US Bank Directory
Banks in Wellsboro, PA
3 FDIC-insured banks operate 4 offices in Wellsboro, Pennsylvania, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wellsboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Wellsboro, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wellsboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northwest Bank has the most locations in Wellsboro, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northwest Bank Bank · 2
Northwest Bank has 2 branches in Wellsboro, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wellsboro location is the Wellsboro Drive Through Branch at 16 Main St, dating to 1969; the newest, at 61 Main St, to 1969. 1 of its 2 Wellsboro locations with published hours open on Saturday.
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Wellsboro Drive Through Branch16 Main St, 16901
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Wellsboro Branch61 Main St, 16901
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Citizens & Northern Bank Bank · 1
Citizens & Northern Bank has 1 branch in Wellsboro, 34 across Pennsylvania and 35 nationwide. FDIC records list its main office in Wellsboro, PA and show it operating since 1864. With $3.14 billion in total assets on June 30, 2026, it ranks No. 412 of 4,232 U.S. banks by total assets. Its main office at 90 Main St dates to 1864 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office90 Main St, 16901
First Citizens Community Bank Bank · 1
First Citizens Community Bank has 1 branch in Wellsboro, 37 across Pennsylvania and 44 nationwide. FDIC records list its main office in Mansfield, PA and show it operating since 1932. With $3.19 billion in total assets on June 30, 2026, it ranks No. 403 of 4,232 U.S. banks by total assets. The Wellsboro Branch at 1 Pearl St dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wellsboro Branch1 Pearl St, 16901
First Heritage Credit Union Credit union · 1
First Heritage Credit Union has 1 office in Wellsboro, 2 across Pennsylvania. It is based in Corning, NY and $838.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wellsboro17 East Ave, 16901
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Palco Fcu Credit Union Credit union · 1
Palco Fcu Credit Union has 1 office in Wellsboro, 2 across Pennsylvania. It is based in Muncy, PA and $109.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Palco Federal Credit Union114 East Ave, 16901
All hours
Mon to Wed 8 am to 5 pm; Thu 9 am to 5 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Wellsboro
2 credit unions have 2 offices here: First Heritage Credit Union and Palco Fcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wellsboro page has every office in the state's directory.
Banking in Wellsboro: the local picture
Short answer: 3 banks run 4 branches in Wellsboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Wellsboro, 2 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is Citizens & Northern Bank, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens & Northern Bank's office at 90 Main St, dating to 1864; the newest is First Citizens Community Bank's at 1 Pearl St, from 2010.
2 credit unions have 2 offices in Wellsboro, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Wellsboro
Short answer: 1 of the 4 Wellsboro locations with published hours opens on Saturday, run by 1 institution.
- Northwest Bank: 1 of 2 branches (16 Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wellsboro, and where the nearest one is if they do not.
Short answer: No branches in Wellsboro: Chase (nearest in State College, 72 mi), Wells Fargo (nearest in Dallas, 76 mi), Bank of America (nearest in Whitehall, 122 mi), PNC Bank (nearest in Williamsport, 38 mi), U.S. Bank, Truist (nearest in Williamsport, 39 mi), Fifth Third Bank, Huntington (nearest in Chicora, 138 mi), Regions Bank, TD Bank (nearest in Allentown, 122 mi), BMO.
| Bank | In Wellsboro | Nearest branch if none here |
|---|---|---|
| Chase | None | State College, 72 miles away |
| Wells Fargo | None | Dallas, 76 miles away |
| Bank of America | None | Whitehall, 122 miles away |
| PNC Bank | None | Williamsport, 38 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Williamsport, 39 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Chicora, 138 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 122 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wellsboro to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wellsboro residents like anyone else.
Banks near Wellsboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mansfield (12 miles) and Canton (24 miles). Williamsport, 38 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mansfield, PA | 12 mi | 3 | 4 |
| Banks in Canton, PA | 24 mi | 2 | 2 |
| Banks in Troy, PA | 26 mi | 3 | 3 |
| Banks in Coudersport, PA | 37 mi | 3 | 3 |
| Banks in Jersey Shore, PA | 38 mi | 4 | 5 |
| Banks in Williamsport, PA | 38 mi | 10 | 21 |
| Banks in South Williamsport, PA | 39 mi | 2 | 2 |
| Banks in Montoursville, PA | 40 mi | 4 | 4 |
Bank branch openings and closings in Wellsboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wellsboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Wellsboro
Short answer: 1 institution has its main office in Wellsboro: Citizens & Northern Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens & Northern Bank | Bank | $3.14 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wellsboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wellsboro offices.
Short answer: Northwest Bank is the largest bank with offices in Wellsboro, with $17.21 billion in total assets on June 30, 2026, No. 116 among U.S. banks by total assets. First Citizens Community Bank is second with $3.19 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Northwest Bank | $17.21 billion | No. 116 | 2 | Warren, PA |
| First Citizens Community Bank | $3.19 billion | No. 403 | 1 | Mansfield, PA |
| Citizens & Northern Bank | $3.14 billion | No. 412 | 1 | Wellsboro, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wellsboro: FAQ
How many banks are in Wellsboro, PA?
Wellsboro has 3 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wellsboro?
Northwest Bank, with 2. First Citizens Community Bank has 1 and Citizens & Northern Bank has 1.
Is there a Northwest Bank in Wellsboro, PA?
Yes. FDIC data lists 2 Northwest Bank branches in Wellsboro as of September 5, 2026. Its branches are listed under Northwest Bank above, with the address and directions for each.
Is there a First Citizens Community Bank in Wellsboro, PA?
Yes. FDIC data lists 1 First Citizens Community Bank branch in Wellsboro as of September 5, 2026. The address and directions are under First Citizens Community Bank above.
Is there a Citizens & Northern Bank in Wellsboro, PA?
Yes. FDIC data lists 1 Citizens & Northern Bank branch in Wellsboro as of September 5, 2026, the main office at 90 Main St. The address and directions are under Citizens & Northern Bank above.
Is there a Chase in Wellsboro, PA?
No. FDIC data lists no Chase branch in Wellsboro as of September 5, 2026. The nearest is in State College, about 72 miles away in a straight line.
Which banks in Wellsboro are open on Saturday?
Northwest Bank publishes Saturday hours for one or more Wellsboro locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wellsboro?
Citizens & Northern Bank has its main office in Wellsboro, according to the FDIC.
What is the oldest bank in Wellsboro?
Citizens & Northern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Wellsboro?
First Heritage Credit Union and Palco Fcu Credit Union have offices in Wellsboro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wellsboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wellsboro?
Nearby cities with more banks include Mansfield, Canton, Troy. Mansfield is 12 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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