US Bank Directory

Banks in Cottonwood Heights, UT

6 FDIC-insured banks operate 7 offices in Cottonwood Heights, Utah, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Cottonwood Heights

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 10 locations in Cottonwood Heights, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cottonwood Heights

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Fortis Bank has the most locations in Cottonwood Heights, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fortis Bank 2 branches · main office Denver, CO Bank · 2

Fortis Bank has 2 branches in Cottonwood Heights, 2 across Utah and 3 nationwide. FDIC records list its main office in Denver, CO and show it operating since 1997. With $1.35 billion in total assets on June 30, 2026, it ranks No. 817 of 4,232 U.S. banks by total assets. The Cottonwood Heights Loan Production Office at 6975 S Union Park Ctr dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fortis Private Bank Branch
    6975 S Union Park Ctr, 84047
    Hours: see the bank's site
  • Cottonwood Heights Loan Production Office
    6975 S Union Park Ctr, 84047
    Hours: see the bank's site
Fortis Bank: profile, branches and contacts
Banterra Bank 1 branch · main office Marion, IL Bank · 1

Banterra Bank has 1 branch in Cottonwood Heights, 1 across Utah and 43 nationwide. FDIC records list its main office in Marion, IL and show it operating since 1955. With $3.36 billion in total assets on June 30, 2026, it ranks No. 383 of 4,232 U.S. banks by total assets. The Cottonwood Heights Branch at 6965 S Union Park Ctr dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cottonwood Heights Branch
    6965 S Union Park Ctr, 84047
    Hours: see the bank's site
Banterra Bank: profile, branches and contacts
Canyon View Credit Union 1 office · main office Salt Lake City, UT Credit union · 1

Canyon View Credit Union has 1 office in Cottonwood Heights, 23 across Utah. It is based in Salt Lake City, UT and $2.14 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cottonwood
    7220 S Highland Dr, 84121
    (801) 944-1300Today: hours not published
    All hours

    Mon to Fri not published; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Canyon View Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Cottonwood Heights, 46 across Utah and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Fort Union Branch at 7045 S 1300 E dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fort Union Branch
    7045 S 1300 E, 84047
    Hours: see the bank's site
Chase: profile, branches and contacts
Mountain America Credit Union 1 office · main office Sandy, UT Credit union · 1

Mountain America Credit Union has 1 office in Cottonwood Heights, 78 across Utah. It is based in Sandy, UT and $22.66 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • 0055 Midvale Union Park Ave
    7325 S Union Park Ave, 84047
    (801) 566-0278Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Mountain America Credit Union: profile, branches and contacts
Northwest Bank 1 branch · main office Boise, ID Bank · 1

Northwest Bank has 1 branch in Cottonwood Heights, 1 across Utah and 6 nationwide. FDIC records list its main office in Boise, ID and show it operating since 2008. With $1.45 billion in total assets on June 30, 2026, it ranks No. 765 of 4,232 U.S. banks by total assets. The Salt Lake City Branch at 6975 S Union Park Ctr. dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Salt Lake City Branch
    6975 S Union Park Ctr., 84047
    Hours: see the bank's site
Northwest Bank: profile, branches and contacts
SoFi Bank 1 branch · main office Cottonwood Heights, UT Bank · 1

SoFi Bank has 1 branch in Cottonwood Heights, 1 across Utah and 4 nationwide. FDIC records list its main office in Cottonwood Heights, UT and show it operating since 1986. With $56.82 billion in total assets on June 30, 2026, it ranks No. 46 of 4,232 U.S. banks by total assets. Its main office at 2750 E Cottonwood Pkwy dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    2750 E Cottonwood Pkwy, 84121
    Hours: see the bank's site
SoFi Bank: profile, branches and contacts
Utah First Credit Union 1 office · main office Salt Lake City, UT Credit union · 1

Utah First Credit Union has 1 office in Cottonwood Heights, 11 across Utah. It is based in Salt Lake City, UT and $1.16 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cottonwood Heights Branch
    1166 E Fort Union Blvd, 84047
    (801) 320-2600Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Utah First Credit Union: profile, branches and contacts
Zions Bancorporation 1 branch · main office Salt Lake City, UT Bank · 1

Zions Bancorporation has 1 branch in Cottonwood Heights, 96 across Utah and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Cottonwood Heights Branch at 7015 S Highland Dr dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cottonwood Heights Branch
    7015 S Highland Dr, 84121
    Hours: see the bank's site
Zions Bancorporation: profile, branches and contacts

Join a credit union in Cottonwood Heights

3 credit unions have 3 offices here: Mountain America Credit Union, Canyon View Credit Union and Utah First Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cottonwood Heights page has every office in the state's directory.

