US Bank Directory
Banks in Aguadilla, PR
3 FDIC-insured banks operate 5 offices in Aguadilla, Puerto Rico, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Aguadilla
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 7 locations in Aguadilla, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Aguadilla
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banco Popular de Puerto Rico has the most locations in Aguadilla, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banco Popular de Puerto Rico Bank · 3
Banco Popular de Puerto Rico has 3 branches in Aguadilla, 156 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Aguadilla location is the Ramey Air Force Base Branch at 17 West Parade-Punta Borinquen, dating to 1942; the newest, at Aguadilla Mall, to 1995. It does not publish hours in the sources this page uses; check its site before you go.
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Ramey Air Force Base Branch17 West Parade-Punta Borinquen, 00604
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Aguadilla Mall BranchAguadilla Mall, 00603
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Aguadilla Sur BranchCarr. 2, Km. 5.6, Bo. Victoria, 00603
Puerto Rico Credit Union Credit union · 2
Puerto Rico Credit Union has 2 officees in Aguadilla, 5 across Puerto Rico. It is based in Caparra, PR and $187.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Prfcu Aguadilla Branch35 Ramey Shopping Ctr, 00603
All hours
Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Puerto Rico Federal Credit Union AguadillaPunta Borinquen Shopping Center Base Ramey, 00603
FirstBank Puerto Rico Bank · 1
FirstBank Puerto Rico has 1 branch in Aguadilla, 57 across Puerto Rico and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. The Aguadilla Branch at Plaza Ferran Shop.Cter. Carr2 Km. 12.5 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Aguadilla BranchPlaza Ferran Shop.Cter. Carr2 Km. 12.5, 00603
Oriental Bank Bank · 1
Oriental Bank has 1 branch in Aguadilla, 43 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. The Aguadilla Branch at Aguadilla Plaza Shopping Center dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Aguadilla BranchAguadilla Plaza Shopping Center, 00603
Join a credit union in Aguadilla
1 credit union has 2 offices here: Puerto Rico Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Aguadilla page has every office in the state's directory.
Banking in Aguadilla: the local picture
Short answer: 3 banks run 5 branches in Aguadilla according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Aguadilla, 3 elsewhere in Puerto Rico, according to the FDIC.
The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is Banco Popular de Puerto Rico's office at 17 West Parade-Punta Borinquen, dating to 1942; the newest is FirstBank Puerto Rico's at Plaza Ferran Shop.Cter. Carr2 Km. 12.5, from 2005.
The only credit union with an office here is Puerto Rico Credit Union.
Of the 1 location with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Banks by ZIP code in Aguadilla
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 00603 has the most bank and credit union offices in Aguadilla (6), followed by 00604 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 00603 | 6 | 4 | Banco Popular de Puerto Rico, Puerto Rico Credit Union, FirstBank Puerto Rico |
| 00604 | 1 | 1 | Banco Popular de Puerto Rico |
Saturday hours in Aguadilla
Short answer: None of the 1 Aguadilla location with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Aguadilla, and where the nearest one is if they do not.
Short answer: No branches in Aguadilla: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Aguadilla | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Puerto Rico |
| Wells Fargo | None | none in Puerto Rico |
| Bank of America | None | none in Puerto Rico |
| PNC Bank | None | none in Puerto Rico |
| U.S. Bank | None | none in Puerto Rico |
| Truist | None | none in Puerto Rico |
| Fifth Third Bank | None | none in Puerto Rico |
| Huntington | None | none in Puerto Rico |
| Regions Bank | None | none in Puerto Rico |
| TD Bank | None | none in Puerto Rico |
| BMO | None | none in Puerto Rico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Aguadilla to the nearest branch in Puerto Rico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Aguadilla residents like anyone else.
Banks near Aguadilla
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Aguada (7 miles) and San Sebastian (12 miles). Mayaguez, 18 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Aguada, PR | 7 mi | 2 | 2 |
| Banks in San Sebastian, PR | 12 mi | 2 | 2 |
| Banks in Mayaguez, PR | 18 mi | 3 | 10 |
| Banks in Hatillo, PR | 22 mi | 2 | 2 |
| Banks in Arecibo, PR | 28 mi | 2 | 5 |
| Banks in Cabo Rojo, PR | 28 mi | 2 | 2 |
| Banks in Yauco, PR | 32 mi | 3 | 3 |
| Banks in Penuelas, PR | 38 mi | 2 | 2 |
Bank branch openings and closings in Aguadilla
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Aguadilla between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Aguadilla by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Aguadilla offices.
Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Aguadilla, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | $63.34 billion | No. 45 | 3 | San Juan, PR |
| FirstBank Puerto Rico | $19.22 billion | No. 108 | 1 | Santurce, PR |
| Oriental Bank | $12.04 billion | No. 147 | 1 | San Juan, PR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Aguadilla: FAQ
How many banks are in Aguadilla, PR?
Aguadilla has 3 banks with 5 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Aguadilla?
Banco Popular de Puerto Rico, with 3. FirstBank Puerto Rico has 1 and Oriental Bank has 1.
Is there a Banco Popular de Puerto Rico in Aguadilla, PR?
Yes. FDIC data lists 3 Banco Popular de Puerto Rico branches in Aguadilla as of September 5, 2026. Its branches are listed under Banco Popular de Puerto Rico above, with the address and directions for each.
Is there a FirstBank Puerto Rico in Aguadilla, PR?
Yes. FDIC data lists 1 FirstBank Puerto Rico branch in Aguadilla as of September 5, 2026. The address and directions are under FirstBank Puerto Rico above.
Is there a Oriental Bank in Aguadilla, PR?
Yes. FDIC data lists 1 Oriental Bank branch in Aguadilla as of September 5, 2026. The address and directions are under Oriental Bank above.
Which banks in Aguadilla are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Aguadilla?
FirstBank Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1949.
Which credit unions can I join in Aguadilla?
Puerto Rico Credit Union has an office in Aguadilla. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Aguadilla in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Aguadilla?
Nearby cities with more banks include Aguada, San Sebastian, Mayaguez. Aguada is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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