Banks in Ponce, PR

Bank branch map: Ponce

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 17 locations in Ponce, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Ponce

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Banco Popular de Puerto Rico has the most locations in Ponce, with 7. It is followed by Oriental Bank (4), FirstBank Puerto Rico (3). Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banco Popular de Puerto Rico 7 branches · main office San Juan, PR Bank · 7

Banco Popular de Puerto Rico has 7 branches in Ponce, 156 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ponce location is the Ponce Branch at Ponce Plaza, dating to 1950; the newest, at Edif Ponce Plaza 2nd Floor Plaza Degetau Esq. Comercio, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

• Centro Del Sur Mall Branch

  1497 Boulevard Miguel Pou, 00731

  Hours: see the bank's site
  DirectionsWebsite
• La Rambla Shopping Center Branch

  Ave Tito Castro Street 14, 00731

  Hours: see the bank's site
  DirectionsWebsite
• Ponce Towne Center Branch

  Calle Maruca Local 3-A Bo Canas Carr. Pr 2, 00731

  Hours: see the bank's site
  DirectionsWebsite
• Ponce Town Center Branch

  Carr 2 Km 222.4 Centro, 00732

  Hours: see the bank's site
  DirectionsWebsite
• Ponce Region Branch

  Edif Ponce Plaza 2nd Floor Plaza Degetau Esq. Comercio, 00731

  Hours: see the bank's site
  DirectionsWebsite
• Plaza Del Caribe Branch

  Plaza Del Caribe Shopping Ctr, 2050 Ponce Bypass, 00716

  Hours: see the bank's site
  DirectionsWebsite
• Ponce Branch

  Ponce Plaza, 00731

  Hours: see the bank's site
  DirectionsWebsite

Banco Popular de Puerto Rico: profile, branches and contacts

Oriental Bank 4 branches · main office San Juan, PR Bank · 4

Oriental Bank has 4 branches in Ponce, 43 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ponce location is the Ponce La Rambla at La Rambla Shopping Mall, dating to 1958; the newest, at Plz Del Caribe Mall Carr 2 Km 227.9, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

• Plaza Del Caribe

  #1 Road, Plaza Del Caribe Mall, 00731

  Hours: see the bank's site
  DirectionsWebsite
• Las Americas Ave., Road #2

  #2 Road, 00731

  Hours: see the bank's site
  DirectionsWebsite
• Ponce La Rambla

  La Rambla Shopping Mall, 00731

  Hours: see the bank's site
  DirectionsWebsite
• Ponce Branch

  Plz Del Caribe Mall Carr 2 Km 227.9, 00731

  Hours: see the bank's site
  DirectionsWebsite

Oriental Bank: profile, branches and contacts

FirstBank Puerto Rico 3 branches · main office Santurce, PR Bank · 3

FirstBank Puerto Rico has 3 branches in Ponce, 57 across Puerto Rico and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ponce location is the Ponce Branch at Centro Del Sur Shopping, Suite 229, dating to 1949; the newest, at Estatal Pr 506, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

• Ponce Branch

  Centro Del Sur Shopping, Suite 229, 00717

  Hours: see the bank's site
  DirectionsWebsite
• Plaza San Cristobal

  Estatal Pr 506, 00716

  Hours: see the bank's site
  DirectionsWebsite
• Plaza Del Caribe Branch

  Plaza Del Caribe Mall, State Road #1, 00731

  Hours: see the bank's site
  DirectionsWebsite

FirstBank Puerto Rico: profile, branches and contacts

Caribe Credit Union 1 office · main office San Juan, PR Credit union · 1

Caribe Credit Union has 1 office in Ponce, 7 across Puerto Rico. It is based in San Juan, PR and $789.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Ponce Branch

  1233 Ave Hostos, 00717

  (787) 474-5151Today 7:15 am to 3:45 pm

  All hours

  Mon to Fri 7:15 am to 3:45 pm; Sat 7:15 am to 3:30 pm; Sun not published

  Hours: NCUA, March 31, 2026

Caribe Credit Union: profile, branches and contacts

General Electric Employees Credit Union 1 office · main office Milford, CT Credit union · 1

General Electric Employees Credit Union has 1 office in Ponce, 4 across Puerto Rico. It is based in Milford, CT and $288.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Ponce, Pr

  201 Sabanetas Ind Pk, 00716

  (787) 844-4526Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

General Electric Employees Credit Union: profile, branches and contacts

Pentagon Credit Union 1 office · main office Mclean, VA Credit union · 1

Pentagon Credit Union has 1 office in Ponce, 7 across Puerto Rico. It is based in Mclean, VA and $29.40 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Ponce

  Plaza Del Caribe 2050 Ponce By Pass Suite 424, 00716

  (787) 499-7662Today 9 am to 5:30 pm

  All hours

  Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1:30 pm; Sun not published

  Hours: NCUA, March 31, 2026

Pentagon Credit Union: profile, branches and contacts

Join a credit union in Ponce

3 credit unions have 3 offices here: Pentagon Credit Union, Caribe Credit Union and General Electric Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ponce page has every office in the state's directory.

Banking in Ponce: the local picture

Short answer: 3 banks run 14 branches in Ponce according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ponce, 3 elsewhere in Puerto Rico, according to the FDIC.

The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank Puerto Rico's office at Centro Del Sur Shopping, Suite 229, dating to 1949; the newest is Banco Popular de Puerto Rico's at Edif Ponce Plaza 2nd Floor Plaza Degetau Esq. Comercio, from 2011.

3 credit unions have 3 offices in Ponce, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 14 locations have no published hours in these sources.

Banks by ZIP code in Ponce

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 00731 has the most bank and credit union offices in Ponce (10), followed by 00716 (4) and 00717 (2). Offices are spread across 4 ZIP codes.

Credit unions open on Saturday in Ponce

Short answer: 2 of the 3 Ponce locations with published hours open on Saturday, run by 2 institutions.

• Pentagon Credit Union: 1 of 1 office (Plaza Del Caribe 2050 Ponce By Pass Suite 424: Saturday 9 am to 1:30 pm)
• Caribe Credit Union: 1 of 1 office (1233 Ave Hostos: Saturday 7:15 am to 3:30 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ponce, and where the nearest one is if they do not.

Short answer: No branches in Ponce: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ponce to the nearest branch in Puerto Rico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ponce residents like anyone else.

Banks near Ponce

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Penuelas (7 miles) and Juana Diaz (8 miles). Yauco, 16 miles away, has the most banks nearby: 3.

Bank branch openings and closings in Ponce

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ponce between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ponce by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ponce offices.

Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Ponce, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ponce: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.