Banks in Charlotte, TN

Bank branch map: Charlotte

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Charlotte, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Charlotte

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Federal Bank and TriStar Bank have the most locations in Charlotte, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Federal Bank 1 branch · main office Dickson, TN Bank · 1

First Federal Bank has 1 branch in Charlotte, 17 across Tennessee and 17 nationwide. FDIC records list its main office in Dickson, TN and show it operating since 1936. With $1.11 billion in total assets on June 30, 2026, it ranks No. 949 of 4,232 U.S. banks by total assets. The Charlotte Branch at 2 Court Sq dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Charlotte Branch

  2 Court Sq, 37036

  Hours: see the bank's site
  DirectionsWebsite

First Federal Bank: profile, branches and contacts

TriStar Bank 1 branch · main office Dickson, TN Bank · 1

TriStar Bank has 1 branch in Charlotte, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Dickson, TN and show it operating since 2000. With $562.7 million in total assets on June 30, 2026, it ranks No. 1,648 of 4,232 U.S. banks by total assets. The Charlotte Branch at 3416 Highway 48 N dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Charlotte Branch

  3416 Highway 48 N, 37036

  Hours: see the bank's site
  DirectionsWebsite

TriStar Bank: profile, branches and contacts

Banking in Charlotte: the local picture

Short answer: 2 banks run 2 branches in Charlotte according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Charlotte, 2 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is First Federal Bank, operating since 1936 according to the FDIC. In FDIC branch records, the longest-running branch is First Federal Bank's office at 2 Court Sq, dating to 1928; the newest is TriStar Bank's at 3416 Highway 48 N, from 2009.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Charlotte, and where the nearest one is if they do not.

Short answer: No branches in Charlotte: Chase (nearest in Nashville, 23 mi), Wells Fargo (nearest in Nashville, 23 mi), Bank of America (nearest in Nashville, 25 mi), PNC Bank (nearest in Nashville, 30 mi), U.S. Bank (nearest in Dickson, 7 mi), Truist (nearest in Nashville, 24 mi), Fifth Third Bank (nearest in Fairview, 18 mi), Huntington (nearest in Nashville, 30 mi), Regions Bank (nearest in Dickson, 8 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charlotte to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charlotte residents like anyone else.

Banks near Charlotte

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dickson (8 miles) and White Bluff (8 miles). Clarksville, 26 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Charlotte

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Charlotte between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Charlotte by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charlotte offices.

Short answer: First Federal Bank is the largest bank with offices in Charlotte, with $1.11 billion in total assets on June 30, 2026, No. 949 among U.S. banks by total assets. TriStar Bank is second with $562.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Charlotte: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.