US Bank Directory

Banks in Seneca, SC

10 FDIC-insured banks operate 12 offices in Seneca, South Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Seneca

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 13 locations in Seneca, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Seneca

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: TowneBank and Oconee Federal Savings and Loan Association have the most locations in Seneca, with 2 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Oconee Federal Savings and Loan Association 2 branches · main office Seneca, SC Bank · 2

Oconee Federal Savings and Loan Association has 2 branches in Seneca, 6 across South Carolina and 8 nationwide. FDIC records list its main office in Seneca, SC and show it operating since 1924. With $679.4 million in total assets on June 30, 2026, it ranks No. 1,407 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Seneca location is its main office at 115 E North 2nd St, dating to 1924; the newest, at 813 By Pass 123, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    115 E North 2nd St, 29678
    Hours: see the bank's site
  • 813-123 By-Pass Branch
    813 By Pass 123, 29678
    Hours: see the bank's site
Oconee Federal Savings and Loan Association: profile, branches and contacts
TowneBank 2 branches · main office Portsmouth, VA Bank · 2

TowneBank has 2 branches in Seneca, 8 across South Carolina and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Seneca location is the Seneca Branch at 1600 Sandifer Blvd, dating to 1992; the newest, at 449 Highway 123, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Seneca Branch
    1600 Sandifer Blvd, 29678
    Hours: see the bank's site
  • North Seneca Branch
    449 Highway 123, 29678
    Hours: see the bank's site
TowneBank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Seneca, 61 across South Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Highway 123 Branch at 1313 Sandifer Blvd dates to 1982 in FDIC branch records. It opens on Saturday.

  • Highway 123 Branch
    1313 Sandifer Blvd, 29678
    (864) 882-0032Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Blue Ridge Bank 1 branch · main office Walhalla, SC Bank · 1

Blue Ridge Bank has 1 branch in Seneca, 6 across South Carolina and 6 nationwide. FDIC records list its main office in Walhalla, SC and show it operating since 1957. With $199.4 million in total assets on June 30, 2026, it ranks No. 2,996 of 4,232 U.S. banks by total assets. The Bountyland Road Branch at 118 Bountyland Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bountyland Road Branch
    118 Bountyland Rd, 29672
    Hours: see the bank's site
Blue Ridge Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Seneca, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Seneca Branch at 1007 By Pass 123 dates to 2003 in FDIC branch records. Its published hours do not list Saturday.

  • Seneca Branch
    1007 By Pass 123, 29678
    (864) 882-8845Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
S. C. State Credit Union 1 office · main office Columbia, SC Credit union · 1

S. C. State Credit Union has 1 office in Seneca, 19 across South Carolina. It is based in Columbia, SC and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Seneca
    12015 N Radio Station Rd, 29678
    (864) 886-9273Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

S. C. State Credit Union: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Seneca, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Seneca Branch at 201 By Pass 123 dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

SouthState: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Seneca, 50 across South Carolina and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Seneca Branch at 104 Mill Rd dates to 2005 in FDIC branch records. It opens on Saturday.

  • Seneca Branch
    104 Mill Rd, 29672
    (864) 882-9982Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Seneca, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Seneca Branch at 1439 Sandifer Blvd dates to 1921 in FDIC branch records. Its published hours do not list Saturday.

  • Seneca Branch
    1439 Sandifer Blvd, 29678
    (864) 364-6076Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Seneca, 103 across South Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Seneca Main Branch at 301 Main St dates to 1935 in FDIC branch records. It opens on Saturday.

  • Seneca Main Branch
    301 Main St, 29678
    (864) 885-5600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Seneca, 44 across South Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8012 Seneca Branch at 1636 Sandifer Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8012 Seneca Branch
    1636 Sandifer Blvd, 29678
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Seneca

1 credit union has 1 office here: S. C. State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Seneca page has every office in the state's directory.

Banking in Seneca: the local picture

Short answer: 10 banks run 12 branches in Seneca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 1 has its main office in Seneca, 1 elsewhere in South Carolina and 8 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 1439 Sandifer Blvd, dating to 1921; the newest is Blue Ridge Bank's at 118 Bountyland Rd, from 2009.

