US Bank Directory
Banks in Union City, TN
7 FDIC-insured banks operate 9 offices in Union City, Tennessee, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Union City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 10 locations in Union City, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Union City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Simmons Bank and Commercial Bank & Trust Co. have the most locations in Union City, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commercial Bank & Trust Co. Bank · 2
Commercial Bank & Trust Co. has 2 branches in Union City, 10 across Tennessee and 11 nationwide. FDIC records list its main office in Paris, TN and show it operating since 1877. With $1.08 billion in total assets on June 30, 2026, it ranks No. 977 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Union City location is the Union City Main Branch at 127 S 1st St, dating to 1909; the newest, at 709 E Reelfoot Ave, to 1969. It does not publish hours in the sources this page uses; check its site before you go.
-
Union City Main Branch127 S 1st St, 38261
-
Reelfoot Avenue Branch709 E Reelfoot Ave, 38261
Simmons Bank Bank · 2
Simmons Bank has 2 branches in Union City, 44 across Tennessee and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Union City location is the Union City Branch at 115 W Washington Ave, dating to 1887; the newest, at 100 E Reelfoot Ave, to 1909. It does not publish hours in the sources this page uses; check its site before you go.
-
Union City Branch100 E Reelfoot Ave, 38261
-
Union City Branch115 W Washington Ave, 38261
Bank3 Bank · 1
Bank3 has 1 branch in Union City, 5 across Tennessee and 6 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1910. With $491.8 million in total assets on June 30, 2026, it ranks No. 1,817 of 4,232 U.S. banks by total assets. The Union City Branch at 211 Bill Burnett Cir dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Union City Branch211 Bill Burnett Cir, 38261
Leaders Credit Union Credit union · 1
Leaders Credit Union has 1 office in Union City, 11 across Tennessee. It is based in Jackson, TN and $1.31 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Union City1500 S 1St St, 38261
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Park National Bank Bank · 1
Park National Bank has 1 branch in Union City, 26 across Tennessee and 114 nationwide. FDIC records list its main office in Newark, OH and show it operating since 1908. With $12.61 billion in total assets on June 30, 2026, it ranks No. 142 of 4,232 U.S. banks by total assets. The Union City Branch at 100 W Washington Ave dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Union City Branch100 W Washington Ave, 38261
Regions Bank Bank · 1
Regions Bank has 1 branch in Union City, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Union City Branch at 1702 W Reelfoot Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Union City Branch1702 W Reelfoot Ave, 38261
Security Bank Bank · 1
Security Bank has 1 branch in Union City, 16 across Tennessee and 16 nationwide. FDIC records list its main office in Paris, TN and show it operating since 1905. With $1.70 billion in total assets on June 30, 2026, it ranks No. 669 of 4,232 U.S. banks by total assets. The Reelfoot Bank Branch at 1491 S 1st St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Reelfoot Bank Branch1491 S 1st St, 38261
The Citizens Bank Bank · 1
The Citizens Bank has 1 branch in Union City, 1 across Tennessee and 3 nationwide. FDIC records list its main office in Hickman, KY and show it operating since 1930. With $220.4 million in total assets on June 30, 2026, it ranks No. 2,877 of 4,232 U.S. banks by total assets. The Union City Branch at 1304 W Reelfoot Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Union City Branch1304 W Reelfoot Ave, 38261
Join a credit union in Union City
1 credit union has 1 office here: Leaders Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Union City page has every office in the state's directory.
Banking in Union City: the local picture
Short answer: 7 banks run 9 branches in Union City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Union City, 3 elsewhere in Tennessee and 4 out of state, according to the FDIC.
The bank with the longest record here is Commercial Bank & Trust Co., operating since 1877 according to the FDIC. In FDIC branch records, the longest-running branch is Simmons Bank's office at 115 W Washington Ave, dating to 1887; the newest is The Citizens Bank's at 1304 W Reelfoot Ave, from 2018.
