Banks in Woodruff, SC

Bank branch map: Woodruff

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 5 locations in Woodruff, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Woodruff

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Arthur State Bank has the most locations in Woodruff, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Arthur State Bank 3 branches · main office Union, SC Bank · 3

Arthur State Bank has 3 branches in Woodruff, 19 across South Carolina and 19 nationwide. FDIC records list its main office in Union, SC and show it operating since 1933. With $831.9 million in total assets on June 30, 2026, it ranks No. 1,221 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Woodruff location is the Woodruff Main Street Branch at 131 S Main St, dating to 1934; the newest, at 731 Laurens Rd, to 1984. It does not publish hours in the sources this page uses; check its site before you go.

• Woodruff Main Street Branch

  131 S Main St, 29388

  Hours: see the bank's site
  DirectionsWebsite
• North Main Branch

  595 N Main St, 29388

  Hours: see the bank's site
  DirectionsWebsite
• 221 South Branch

  731 Laurens Rd, 29388

  Hours: see the bank's site
  DirectionsWebsite

Arthur State Bank: profile, branches and contacts

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Woodruff, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Woodruff Branch at 255 S Main St dates to 1971 in FDIC branch records. Its published hours do not list Saturday.

• Woodruff Branch

  255 S Main St, 29388

  (864) 476-3167Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

Woodruff Federal Savings and Loan Association 1 branch · main office Woodruff, SC Bank · 1

Woodruff Federal Savings and Loan Association has 1 branch in Woodruff, 1 across South Carolina and 1 nationwide. FDIC records list its main office in Woodruff, SC and show it operating since 1934. With $104.2 million in total assets on June 30, 2026, it ranks No. 3,668 of 4,232 U.S. banks by total assets. Its main office at 247 N Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  247 N Main St, 29388

  Hours: see the bank's site
  DirectionsWebsite

Woodruff Federal Savings and Loan Association: profile, branches and contacts

Banking in Woodruff: the local picture

Short answer: 3 banks run 5 branches in Woodruff according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Woodruff, 1 elsewhere in South Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is Arthur State Bank's office at 131 S Main St, dating to 1934; the newest is Arthur State Bank's at 731 Laurens Rd, from 1984.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Woodruff

Short answer: None of the 1 Woodruff location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Woodruff, and where the nearest one is if they do not.

Short answer: No branches in Woodruff: Chase (nearest in Simpsonville, 13 mi), Wells Fargo (nearest in Moore, 10 mi), Bank of America (nearest in Simpsonville, 13 mi), PNC Bank (nearest in Greenville, 22 mi), U.S. Bank, Truist (nearest in Duncan, 11 mi), Fifth Third Bank (nearest in Simpsonville, 12 mi), Huntington (nearest in Spartanburg, 16 mi), Regions Bank (nearest in Simpsonville, 12 mi), TD Bank (nearest in Simpsonville, 13 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Woodruff to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Woodruff residents like anyone else.

Banks near Woodruff

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fountain Inn (10 miles) and Duncan (12 miles). Spartanburg, 16 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Woodruff

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Woodruff between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Woodruff

Short answer: 1 institution has its main office in Woodruff: Woodruff Federal Savings and Loan Association.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Woodruff by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Woodruff offices.

Short answer: First Citizens Bank is the largest bank with offices in Woodruff, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Arthur State Bank is second with $831.9 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Woodruff: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.