The only credit union with an office here is S. C. State Credit Union.

Of the 6 locations with published hours. 3 open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Seneca

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 29678 has the most bank and credit union offices in Seneca (11), followed by 29672 (2). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
29678119Oconee Federal Savings and Loan Association, TowneBank, Bank of America
2967222Blue Ridge Bank, TD Bank

Banks open on Saturday in Seneca

Short answer: 3 of the 6 Seneca locations with published hours open on Saturday, run by 3 institutions.

  • Bank of America: 1 of 1 branch (1313 Sandifer Blvd: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (301 Main St: Saturday 9 am to 2 pm)
  • TD Bank: 1 of 1 branch (104 Mill Rd: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Seneca, and where the nearest one is if they do not.

Short answer: In Seneca: Wells Fargo (1), Bank of America (1), Truist (1), TD Bank (1). No branches in Seneca: Chase (nearest in Clemson, 8 mi), PNC Bank (nearest in Greenville, 34 mi), U.S. Bank, Fifth Third Bank (nearest in Greenville, 34 mi), Huntington (nearest in Greenville, 34 mi), Regions Bank (nearest in Anderson, 20 mi), BMO.

BankIn SenecaNearest branch if none here
Wells Fargo1 branchhere
Bank of America1 branchhere
Truist1 branchhere
TD Bank1 branchhere
ChaseNoneClemson, 8 miles away
PNC BankNoneGreenville, 34 miles away
U.S. BankNonenone in South Carolina
Fifth Third BankNoneGreenville, 34 miles away
HuntingtonNoneGreenville, 34 miles away
Regions BankNoneAnderson, 20 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Seneca to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Seneca residents like anyone else.

Banks near Seneca

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Walhalla (7 miles) and Westminster (8 miles). Anderson, 21 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Seneca

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Seneca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Seneca

Short answer: 1 institution has its main office in Seneca: Oconee Federal Savings and Loan Association.

InstitutionTypeTotal assets, June 30, 2026Offices here
Oconee Federal Savings and Loan AssociationBank$679.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Seneca by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Seneca offices.

Short answer: Bank of America is the largest bank with offices in Seneca, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
TD Bank$342.80 billionNo. 131Wilmington, DE
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
SouthState$68.79 billionNo. 411Winter Haven, FL
TowneBank$22.62 billionNo. 942Portsmouth, VA
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Oconee Federal Savings and Loan Association$679.4 millionNo. 1,4072Seneca, SC
Blue Ridge Bank$199.4 millionNo. 2,9961Walhalla, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Seneca: FAQ

How many banks are in Seneca, SC?

Seneca has 10 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Seneca?

TowneBank, with 2. Oconee Federal Savings and Loan Association has 2 and Bank of America has 1.

Is there a TowneBank in Seneca, SC?

Yes. FDIC data lists 2 TowneBank branches in Seneca as of September 5, 2026. Its branches are listed under TowneBank above, with the address and directions for each.

Is there a Oconee Federal Savings and Loan Association in Seneca, SC?

Yes. FDIC data lists 2 Oconee Federal Savings and Loan Association branches in Seneca as of September 5, 2026, the main office at 115 E North 2nd St. Its branches are listed under Oconee Federal Savings and Loan Association above, with the address and directions for each.

Is there a Bank of America in Seneca, SC?

Yes. FDIC data lists 1 Bank of America branch in Seneca as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Chase in Seneca, SC?

No. FDIC data lists no Chase branch in Seneca as of September 5, 2026. The nearest is in Clemson, about 8 miles away in a straight line.

Which banks in Seneca are open on Saturday?

Bank of America, Wells Fargo and TD Bank publish Saturday hours for one or more Seneca locations. The Saturday section above lists each one with its hours. 7 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Seneca?

Oconee Federal Savings and Loan Association has its main office in Seneca, according to the FDIC.

What is the oldest bank in Seneca?

TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Which credit unions can I join in Seneca?

S. C. State Credit Union has an office in Seneca. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Seneca in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Seneca?

Nearby cities with more banks include Walhalla, Westminster, Clemson. Walhalla is 7 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 12 branches: Bank of America, First Citizens Bank, TD Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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