The only credit union with an office here is Leaders Credit Union.
Of the 1 location with published hours. None open on Saturday. 9 locations have no published hours in these sources.
Saturday hours in Union City
Short answer: None of the 1 Union City location with published hours lists Saturday hours. 9 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Union City, and where the nearest one is if they do not.
Short answer: In Union City: Regions Bank (1). No branches in Union City: Chase (nearest in Arlington, 86 mi), Wells Fargo (nearest in Arlington, 93 mi), Bank of America (nearest in Clarksville, 92 mi), PNC Bank (nearest in Nashville, 127 mi), U.S. Bank (nearest in Clarksville, 92 mi), Truist (nearest in Arlington, 93 mi), Fifth Third Bank (nearest in Clarksville, 97 mi), Huntington (nearest in Dresden, 21 mi), TD Bank, BMO.
| Bank | In Union City | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Arlington, 86 miles away |
| Wells Fargo | None | Arlington, 93 miles away |
| Bank of America | None | Clarksville, 92 miles away |
| PNC Bank | None | Nashville, 127 miles away |
| U.S. Bank | None | Clarksville, 92 miles away |
| Truist | None | Arlington, 93 miles away |
| Fifth Third Bank | None | Clarksville, 97 miles away |
| Huntington | None | Dresden, 21 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union City to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union City residents like anyone else.
Banks near Union City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Martin (12 miles) and Dresden (22 miles). Martin, 12 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Martin, TN | 12 mi | 5 | 6 |
| Banks in Dresden, TN | 22 mi | 3 | 3 |
| Banks in Newbern, TN | 24 mi | 2 | 2 |
| Banks in Trenton, TN | 31 mi | 5 | 5 |
| Banks in Dyersburg, TN | 32 mi | 5 | 11 |
| Banks in Mckenzie, TN | 37 mi | 4 | 4 |
| Banks in Mc Kenzie, TN | 37 mi | 2 | 2 |
| Banks in Milan, TN | 39 mi | 5 | 5 |
Bank branch openings and closings in Union City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Union City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Union City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union City offices.
Short answer: Regions Bank is the largest bank with offices in Union City, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Simmons Bank is second with $24.73 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Simmons Bank | $24.73 billion | No. 87 | 2 | Pine Bluff, AR |
| Park National Bank | $12.61 billion | No. 142 | 1 | Newark, OH |
| Security Bank | $1.70 billion | No. 669 | 1 | Paris, TN |
| Commercial Bank & Trust Co. | $1.08 billion | No. 977 | 2 | Paris, TN |
| Bank3 | $491.8 million | No. 1,817 | 1 | Memphis, TN |
| The Citizens Bank | $220.4 million | No. 2,877 | 1 | Hickman, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Union City: FAQ
How many banks are in Union City, TN?
Union City has 7 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Union City?
Simmons Bank, with 2. Commercial Bank & Trust Co. has 2 and Regions Bank has 1.
Is there a Simmons Bank in Union City, TN?
Yes. FDIC data lists 2 Simmons Bank branches in Union City as of September 5, 2026. Its branches are listed under Simmons Bank above, with the address and directions for each.
Is there a Commercial Bank & Trust Co. in Union City, TN?
Yes. FDIC data lists 2 Commercial Bank & Trust Co. branches in Union City as of September 5, 2026. Its branches are listed under Commercial Bank & Trust Co. above, with the address and directions for each.
Is there a Regions Bank in Union City, TN?
Yes. FDIC data lists 1 Regions Bank branch in Union City as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in Union City, TN?
No. FDIC data lists no Chase branch in Union City as of September 5, 2026. The nearest is in Arlington, about 86 miles away in a straight line.
Which banks in Union City are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 9 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Union City?
Commercial Bank & Trust Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1877.
Which credit unions can I join in Union City?
Leaders Credit Union has an office in Union City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Union City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Union City?
Nearby cities with more banks include Martin, Dresden, Newbern. Martin is 12 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds