US Bank Directory
Banks in Saratoga Springs, UT
7 FDIC-insured banks operate 7 offices in Saratoga Springs, Utah, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saratoga Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 12 locations in Saratoga Springs, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saratoga Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Saratoga Springs, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
America First Credit Union Credit union · 1
America First Credit Union has 1 office in Saratoga Springs, 95 across Utah. It is based in Riverdale, UT and $24.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Saratoga Springs1420 N Commerce Dr, 84045
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Saratoga Springs, 29 across Utah and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The The Crossing Branch at 112 W Pioneer Xing dates to 2022 in FDIC branch records. It opens on Saturday.
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The Crossing Branch112 W Pioneer Xing, 84045
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 1 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Canyon View Credit Union Credit union · 1
Canyon View Credit Union has 1 office in Saratoga Springs, 23 across Utah. It is based in Salt Lake City, UT and $2.14 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Saratoga Springs213 West Crossroads Blvd, 84045
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Central Bank Bank · 1
Central Bank has 1 branch in Saratoga Springs, 13 across Utah and 13 nationwide. FDIC records list its main office in Provo, UT and show it operating since 1891. With $2.16 billion in total assets on June 30, 2026, it ranks No. 574 of 4,232 U.S. banks by total assets. The Saratoga Springs Branch at 207 E. Thrive Drive dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saratoga Springs Branch207 E. Thrive Drive, 84045
Chase Bank · 1
Chase has 1 branch in Saratoga Springs, 46 across Utah and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Saratoga Springs Branch at 1412 N Exchange Dr dates to 2009 in FDIC branch records. It opens on Saturday.
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Saratoga Springs Branch1412 N Exchange Dr, 84045
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Cyprus Credit Union Credit union · 1
Cyprus Credit Union has 1 office in Saratoga Springs, 23 across Utah. It is based in West Jordan, UT and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Saratoga Springs74 W Crossroads Blvd, 84045
All hours
Mon to Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Glacier Bank Bank · 1
Glacier Bank has 1 branch in Saratoga Springs, 35 across Utah and 261 nationwide. FDIC records list its main office in Kalispell, MT and show it operating since 1955. With $31.58 billion in total assets on June 30, 2026, it ranks No. 69 of 4,232 U.S. banks by total assets. The Saratoga Springs Branch at 1543 N Redwood Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saratoga Springs Branch1543 N Redwood Rd, 84045
Mountain America Credit Union Credit union · 1
Mountain America Credit Union has 1 office in Saratoga Springs, 78 across Utah. It is based in Sandy, UT and $22.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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0071 Saratoga Springs Crossroads Blvd25 E Crossroads Blvd, 84045
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Saratoga Springs, 39 across Utah and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Saratoga Springs Smith'S at 689 N Redwood Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Saratoga Springs Smith'S689 N Redwood Rd, 84045
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Utah Community Credit Union Credit union · 1
Utah Community Credit Union has 1 office in Saratoga Springs, 26 across Utah. It is based in Provo, UT and $3.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Saratoga Springs1364 N Commerce Dr, 84045
All hours
Mon to Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Saratoga Springs, 71 across Utah and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Saratoga Springs Branch at 841 N Redwood Rd dates to 2022 in FDIC branch records. Its published hours do not list Saturday.
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Saratoga Springs Branch841 N Redwood Rd, 84045
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Saratoga Springs, 96 across Utah and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Saratoga Springs Branch at 1533 N Redwood Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saratoga Springs Branch1533 N Redwood Rd, 84045
Join a credit union in Saratoga Springs
5 credit unions have 5 offices here: America First Credit Union, Mountain America Credit Union, Utah Community Credit Union, Canyon View Credit Union and Cyprus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saratoga Springs page has every office in the state's directory.
Banking in Saratoga Springs: the local picture
Short answer: 7 banks run 7 branches in Saratoga Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Saratoga Springs, 2 elsewhere in Utah and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Zions Bancorporation's office at 1533 N Redwood Rd, dating to 2003; the newest is Central Bank's at 207 E. Thrive Drive, from 2023.
5 credit unions have 5 offices in Saratoga Springs, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Saratoga Springs
Short answer: 4 of the 9 Saratoga Springs locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (1412 N Exchange Dr: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (112 W Pioneer Xing: Saturday 9 am to 1 pm)
- U.S. Bank: 1 of 1 branch (689 N Redwood Rd: Saturday 10 am to 2 pm)
- America First Credit Union: 1 of 1 office (1420 N Commerce Dr: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saratoga Springs, and where the nearest one is if they do not.
Short answer: In Saratoga Springs: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Saratoga Springs: PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 26 mi), TD Bank, BMO (nearest in Riverton, 10 mi).
| Bank | In Saratoga Springs | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| PNC Bank | None | none in Utah |
| Truist | None | none in Utah |
| Fifth Third Bank | None | none in Utah |
| Huntington | None | none in Utah |
| Regions Bank | None | Salt Lake City, 26 miles away |
| TD Bank | None | none in Utah |
| BMO | None | Riverton, 10 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saratoga Springs to the nearest branch in Utah.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saratoga Springs residents like anyone else.
Banks near Saratoga Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lehi (4 miles) and American Fork (6 miles). Draper, 10 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lehi, UT | 4 mi | 10 | 14 |
| Banks in American Fork, UT | 6 mi | 6 | 6 |
| Banks in Highland, UT | 8 mi | 3 | 3 |
| Banks in Pleasant Grove, UT | 9 mi | 7 | 7 |
| Banks in Riverton, UT | 10 mi | 8 | 8 |
| Banks in Lindon, UT | 10 mi | 5 | 5 |
| Banks in Draper, UT | 10 mi | 17 | 19 |
| Banks in South Jordan, UT | 12 mi | 10 | 12 |
Bank branch openings and closings in Saratoga Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saratoga Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saratoga Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saratoga Springs offices.
Short answer: Chase is the largest bank with offices in Saratoga Springs, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Glacier Bank | $31.58 billion | No. 69 | 1 | Kalispell, MT |
| Central Bank | $2.16 billion | No. 574 | 1 | Provo, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saratoga Springs: FAQ
How many banks are in Saratoga Springs, UT?
Saratoga Springs has 7 banks with 7 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saratoga Springs?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Saratoga Springs, UT?
Yes. FDIC data lists 1 Chase branch in Saratoga Springs as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Saratoga Springs, UT?
Yes. FDIC data lists 1 Bank of America branch in Saratoga Springs as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Saratoga Springs, UT?
Yes. FDIC data lists 1 Wells Fargo branch in Saratoga Springs as of September 5, 2026. The address and directions are under Wells Fargo above.
Which banks in Saratoga Springs are open on Saturday?
Chase, Bank of America, U.S. Bank and America First Credit Union publish Saturday hours for one or more Saratoga Springs locations. The Saturday section above lists each one with its hours. 3 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Saratoga Springs?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Saratoga Springs?
America First Credit Union, Mountain America Credit Union, Utah Community Credit Union and Canyon View Credit Union and 1 more have offices in Saratoga Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saratoga Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saratoga Springs?
Nearby cities with more banks include Lehi, American Fork, Highland. Lehi is 4 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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