Banks in Harrogate, TN

Bank branch map: Harrogate

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Harrogate, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Harrogate

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Commercial Bank has the most locations in Harrogate, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Commercial Bank 2 branches · main office Harrogate, TN Bank · 2

Commercial Bank has 2 branches in Harrogate, 21 across Tennessee and 40 nationwide. FDIC records list its main office in Harrogate, TN and show it operating since 1976. With $2.36 billion in total assets on June 30, 2026, it ranks No. 528 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Harrogate location is the Harrogate Branch at 7100 Cumberland Gap Pkwy, dating to 1953; the newest, at 6710 Cumberland Gap Pkwy, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  6710 Cumberland Gap Pkwy, 37752

  Hours: see the bank's site
  DirectionsWebsite
• Harrogate Branch

  7100 Cumberland Gap Pkwy, 37752

  Hours: see the bank's site
  DirectionsWebsite

Commercial Bank: profile, branches and contacts

First Century Bank 1 branch · main office Tazewell, TN Bank · 1

First Century Bank has 1 branch in Harrogate, 13 across Tennessee and 13 nationwide. FDIC records list its main office in Tazewell, TN and show it operating since 1899. With $809.8 million in total assets on June 30, 2026, it ranks No. 1,251 of 4,232 U.S. banks by total assets. The Harrogate Branch at 6946 Cumberland Gap Pkwy dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Harrogate Branch

  6946 Cumberland Gap Pkwy, 37752

  Hours: see the bank's site
  DirectionsWebsite

First Century Bank: profile, branches and contacts

Hearthside Bank Corporation 1 branch · main office Middlesboro, KY Bank · 1

Hearthside Bank Corporation has 1 branch in Harrogate, 4 across Tennessee and 8 nationwide. FDIC records list its main office in Middlesboro, KY and show it operating since 1920. With $608.9 million in total assets on June 30, 2026, it ranks No. 1,551 of 4,232 U.S. banks by total assets. The Harrogate Tn Branch at 111 Washington Ave dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Harrogate Tn Branch

  111 Washington Ave, 37752

  Hours: see the bank's site
  DirectionsWebsite

Hearthside Bank Corporation: profile, branches and contacts

Banking in Harrogate: the local picture

Short answer: 3 banks run 4 branches in Harrogate according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Harrogate, 1 elsewhere in Tennessee and 1 out of state, according to the FDIC.

The bank with the longest record here is First Century Bank, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is Commercial Bank's office at 7100 Cumberland Gap Pkwy, dating to 1953; the newest is Hearthside Bank Corporation's at 111 Washington Ave, from 2010.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Harrogate, and where the nearest one is if they do not.

Short answer: No branches in Harrogate: Chase (nearest in Sevierville, 48 mi), Wells Fargo (nearest in Gallatin, 159 mi), Bank of America (nearest in Knoxville, 45 mi), PNC Bank (nearest in Murfreesboro, 163 mi), U.S. Bank (nearest in Morristown, 31 mi), Truist (nearest in Morristown, 31 mi), Fifth Third Bank (nearest in Knoxville, 48 mi), Huntington (nearest in Cleveland, 118 mi), Regions Bank (nearest in Morristown, 32 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Harrogate to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Harrogate residents like anyone else.

Banks near Harrogate

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Tazewell (10 miles) and Sneedville (25 miles). Morristown, 32 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Harrogate

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Harrogate between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Harrogate

Short answer: 1 institution has its main office in Harrogate: Commercial Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Harrogate by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Harrogate offices.

Short answer: Commercial Bank is the largest bank with offices in Harrogate, with $2.36 billion in total assets on June 30, 2026, No. 528 among U.S. banks by total assets. First Century Bank is second with $809.8 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Harrogate: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.