US Bank Directory

Banks in Bruce, SD

1 FDIC-insured bank operates 1 office in Bruce, South Dakota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bruce

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bruce, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bruce

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Richland State Bank is the only bank with an office in Bruce. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Richland State Bank 1 branch · main office Bruce, SD Bank · 1

Richland State Bank has 1 branch in Bruce, 1 across South Dakota and 1 nationwide. FDIC records list its main office in Bruce, SD and show it operating since 1927. With $49.6 million in total assets on June 30, 2026, it ranks No. 4,067 of 4,232 U.S. banks by total assets. Its main office at 602 1st St dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    602 1st St, 57220
    Hours: see the bank's site
Richland State Bank: profile, branches and contacts

Banking in Bruce: the local picture

Short answer: 1 bank runs 1 branch in Bruce according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Richland State Bank has its main office in Bruce, according to the FDIC.

The bank with the longest record here is Richland State Bank, operating since 1927 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bruce, and where the nearest one is if they do not.

Short answer: No branches in Bruce: Chase (nearest in Sioux Falls, 62 mi), Wells Fargo (nearest in Brookings, 10 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 61 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Huron, 66 mi).

BankIn BruceNearest branch if none here
ChaseNoneSioux Falls, 62 miles away
Wells FargoNoneBrookings, 10 miles away
Bank of AmericaNonenone in South Dakota
PNC BankNonenone in South Dakota
U.S. BankNoneSioux Falls, 61 miles away
TruistNonenone in South Dakota
Fifth Third BankNonenone in South Dakota
HuntingtonNonenone in South Dakota
Regions BankNonenone in South Dakota
TD BankNonenone in South Dakota
BMONoneHuron, 66 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bruce to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bruce residents like anyone else.

Banks near Bruce

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Brookings (10 miles) and Arlington (13 miles). Watertown, 33 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Bruce

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bruce between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bruce

Short answer: 1 institution has its main office in Bruce: Richland State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Richland State BankBank$49.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bruce by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bruce offices.

Short answer: Richland State Bank is the largest bank with offices in Bruce, with $49.6 million in total assets on June 30, 2026, No. 4,067 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Richland State Bank$49.6 millionNo. 4,0671Bruce, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bruce: FAQ

How many banks are in Bruce, SD?

Bruce has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Richland State Bank in Bruce, SD?

Yes. FDIC data lists 1 Richland State Bank branch in Bruce as of September 5, 2026, the main office at 602 1st St. The address and directions are under Richland State Bank above.

Is there a Chase in Bruce, SD?

No. FDIC data lists no Chase branch in Bruce as of September 5, 2026. The nearest is in Sioux Falls, about 62 miles away in a straight line.

Which banks are headquartered in Bruce?

Richland State Bank has its main office in Bruce, according to the FDIC.

What is the oldest bank in Bruce?

Richland State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1927.

Did any bank branches open or close in Bruce in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bruce?

Nearby cities with more banks include Brookings, Arlington, Castlewood. Brookings is 10 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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