US Bank Directory
Banks in Roy, UT
4 FDIC-insured banks operate 4 offices in Roy, Utah, and 5 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Roy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 13 locations in Roy, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Roy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Roy, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
America First Credit Union Credit union · 5
America First Credit Union has 5 officees in Roy, 95 across Utah. It is based in Riverdale, UT and $24.73 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 5 Roy locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Roy Kent'S Marketplace3535 W 5600 S, 84067
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
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Building 5 - Service Center4051 S 1900 W Bldg 5, 84067
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Building 74059 S 1900 W, 84067
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Roy Harmons5370 S 1900 W, 84067
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
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Roy5662 S 2050 W, 84067
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Ascent Credit Union Credit union · 1
Ascent Credit Union has 1 office in Roy, 4 across Utah. It is based in Ogden, UT and $173.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Roy Branch5997 S 3500 W, 84067
All hours
Mon to Sat 9 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of Utah Bank · 1
Bank of Utah has 1 branch in Roy, 20 across Utah and 20 nationwide. FDIC records list its main office in Ogden, UT and show it operating since 1952. With $3.79 billion in total assets on June 30, 2026, it ranks No. 351 of 4,232 U.S. banks by total assets. The Roy Branch at 5729 S 1900 W dates to 1953 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roy Branch5729 S 1900 W, 84067
Goldenwest Credit Union Credit union · 1
Goldenwest Credit Union has 1 office in Roy, 52 across Utah. It is based in Ogden, UT and $4.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Roy Br5627 S 2050 W, 84067
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Roy, 31 across Utah and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Roy Branch at 5201 S 1900 W dates to 1980 in FDIC branch records. Its published hours do not list Saturday.
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Roy Branch5201 S 1900 W, 84067
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Northrop Grumman Credit Union Credit union · 1
Northrop Grumman Credit Union has 1 office in Roy, 3 across Utah. It is based in Gardena, CA and $1.65 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Roy5770 S. Missile Way, Bldg 5, 84067
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Roy, 39 across Utah and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Roy Branch at 4810 S 1900 W dates to 2010 in FDIC branch records. Its published hours do not list Saturday.
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Roy Branch4810 S 1900 W, 84067
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wasatch Peaks Credit Union Credit union · 1
Wasatch Peaks Credit Union has 1 office in Roy, 6 across Utah. It is based in Ogden, UT and $658.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Roy Branch1935 W 4800 S, 84067
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Roy, 96 across Utah and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Roy Office Branch at 5774 S 1900 W dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roy Office Branch5774 S 1900 W, 84067
Join a credit union in Roy
5 credit unions have 9 offices here: America First Credit Union, Goldenwest Credit Union, Northrop Grumman Credit Union, Wasatch Peaks Credit Union and Ascent Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Roy page has every office in the state's directory.
Banking in Roy: the local picture
Short answer: 4 banks run 4 branches in Roy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Roy, 2 elsewhere in Utah and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Utah's office at 5729 S 1900 W, dating to 1953; the newest is U.S. Bank's at 4810 S 1900 W, from 2010.
5 credit unions have 9 offices in Roy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Roy
Short answer: 5 of the 11 Roy locations with published hours open on Saturday, run by 3 institutions.
- America First Credit Union: 3 of 5 offices (3535 W 5600 S: Saturday 9 am to 5 pm, and 2 more)
- Wasatch Peaks Credit Union: 1 of 1 office (1935 W 4800 S: Saturday 9 am to 1 pm)
- Ascent Credit Union: 1 of 1 office (5997 S 3500 W: Saturday 9 am to 6 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Roy, and where the nearest one is if they do not.
Short answer: In Roy: U.S. Bank (1). No branches in Roy: Chase (nearest in Ogden, 4 mi), Wells Fargo (nearest in West Point, 4 mi), Bank of America (nearest in Clinton, 3 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 29 mi), TD Bank, BMO (nearest in Layton, 6 mi).
| Bank | In Roy | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Ogden, 4 miles away |
| Wells Fargo | None | West Point, 4 miles away |
| Bank of America | None | Clinton, 3 miles away |
| PNC Bank | None | none in Utah |
| Truist | None | none in Utah |
| Fifth Third Bank | None | none in Utah |
| Huntington | None | none in Utah |
| Regions Bank | None | Salt Lake City, 29 miles away |
| TD Bank | None | none in Utah |
| BMO | None | Layton, 6 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Roy to the nearest branch in Utah.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Roy residents like anyone else.
Banks near Roy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are South Ogden (4 miles) and Ogden (5 miles). Layton, 7 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in South Ogden, UT | 4 mi | 3 | 3 |
| Banks in Ogden, UT | 5 mi | 10 | 19 |
| Banks in Syracuse, UT | 5 mi | 2 | 2 |
| Banks in Layton, UT | 7 mi | 12 | 18 |
| Banks in Kaysville, UT | 10 mi | 3 | 3 |
| Banks in North Ogden, UT | 10 mi | 3 | 3 |
| Banks in Farmington, UT | 14 mi | 6 | 6 |
| Banks in Centerville, UT | 18 mi | 3 | 3 |
Bank branch openings and closings in Roy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Roy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Roy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Roy offices.
Short answer: U.S. Bank is the largest bank with offices in Roy, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Bank of Utah | $3.79 billion | No. 351 | 1 | Ogden, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Roy: FAQ
How many banks are in Roy, UT?
Roy has 4 banks with 4 branches and 5 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Roy?
U.S. Bank, with 1. KeyBank has 1 and Zions Bancorporation has 1.
Is there a U.S. Bank in Roy, UT?
Yes. FDIC data lists 1 U.S. Bank branch in Roy as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a KeyBank in Roy, UT?
Yes. FDIC data lists 1 KeyBank branch in Roy as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Zions Bancorporation in Roy, UT?
Yes. FDIC data lists 1 Zions Bancorporation branch in Roy as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Chase in Roy, UT?
No. FDIC data lists no Chase branch in Roy as of September 5, 2026. The nearest is in Ogden, about 4 miles away in a straight line.
Which banks in Roy are open on Saturday?
America First Credit Union, Wasatch Peaks Credit Union and Ascent Credit Union publish Saturday hours for one or more Roy locations. The Saturday section above lists each one with its hours. 2 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Roy?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Roy?
America First Credit Union, Goldenwest Credit Union, Northrop Grumman Credit Union and Wasatch Peaks Credit Union and 1 more have offices in Roy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Roy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Roy?
Nearby cities with more banks include South Ogden, Ogden, Syracuse. South Ogden is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 8 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: KeyBank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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