Banks in Clear Lake, SD

Bank branch map: Clear Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Clear Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clear Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: DNB NATIONAL BANK is the only bank with an office in Clear Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

DNB NATIONAL BANK 1 branch · main office Clear Lake, SD Bank · 1

DNB NATIONAL BANK has 1 branch in Clear Lake, 2 across South Dakota and 2 nationwide. FDIC records list its main office in Clear Lake, SD and show it operating since 1926. With $124.1 million in total assets on June 30, 2026, it ranks No. 3,515 of 4,232 U.S. banks by total assets. Its main office at 305 4th St W dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  305 4th St W, 57226

  Hours: see the bank's site
  DirectionsWebsite

DNB NATIONAL BANK: profile, branches and contacts

Banking in Clear Lake: the local picture

Short answer: 1 bank runs 1 branch in Clear Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

DNB NATIONAL BANK has its main office in Clear Lake, according to the FDIC.

The bank with the longest record here is DNB NATIONAL BANK, operating since 1926 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clear Lake, and where the nearest one is if they do not.

Short answer: No branches in Clear Lake: Chase (nearest in Sioux Falls, 84 mi), Wells Fargo (nearest in Watertown, 22 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 82 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Huron, 80 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clear Lake to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clear Lake residents like anyone else.

Banks near Clear Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Castlewood (17 miles) and Watertown (23 miles). Watertown, 23 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Clear Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clear Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clear Lake

Short answer: 1 institution has its main office in Clear Lake: DNB NATIONAL BANK.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clear Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clear Lake offices.

Short answer: DNB NATIONAL BANK is the largest bank with offices in Clear Lake, with $124.1 million in total assets on June 30, 2026, No. 3,515 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clear Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.