US Bank Directory
Banks in Youngwood, PA
3 FDIC-insured banks operate 3 offices in Youngwood, Pennsylvania, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Youngwood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Youngwood, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Youngwood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Commonwealth Bank, S&T Bank and Somerset Trust have the most locations in Youngwood, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Commonwealth Bank Bank · 1
First Commonwealth Bank has 1 branch in Youngwood, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Youngwood Branch at 5 S 4th St dates to 1902 in FDIC branch records. Its published hours do not list Saturday.
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Youngwood Branch5 S 4th St, 15697
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026
Pheple Credit Union Credit union · 1
Pheple Credit Union has 1 office in Youngwood, 10 across Pennsylvania. It is based in Greensburg, PA and $136.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wccc Branch145 Pavilion Ln, 15697
All hours
Mon to Fri 9 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
S&T Bank Bank · 1
S&T Bank has 1 branch in Youngwood, 73 across Pennsylvania and 76 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1902. With $9.94 billion in total assets on June 30, 2026, it ranks No. 161 of 4,232 U.S. banks by total assets. The Youngwood Branch at 100 S 4th St dates to 1935 in FDIC branch records. It opens on Saturday.
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Youngwood Branch100 S 4th St, 15697
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: S&T Bank branch locator (All The Places), checked Oct 10, 2026
Somerset Trust Bank · 1
Somerset Trust has 1 branch in Youngwood, 45 across Pennsylvania and 49 nationwide. FDIC records list its main office in Somerset, PA and show it operating since 1889. With $2.47 billion in total assets on June 30, 2026, it ranks No. 508 of 4,232 U.S. banks by total assets. The Youngwood Office at 250 S 3rd St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Youngwood Office250 S 3rd St, 15697
U.a.l.u. 354 Credit Union Credit union · 1
U.a.l.u. 354 Credit Union has 1 office in Youngwood, 1 across Pennsylvania. It is based in Youngwood, PA and $6.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office271 Armbrust Rd, 15697
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Youngwood
2 credit unions have 2 offices here: Pheple Credit Union and U.a.l.u. 354 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Youngwood page has every office in the state's directory.
Banking in Youngwood: the local picture
Short answer: 3 banks run 3 branches in Youngwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Youngwood, 3 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is First Commonwealth Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is First Commonwealth Bank's office at 5 S 4th St, dating to 1902; the newest is Somerset Trust's at 250 S 3rd St, from 2015.
2 credit unions have 2 offices in Youngwood, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Youngwood
Short answer: 1 of the 4 Youngwood locations with published hours opens on Saturday, run by 1 institution.
- S&T Bank: 1 of 1 branch (100 S 4th St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Youngwood, and where the nearest one is if they do not.
Short answer: No branches in Youngwood: Chase (nearest in Irwin, 9 mi), Wells Fargo (nearest in Carlisle, 127 mi), Bank of America (nearest in Monroeville, 17 mi), PNC Bank (nearest in Greensburg, 5 mi), U.S. Bank, Truist (nearest in Bedford, 59 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 7 mi), Regions Bank, TD Bank (nearest in Downingtown, 203 mi), BMO.
| Bank | In Youngwood | Nearest branch if none here |
|---|---|---|
| Chase | None | Irwin, 9 miles away |
| Wells Fargo | None | Carlisle, 127 miles away |
| Bank of America | None | Monroeville, 17 miles away |
| PNC Bank | None | Greensburg, 5 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Bedford, 59 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 7 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 203 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Youngwood to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Youngwood residents like anyone else.
Banks near Youngwood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greensburg (5 miles) and Mount Pleasant (6 miles). Greensburg, 5 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greensburg, PA | 5 mi | 12 | 26 |
| Banks in Mount Pleasant, PA | 6 mi | 5 | 8 |
| Banks in Jeannette, PA | 8 mi | 2 | 2 |
| Banks in North Huntingdon, PA | 9 mi | 6 | 8 |
| Banks in Irwin, PA | 9 mi | 4 | 6 |
| Banks in Scottdale, PA | 9 mi | 4 | 4 |
| Banks in Latrobe, PA | 11 mi | 10 | 13 |
| Banks in Delmont, PA | 12 mi | 2 | 3 |
Bank branch openings and closings in Youngwood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Youngwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Youngwood
Short answer: 1 institution has its main office in Youngwood: U.a.l.u. 354 Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| U.a.l.u. 354 Credit Union | Credit union | $6.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Youngwood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Youngwood offices.
Short answer: First Commonwealth Bank is the largest bank with offices in Youngwood, with $12.18 billion in total assets on June 30, 2026, No. 145 among U.S. banks by total assets. S&T Bank is second with $9.94 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Commonwealth Bank | $12.18 billion | No. 145 | 1 | Indiana, PA |
| S&T Bank | $9.94 billion | No. 161 | 1 | Indiana, PA |
| Somerset Trust | $2.47 billion | No. 508 | 1 | Somerset, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Youngwood: FAQ
How many banks are in Youngwood, PA?
Youngwood has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Youngwood?
First Commonwealth Bank, with 1. S&T Bank has 1 and Somerset Trust has 1.
Is there a First Commonwealth Bank in Youngwood, PA?
Yes. FDIC data lists 1 First Commonwealth Bank branch in Youngwood as of September 5, 2026. The address and directions are under First Commonwealth Bank above.
Is there a S&T Bank in Youngwood, PA?
Yes. FDIC data lists 1 S&T Bank branch in Youngwood as of September 5, 2026. The address and directions are under S&T Bank above.
Is there a Somerset Trust in Youngwood, PA?
Yes. FDIC data lists 1 Somerset Trust branch in Youngwood as of September 5, 2026. The address and directions are under Somerset Trust above.
Is there a Chase in Youngwood, PA?
No. FDIC data lists no Chase branch in Youngwood as of September 5, 2026. The nearest is in Irwin, about 9 miles away in a straight line.
Which banks in Youngwood are open on Saturday?
S&T Bank publishes Saturday hours for one or more Youngwood locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Youngwood?
U.a.l.u. 354 Credit Union has its main office in Youngwood, according to the FDIC and the NCUA.
What is the oldest bank in Youngwood?
First Commonwealth Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.
Which credit unions can I join in Youngwood?
Pheple Credit Union and U.a.l.u. 354 Credit Union have offices in Youngwood. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Youngwood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Youngwood?
Nearby cities with more banks include Greensburg, Mount Pleasant, Jeannette. Greensburg is 5 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: First Commonwealth Bank, S&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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