 7 | 10 |
| Banks in Springville, UT | 112 mi | 3 | 3 |
| Banks in Provo, UT | 113 mi | 12 | 19 |
| Banks in Spanish Fork, UT | 114 mi | 8 | 8 |
Bank branch openings and closings in Vernal
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Vernal between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Vernal
Short answer: 2 institutions have their main office in Vernal: Uintah Credit Union and Valley Wide Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Uintah Credit Union | Credit union | $4.0 million | 1 |
| Valley Wide Credit Union | Credit union | $447,000 | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Vernal by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vernal offices.
Short answer: Wells Fargo is the largest bank with offices in Vernal, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Zions Bancorporation is second with $89.04 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Grand Valley Bank | $599.4 million | No. 1,561 | 1 | Heber City, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Vernal: FAQ
How many banks are in Vernal, UT?
Vernal has 3 banks with 3 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Vernal?
Wells Fargo, with 1. Zions Bancorporation has 1 and Grand Valley Bank has 1.
Is there a Wells Fargo in Vernal, UT?
Yes. FDIC data lists 1 Wells Fargo branch in Vernal as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Zions Bancorporation in Vernal, UT?
Yes. FDIC data lists 1 Zions Bancorporation branch in Vernal as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Grand Valley Bank in Vernal, UT?
Yes. FDIC data lists 1 Grand Valley Bank branch in Vernal as of September 5, 2026. The address and directions are under Grand Valley Bank above.
Is there a Chase in Vernal, UT?
No. FDIC data lists no Chase branch in Vernal as of September 5, 2026. The nearest is in Heber City, about 99 miles away in a straight line.
Which banks in Vernal are open on Saturday?
Mountain America Credit Union publishes Saturday hours for one or more Vernal locations. The Saturday section above lists each one with its hours. 2 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Vernal?
Uintah Credit Union and Valley Wide Credit Union have their main office in Vernal, according to the FDIC and the NCUA.
What is the oldest bank in Vernal?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Vernal?
Mountain America Credit Union, Utah Power Credit Union, Uintah Credit Union and Valley Wide Credit Union have offices in Vernal. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Vernal in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Vernal?
Nearby cities with more banks include Roosevelt, Price, Kamas. Roosevelt is 26 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds