US Bank Directory
Banks in Germantown, TN
17 FDIC-insured banks operate 25 offices in Germantown, Tennessee, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Germantown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 19 banks and credit unions operate 27 locations in Germantown, according to the FDIC and the NCUA. 27 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
27 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Germantown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Horizon has the most locations in Germantown, with 6. It is followed by Regions Bank (2), Pinnacle Bank (2), FirstBank (2). 13 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Horizon Bank · 6
First Horizon has 6 branches in Germantown, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Germantown location is the Germantown Branch at 7640 Poplar Ave, dating to 1964; the newest, at 7820 Walking Horse Cir, to 2006. 1 of its 2 Germantown locations with published hours open on Saturday.
-
Kirby Woods Branch1845 Kirby Pkwy, 38138
-
Wolf River Branch2055 S Houston Levee Rd, 38139
All hours
Mon to Thu 10 am to 5 pm; Fri 10 am to 6 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
-
Germantown Branch7640 Poplar Ave, 38138
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
-
Farmington Branch7808 Farmington Blvd, 38138
-
The Village Of Germantown Financial Center Branch7820 Walking Horse Cir, 38138
-
Forest Hill Heights Branch9185 Winchester Rd, 38138
FirstBank Bank · 2
FirstBank has 2 branches in Germantown, 85 across Tennessee and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Memphis Colonnade at 6815 Poplar Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Memphis Colonnade6815 Poplar Ave, 38138
-
Memphis - Travue Branch6815 Poplar Ave, 38138
Pinnacle Bank Bank · 2
Pinnacle Bank has 2 branches in Germantown, 65 across Tennessee and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Germantown location is the Germantown Branch at 1264 S Germantown Rd, dating to 2007; the newest, at 9057 Poplar Ave, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Branch1264 S Germantown Rd, 38138
-
Germantown-Forrest Hill Branch9057 Poplar Ave, 38138
Regions Bank Bank · 2
Regions Bank has 2 branches in Germantown, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Germantown location is the Germantown Poplar Ave Branch at 7744 Poplar Ave, dating to 1928; the newest, at 1284 S Germantown Rd, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Greenline Branch1284 S Germantown Rd, 38138
-
Germantown Poplar Ave Branch7744 Poplar Ave, 38138
Bank of America Bank · 1
Bank of America has 1 branch in Germantown, 53 across Tennessee and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Germantown Branch at 7665 Poplar Ave dates to 2020 in FDIC branch records. Its published hours do not list Saturday.
-
Germantown Branch7665 Poplar Ave, 38138
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of Bartlett Bank · 1
Bank of Bartlett has 1 branch in Germantown, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Bartlett, TN and show it operating since 1980. With $551.8 million in total assets on June 30, 2026, it ranks No. 1,674 of 4,232 U.S. banks by total assets. The Kirby Woods Branch at 1870 Kirby Pkwy dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Kirby Woods Branch1870 Kirby Pkwy, 38138
BankTennessee Bank · 1
BankTennessee has 1 branch in Germantown, 11 across Tennessee and 11 nationwide. FDIC records list its main office in Collierville, TN and show it operating since 1934. With $630.3 million in total assets on June 30, 2026, it ranks No. 1,506 of 4,232 U.S. banks by total assets. The Forest Hill Branch at 2915 Forest Hill Irene Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Forest Hill Branch2915 Forest Hill Irene Rd, 38139
Chase Bank · 1
Chase has 1 branch in Germantown, 48 across Tennessee and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Germantown Pkwy Branch at 7708 Poplar Ave dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Pkwy Branch7708 Poplar Ave, 38138
Decatur County Bank Bank · 1
Decatur County Bank has 1 branch in Germantown, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Decaturville, TN and show it operating since 1899. With $325.6 million in total assets on June 30, 2026, it ranks No. 2,368 of 4,232 U.S. banks by total assets. The Germantown Branch at 7505 Capital Dr. dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Branch7505 Capital Dr., 38138
Independent Bank Bank · 1
Independent Bank has 1 branch in Germantown, 10 across Tennessee and 12 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1998. With $1.85 billion in total assets on June 30, 2026, it ranks No. 638 of 4,232 U.S. banks by total assets. The Germantown Branch at 7635 Poplar Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Branch7635 Poplar Ave, 38138
INSOUTH Bank Bank · 1
INSOUTH Bank has 1 branch in Germantown, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Brownsville, TN and show it operating since 1869. With $591.9 million in total assets on June 30, 2026, it ranks No. 1,584 of 4,232 U.S. banks by total assets. The Farmington Branch at 7878 Farmington Blvd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Farmington Branch7878 Farmington Blvd, 38138
Methodist Healthcare Credit Union Credit union · 1
Methodist Healthcare Credit Union has 1 office in Germantown, 5 across Tennessee. It is based in Cordova, TN and $47.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Germantown7691 Poplar Ave, 38138
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Paragon Bank Bank · 1
Paragon Bank has 1 branch in Germantown, 5 across Tennessee and 10 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 2005. With $908.1 million in total assets on June 30, 2026, it ranks No. 1,141 of 4,232 U.S. banks by total assets. The Saddle Creek Banking Center Branch at 7600 Poplar Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Saddle Creek Banking Center Branch7600 Poplar Ave, 38138
Planters Bank Bank · 1
Planters Bank has 1 branch in Germantown, 1 across Tennessee and 33 nationwide. FDIC records list its main office in Indianola, MS and show it operating since 1920. With $2.71 billion in total assets on June 30, 2026, it ranks No. 475 of 4,232 U.S. banks by total assets. The Germantown Branch at 7575 Poplar Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Branch7575 Poplar Ave, 38138
Renasant Bank · 1
Renasant has 1 branch in Germantown, 21 across Tennessee and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Germantown Branch at 2177 S Germantown Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Branch2177 S Germantown Rd, 38138
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Germantown, 44 across Tennessee and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Germantown West Farmington Branch at 7550 W Farmington Blvd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown West Farmington Branch7550 W Farmington Blvd, 38138
Southeast Financial Credit Union Credit union · 1
Southeast Financial Credit Union has 1 office in Germantown, 10 across Tennessee. It is based in Franklin, TN and $474.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Memphis9265 Poplar Ave, 38138
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Germantown, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Exeter-Germantown Branch at 7770 Poplar Ave dates to 1990 in FDIC branch records. It opens on Saturday.
-
Exeter-Germantown Branch7770 Poplar Ave, 38138
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Trustmark Bank · 1
Trustmark has 1 branch in Germantown, 15 across Tennessee and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. The Germantown Branch at 1405 S Germantown Rd dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Germantown Branch1405 S Germantown Rd, 38138
Join a credit union in Germantown
2 credit unions have 2 offices here: Southeast Financial Credit Union and Methodist Healthcare Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Germantown page has every office in the state's directory.
Banking in Germantown: the local picture
Short answer: 17 banks run 25 branches in Germantown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 17 banks, 0 have their main office in Germantown, 9 elsewhere in Tennessee and 8 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 7744 Poplar Ave, dating to 1928; the newest is INSOUTH Bank's at 7878 Farmington Blvd, from 2026.
2 credit unions have 2 offices in Germantown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 21 locations have no published hours in these sources.
Banks by ZIP code in Germantown
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 38138 has the most bank and credit union offices in Germantown (25), followed by 38139 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 38138 | 25 | 18 | First Horizon, FirstBank, Pinnacle Bank |
| 38139 | 2 | 2 | BankTennessee, First Horizon |
Banks open on Saturday in Germantown
Short answer: 2 of the 6 Germantown locations with published hours open on Saturday, run by 2 institutions.
- First Horizon: 1 of 6 branches (7640 Poplar Ave: Saturday 9 am to 1 pm)
- Truist: 1 of 1 branch (7770 Poplar Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Germantown, and where the nearest one is if they do not.
Short answer: In Germantown: Chase (1), Bank of America (1), Truist (1), Regions Bank (2). No branches in Germantown: Wells Fargo (nearest in Memphis, 3 mi), PNC Bank (nearest in Franklin, 177 mi), U.S. Bank (nearest in Dickson, 152 mi), Fifth Third Bank (nearest in Fairview, 162 mi), Huntington (nearest in Memphis, 3 mi), TD Bank, BMO.
| Bank | In Germantown | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 2 branches | here |
| Wells Fargo | None | Memphis, 3 miles away |
| PNC Bank | None | Franklin, 177 miles away |
| U.S. Bank | None | Dickson, 152 miles away |
| Fifth Third Bank | None | Fairview, 162 miles away |
| Huntington | None | Memphis, 3 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Germantown to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Germantown residents like anyone else.
Banks near Germantown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cordova (4 miles) and Collierville (6 miles). Memphis, 7 miles away, has the most banks nearby: 31.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cordova, TN | 4 mi | 11 | 12 |
| Banks in Collierville, TN | 6 mi | 17 | 20 |
| Banks in Memphis, TN | 7 mi | 31 | 124 |
| Banks in Bartlett, TN | 8 mi | 11 | 17 |
| Banks in Lakeland, TN | 9 mi | 2 | 2 |
| Banks in Arlington, TN | 13 mi | 11 | 11 |
| Banks in Eads, TN | 15 mi | 2 | 2 |
| Banks in Oakland, TN | 18 mi | 6 | 6 |
Bank branch openings and closings in Germantown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Germantown between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 16, 2026 | Opened | INSOUTH Bank | 7878 Farmington Blvd, 38138 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Germantown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Germantown offices.
Short answer: Chase is the largest bank with offices in Germantown, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 2 | Nashville, TN |
| First Horizon | $84.12 billion | No. 38 | 6 | Memphis, TN |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| Trustmark | $19.19 billion | No. 109 | 1 | Jackson, MS |
| FirstBank | $16.76 billion | No. 118 | 2 | Nashville, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Germantown: FAQ
How many banks are in Germantown, TN?
Germantown has 17 banks with 25 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Germantown?
First Horizon, with 6. Regions Bank has 2 and Pinnacle Bank has 2.
Is there a First Horizon in Germantown, TN?
Yes. FDIC data lists 6 First Horizon branches in Germantown as of September 5, 2026. Its branches are listed under First Horizon above, with the address and directions for each.
Is there a Regions Bank in Germantown, TN?
Yes. FDIC data lists 2 Regions Bank branches in Germantown as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Pinnacle Bank in Germantown, TN?
Yes. FDIC data lists 2 Pinnacle Bank branches in Germantown as of September 5, 2026. Its branches are listed under Pinnacle Bank above, with the address and directions for each.
Is there a Wells Fargo in Germantown, TN?
No. FDIC data lists no Wells Fargo branch in Germantown as of September 5, 2026. The nearest is in Memphis, about 3 miles away in a straight line.
Which banks in Germantown are open on Saturday?
First Horizon and Truist publish Saturday hours for one or more Germantown locations. The Saturday section above lists each one with its hours. 21 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Germantown?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Germantown?
Southeast Financial Credit Union and Methodist Healthcare Credit Union have offices in Germantown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Germantown in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Germantown?
Nearby cities with more banks include Cordova, Collierville, Memphis. Cordova is 4 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 25 branches: Bank of America, First Horizon, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds