Banks in Timber Lake, SD

Bank branch map: Timber Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Timber Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Timber Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Western Dakota Bank is the only bank with an office in Timber Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Western Dakota Bank 1 branch · main office Timber Lake, SD Bank · 1

Western Dakota Bank has 1 branch in Timber Lake, 2 across South Dakota and 2 nationwide. FDIC records list its main office in Timber Lake, SD and show it operating since 1919. With $85.6 million in total assets on June 30, 2026, it ranks No. 3,810 of 4,232 U.S. banks by total assets. Its main office at 803 Main Street dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  803 Main Street, 57656

  Hours: see the bank's site
  DirectionsWebsite

Western Dakota Bank: profile, branches and contacts

Banking in Timber Lake: the local picture

Short answer: 1 bank runs 1 branch in Timber Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Western Dakota Bank has its main office in Timber Lake, according to the FDIC.

The bank with the longest record here is Western Dakota Bank, operating since 1919 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Timber Lake, and where the nearest one is if they do not.

Short answer: No branches in Timber Lake: Chase (nearest in Sioux Falls, 250 mi), Wells Fargo (nearest in Mobridge, 32 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Aberdeen, 126 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Gettysburg, 62 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Timber Lake to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Timber Lake residents like anyone else.

Banks near Timber Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mobridge (32 miles) and Gettysburg (62 miles). Pierre, 82 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Timber Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Timber Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Timber Lake

Short answer: 1 institution has its main office in Timber Lake: Western Dakota Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Timber Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Timber Lake offices.

Short answer: Western Dakota Bank is the largest bank with offices in Timber Lake, with $85.6 million in total assets on June 30, 2026, No. 3,810 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Timber Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.