US Bank Directory
Banks in De Smet, SD
1 FDIC-insured bank operates 1 office in De Smet, South Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: De Smet
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in De Smet, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in De Smet
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: American Bank & Trust is the only bank with an office in De Smet. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Bank & Trust Bank · 1
American Bank & Trust has 1 branch in De Smet, 18 across South Dakota and 20 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1892. With $2.25 billion in total assets on June 30, 2026, it ranks No. 555 of 4,232 U.S. banks by total assets. The De Smet Branch at 212 Calumet Ave Se dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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De Smet Branch212 Calumet Ave Se, 57231
Dakotaland Credit Union Credit union · 1
Dakotaland Credit Union has 1 office in De Smet, 13 across South Dakota. It is based in Huron, SD and $739.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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De Smet Branch108 Us Highway 14 W, 57231
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in De Smet
1 credit union has 1 office here: Dakotaland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in De Smet page has every office in the state's directory.
Banking in De Smet: the local picture
Short answer: 1 bank runs 1 branch in De Smet according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
American Bank & Trust has its main office in Sioux Falls, SD, according to the FDIC.
The bank with the longest record here is American Bank & Trust, operating since 1892 according to the FDIC.
The only credit union with an office here is Dakotaland Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in De Smet
Short answer: None of the 1 De Smet location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in De Smet, and where the nearest one is if they do not.
Short answer: No branches in De Smet: Chase (nearest in Sioux Falls, 71 mi), Wells Fargo (nearest in Huron, 33 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 70 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Huron, 33 mi).
| Bank | In De Smet | Nearest branch if none here |
|---|---|---|
| Chase | None | Sioux Falls, 71 miles away |
| Wells Fargo | None | Huron, 33 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Sioux Falls, 70 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
| BMO | None | Huron, 33 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of De Smet to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to De Smet residents like anyone else.
Banks near De Smet
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Arlington (21 miles) and Huron (33 miles). Watertown, 42 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Arlington, SD | 21 mi | 2 | 2 |
| Banks in Huron, SD | 33 mi | 4 | 4 |
| Banks in Madison, SD | 34 mi | 5 | 5 |
| Banks in Castlewood, SD | 35 mi | 2 | 2 |
| Banks in Brookings, SD | 38 mi | 6 | 9 |
| Banks in Watertown, SD | 42 mi | 9 | 12 |
| Banks in Mitchell, SD | 52 mi | 8 | 11 |
| Banks in Flandreau, SD | 52 mi | 2 | 2 |
Bank branch openings and closings in De Smet
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in De Smet between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in De Smet by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its De Smet offices.
Short answer: American Bank & Trust is the largest bank with offices in De Smet, with $2.25 billion in total assets on June 30, 2026, No. 555 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| American Bank & Trust | $2.25 billion | No. 555 | 1 | Sioux Falls, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in De Smet: FAQ
How many banks are in De Smet, SD?
De Smet has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a American Bank & Trust in De Smet, SD?
Yes. FDIC data lists 1 American Bank & Trust branch in De Smet as of September 5, 2026. The address and directions are under American Bank & Trust above.
Is there a Chase in De Smet, SD?
No. FDIC data lists no Chase branch in De Smet as of September 5, 2026. The nearest is in Sioux Falls, about 71 miles away in a straight line.
Which banks in De Smet are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in De Smet?
American Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1892.
Which credit unions can I join in De Smet?
Dakotaland Credit Union has an office in De Smet. Check each credit union's membership rules before you apply.
Did any bank branches open or close in De Smet in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near De Smet?
Nearby cities with more banks include Arlington, Huron, Madison. Arlington is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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