Banking in Cottonwood Heights: the local picture

Short answer: 6 banks run 7 branches in Cottonwood Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Cottonwood Heights, 1 elsewhere in Utah and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is SoFi Bank's office at 2750 E Cottonwood Pkwy, dating to 1986; the newest is Northwest Bank's at 6975 S Union Park Ctr., from 2024.

3 credit unions have 3 offices in Cottonwood Heights, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Cottonwood Heights

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 84047 has the most bank and credit union offices in Cottonwood Heights (7), followed by 84121 (3). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
8404776Fortis Bank, Banterra Bank, Chase
8412133Canyon View Credit Union, SoFi Bank, Zions Bancorporation

Credit unions open on Saturday in Cottonwood Heights

Short answer: 2 of the 3 Cottonwood Heights locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cottonwood Heights, and where the nearest one is if they do not.

Short answer: In Cottonwood Heights: Chase (1). No branches in Cottonwood Heights: Wells Fargo (nearest in Salt Lake City, 1 mi), Bank of America (nearest in Murray, 3 mi), PNC Bank, U.S. Bank (nearest in Salt Lake City, 1 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 9 mi), TD Bank, BMO (nearest in Salt Lake City, 1 mi).

BankIn Cottonwood HeightsNearest branch if none here
Chase1 branchhere
Wells FargoNoneSalt Lake City, 1 mile away
Bank of AmericaNoneMurray, 3 miles away
PNC BankNonenone in Utah
U.S. BankNoneSalt Lake City, 1 mile away
TruistNonenone in Utah
Fifth Third BankNonenone in Utah
HuntingtonNonenone in Utah
Regions BankNoneSalt Lake City, 9 miles away
TD BankNonenone in Utah
BMONoneSalt Lake City, 1 mile away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cottonwood Heights to the nearest branch in Utah.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cottonwood Heights residents like anyone else.

Banks near Cottonwood Heights

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Midvale (2 miles) and Holladay (2 miles). Salt Lake City, 7 miles away, has the most banks nearby: 35.

Bank branch openings and closings in Cottonwood Heights

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cottonwood Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cottonwood Heights

Short answer: 1 institution has its main office in Cottonwood Heights: SoFi Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
SoFi BankBank$56.82 billion1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cottonwood Heights by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cottonwood Heights offices.

Short answer: Chase is the largest bank with offices in Cottonwood Heights, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Zions Bancorporation is second with $89.04 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Zions Bancorporation$89.04 billionNo. 351Salt Lake City, UT
SoFi Bank$56.82 billionNo. 461Cottonwood Heights, UT
Banterra Bank$3.36 billionNo. 3831Marion, IL
Northwest Bank$1.45 billionNo. 7651Boise, ID
Fortis Bank$1.35 billionNo. 8172Denver, CO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cottonwood Heights: FAQ

How many banks are in Cottonwood Heights, UT?

Cottonwood Heights has 6 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cottonwood Heights?

Fortis Bank, with 2. Chase has 1 and Zions Bancorporation has 1.

Is there a Fortis Bank in Cottonwood Heights, UT?

Yes. FDIC data lists 2 Fortis Bank branches in Cottonwood Heights as of September 5, 2026. Its branches are listed under Fortis Bank above, with the address and directions for each.

Is there a Chase in Cottonwood Heights, UT?

Yes. FDIC data lists 1 Chase branch in Cottonwood Heights as of September 5, 2026. The address and directions are under Chase above.

Is there a Zions Bancorporation in Cottonwood Heights, UT?

Yes. FDIC data lists 1 Zions Bancorporation branch in Cottonwood Heights as of September 5, 2026. The address and directions are under Zions Bancorporation above.

Is there a Wells Fargo in Cottonwood Heights, UT?

No. FDIC data lists no Wells Fargo branch in Cottonwood Heights as of September 5, 2026. The nearest is in Salt Lake City, about 1 miles away in a straight line.

Which banks in Cottonwood Heights are open on Saturday?

Mountain America Credit Union and Canyon View Credit Union publish Saturday hours for one or more Cottonwood Heights locations. The Saturday section above lists each one with its hours. 7 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Cottonwood Heights?

SoFi Bank has its main office in Cottonwood Heights, according to the FDIC.

What is the oldest bank in Cottonwood Heights?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Cottonwood Heights?

Mountain America Credit Union, Canyon View Credit Union and Utah First Credit Union have offices in Cottonwood Heights. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cottonwood Heights in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cottonwood Heights?

Nearby cities with more banks include Midvale, Holladay, Murray. Midvale is 2 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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