US Bank Directory

Banks in Santa Clara, UT

1 FDIC-insured bank operates 1 office in Santa Clara, Utah, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Santa Clara

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Santa Clara, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Santa Clara

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: State Bank of Southern Utah is the only bank with an office in Santa Clara. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

America First Credit Union 1 office · main office Riverdale, UT Credit union · 1

America First Credit Union has 1 office in Santa Clara, 95 across Utah. It is based in Riverdale, UT and $24.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Santa Clara Harmons
    3520 Pioneer Pkwy, 84765
    (435) 688-3861Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 5 pm; Sun not published

    Hours: NCUA, March 31, 2026

America First Credit Union: profile, branches and contacts
Mountain America Credit Union 1 office · main office Sandy, UT Credit union · 1

Mountain America Credit Union has 1 office in Santa Clara, 78 across Utah. It is based in Sandy, UT and $22.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • 0156 Santa Clara Pioneer Pkwy
    3582 Pioneer Pkwy, 84765
    (435) 674-3856Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mountain America Credit Union: profile, branches and contacts
State Bank of Southern Utah 1 branch · main office Cedar City, UT Bank · 1

State Bank of Southern Utah has 1 branch in Santa Clara, 17 across Utah and 17 nationwide. FDIC records list its main office in Cedar City, UT and show it operating since 1957. With $2.74 billion in total assets on June 30, 2026, it ranks No. 469 of 4,232 U.S. banks by total assets. The Santa Clara Branch at 2287 Santa Clara Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Santa Clara Branch
    2287 Santa Clara Dr, 84765
    Hours: see the bank's site
State Bank of Southern Utah: profile, branches and contacts

Join a credit union in Santa Clara

2 credit unions have 2 offices here: America First Credit Union and Mountain America Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Santa Clara page has every office in the state's directory.

Banking in Santa Clara: the local picture

Short answer: 1 bank runs 1 branch in Santa Clara according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

State Bank of Southern Utah has its main office in Cedar City, UT, according to the FDIC.

The bank with the longest record here is State Bank of Southern Utah, operating since 1957 according to the FDIC.

2 credit unions have 2 offices in Santa Clara, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Santa Clara

Short answer: 1 of the 2 Santa Clara locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Santa Clara, and where the nearest one is if they do not.

Short answer: No branches in Santa Clara: Chase (nearest in Saint George, 1 mi), Wells Fargo (nearest in Saint George, 2 mi), Bank of America (nearest in Spanish Fork, 233 mi), PNC Bank, U.S. Bank (nearest in Saint George, 3 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 268 mi), TD Bank, BMO (nearest in Riverton, 251 mi).

BankIn Santa ClaraNearest branch if none here
ChaseNoneSaint George, 1 mile away
Wells FargoNoneSaint George, 2 miles away
Bank of AmericaNoneSpanish Fork, 233 miles away
PNC BankNonenone in Utah
U.S. BankNoneSaint George, 3 miles away
TruistNonenone in Utah
Fifth Third BankNonenone in Utah
HuntingtonNonenone in Utah
Regions BankNoneSalt Lake City, 268 miles away
TD BankNonenone in Utah
BMONoneRiverton, 251 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Santa Clara to the nearest branch in Utah.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Santa Clara residents like anyone else.

Banks near Santa Clara

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint George (4 miles) and Washington (6 miles). Saint George, 4 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Santa Clara

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Santa Clara between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Santa Clara by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Santa Clara offices.

Short answer: State Bank of Southern Utah is the largest bank with offices in Santa Clara, with $2.74 billion in total assets on June 30, 2026, No. 469 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
State Bank of Southern Utah$2.74 billionNo. 4691Cedar City, UT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Santa Clara: FAQ

How many banks are in Santa Clara, UT?

Santa Clara has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a State Bank of Southern Utah in Santa Clara, UT?

Yes. FDIC data lists 1 State Bank of Southern Utah branch in Santa Clara as of September 5, 2026. The address and directions are under State Bank of Southern Utah above.

Is there a Chase in Santa Clara, UT?

No. FDIC data lists no Chase branch in Santa Clara as of September 5, 2026. The nearest is in Saint George, about 1 miles away in a straight line.

Which banks in Santa Clara are open on Saturday?

America First Credit Union publishes Saturday hours for one or more Santa Clara locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Santa Clara?

State Bank of Southern Utah has the longest record among banks with a branch here: the FDIC shows it operating since 1957.

Which credit unions can I join in Santa Clara?

America First Credit Union and Mountain America Credit Union have offices in Santa Clara. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Santa Clara in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Santa Clara?

Nearby cities with more banks include Saint George, Washington, Hurricane. Saint George is 4 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds