FDIC-insured bank
Merchants State Bank — Freeman, SD
Bank headquartered in Freeman, South Dakota, part of H&W HOLDING CO.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 305 S Main St Freeman, SD 57029 |
| County | Hutchinson |
| Website | www.msb-sd.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 1125 |
| Federal Reserve RSSD ID | 289757 |
| Status | Active |
| Charter class | SM (STATE) |
| Holding company | H&W HOLDING CO |
| Domestic offices | 4 |
| Financials as of | June 30, 2026 |
How to find your Merchants State Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.msb-sd.com.
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Offices nearest to headquarters
| Merchants State Bank main office Freeman, SD |
305 S Main St, 57029 |
| Hurley Branch Hurley, SD |
606 Center Ave, 57036 |
| Irene Branch Irene, SD |
209 Main Street, 57037 |
| Viborg Office Branch Viborg, SD |
201 N Main St, 57070 |
Where Merchants State Bank has offices
Cities with the most Merchants State Bank offices
Largest banks headquartered elsewhere in South Dakota
| Citibank, National Association Sioux Falls | $1.98 trillion |
| Wells Fargo Bank, National Association Sioux Falls | $1.91 trillion |
| The Bancorp Bank, National Association Sioux Falls | $9.21 billion |
| Pathward, National Association Sioux Falls | $7.31 billion |
| Dacotah Bank Aberdeen | $4.92 billion |
| First Bank & Trust Brookings | $4.78 billion |
| First PREMIER Bank Sioux Falls | $3.64 billion |
| First Dakota National Bank Yankton | $3.39 billion |
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