US Bank Directory
Banks in Toronto, SD
1 FDIC-insured bank operates 1 office in Toronto, South Dakota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Toronto
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Toronto, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Toronto
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank & Trust is the only bank with an office in Toronto. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank & Trust Bank · 1
First Bank & Trust has 1 branch in Toronto, 15 across South Dakota and 22 nationwide. FDIC records list its main office in Brookings, SD and show it operating since 1925. With $4.78 billion in total assets on June 30, 2026, it ranks No. 296 of 4,232 U.S. banks by total assets. The Toronto Branch at 445 Main Ave dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Toronto Branch445 Main Ave, 57268
Banking in Toronto: the local picture
Short answer: 1 bank runs 1 branch in Toronto according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Bank & Trust has its main office in Brookings, SD, according to the FDIC.
The bank with the longest record here is First Bank & Trust, operating since 1925 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Toronto, and where the nearest one is if they do not.
Short answer: No branches in Toronto: Chase (nearest in Sioux Falls, 71 mi), Wells Fargo (nearest in Brookings, 20 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 70 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Huron, 79 mi).
| Bank | In Toronto | Nearest branch if none here |
|---|---|---|
| Chase | None | Sioux Falls, 71 miles away |
| Wells Fargo | None | Brookings, 20 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Sioux Falls, 70 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
| BMO | None | Huron, 79 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Toronto to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Toronto residents like anyone else.
Banks near Toronto
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brookings (19 miles) and Castlewood (22 miles). Watertown, 32 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brookings, SD | 19 mi | 6 | 9 |
| Banks in Castlewood, SD | 22 mi | 2 | 2 |
| Banks in Arlington, SD | 28 mi | 2 | 2 |
| Banks in Watertown, SD | 32 mi | 9 | 12 |
| Banks in Flandreau, SD | 36 mi | 2 | 2 |
| Banks in Milbank, SD | 45 mi | 4 | 4 |
| Banks in Madison, SD | 46 mi | 5 | 5 |
| Banks in Dell Rapids, SD | 52 mi | 2 | 2 |
Bank branch openings and closings in Toronto
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Toronto between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Toronto by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Toronto offices.
Short answer: First Bank & Trust is the largest bank with offices in Toronto, with $4.78 billion in total assets on June 30, 2026, No. 296 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Bank & Trust | $4.78 billion | No. 296 | 1 | Brookings, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Toronto: FAQ
How many banks are in Toronto, SD?
Toronto has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First Bank & Trust in Toronto, SD?
Yes. FDIC data lists 1 First Bank & Trust branch in Toronto as of September 5, 2026. The address and directions are under First Bank & Trust above.
Is there a Chase in Toronto, SD?
No. FDIC data lists no Chase branch in Toronto as of September 5, 2026. The nearest is in Sioux Falls, about 71 miles away in a straight line.
What is the oldest bank in Toronto?
First Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1925.
Did any bank branches open or close in Toronto in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Toronto?
Nearby cities with more banks include Brookings, Castlewood, Arlington. Brookings is 19 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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