US Bank Directory
Banks in Oxford, PA
4 FDIC-insured banks operate 4 offices in Oxford, Pennsylvania, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Oxford, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Oxford, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citadel Credit Union Credit union · 1
Citadel Credit Union has 1 office in Oxford, 28 across Pennsylvania. It is based in Exton, PA and $6.77 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oxford105 Commons Dr, 19363
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fulton Bank Bank · 1
Fulton Bank has 1 branch in Oxford, 105 across Pennsylvania and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The Oxford Branch at 300 Commons Dr dates to 1963 in FDIC branch records. It opens on Saturday.
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Oxford Branch300 Commons Dr, 19363
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Oxford, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Limestone Road Branch at 275 Limestone Rd dates to 2004 in FDIC branch records. It opens on Saturday.
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Limestone Road Branch275 Limestone Rd, 19363
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wayne Bank Bank · 1
Wayne Bank has 1 branch in Oxford, 19 across Pennsylvania and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Oxford Branch at 24 S 3rd Street dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch24 S 3rd Street, 19363
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Oxford, 168 across Pennsylvania and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Oxford Branch at 273 N 3rd St dates to 1970 in FDIC branch records. It opens on Saturday.
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Oxford Branch273 N 3rd St, 19363
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Oxford
1 credit union has 1 office here: Citadel Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxford page has every office in the state's directory.
Banking in Oxford: the local picture
Short answer: 4 banks run 4 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Oxford, 2 elsewhere in Pennsylvania and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Fulton Bank's office at 300 Commons Dr, dating to 1963; the newest is Truist's at 275 Limestone Rd, from 2004.
The only credit union with an office here is Citadel Credit Union.
Of the 4 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Oxford
Short answer: 3 of the 4 Oxford locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 1 branch (273 N 3rd St: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (275 Limestone Rd: Saturday 9 am to 12 pm)
- Fulton Bank: 1 of 1 branch (300 Commons Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: In Oxford: Wells Fargo (1), Truist (1). No branches in Oxford: Chase (nearest in Parkesburg, 13 mi), Bank of America (nearest in Kennett Square, 16 mi), PNC Bank (nearest in Christiana, 12 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 196 mi), Regions Bank, TD Bank (nearest in Downingtown, 19 mi), BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Parkesburg, 13 miles away |
| Bank of America | None | Kennett Square, 16 miles away |
| PNC Bank | None | Christiana, 12 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 196 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 19 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Grove (7 miles) and Christiana (11 miles). Kennett Square, 16 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Grove, PA | 7 mi | 3 | 3 |
| Banks in Christiana, PA | 11 mi | 3 | 3 |
| Banks in Quarryville, PA | 12 mi | 6 | 8 |
| Banks in Parkesburg, PA | 13 mi | 4 | 4 |
| Banks in Gap, PA | 14 mi | 2 | 2 |
| Banks in Kennett Square, PA | 16 mi | 11 | 14 |
| Banks in Coatesville, PA | 16 mi | 2 | 2 |
| Banks in Thorndale, PA | 18 mi | 2 | 2 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oxford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: Wells Fargo is the largest bank with offices in Oxford, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fulton Bank | $32.56 billion | No. 67 | 1 | Lancaster, PA |
| Wayne Bank | $2.91 billion | No. 440 | 1 | Honesdale, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, PA?
Oxford has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxford?
Wells Fargo, with 1. Truist has 1 and Fulton Bank has 1.
Is there a Wells Fargo in Oxford, PA?
Yes. FDIC data lists 1 Wells Fargo branch in Oxford as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Oxford, PA?
Yes. FDIC data lists 1 Truist branch in Oxford as of September 5, 2026. The address and directions are under Truist above.
Is there a Fulton Bank in Oxford, PA?
Yes. FDIC data lists 1 Fulton Bank branch in Oxford as of September 5, 2026. The address and directions are under Fulton Bank above.
Is there a Chase in Oxford, PA?
No. FDIC data lists no Chase branch in Oxford as of September 5, 2026. The nearest is in Parkesburg, about 13 miles away in a straight line.
Which banks in Oxford are open on Saturday?
Wells Fargo, Truist and Fulton Bank publish Saturday hours for one or more Oxford locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Oxford?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Oxford?
Citadel Credit Union has an office in Oxford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include West Grove, Christiana, Quarryville. West Grove is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: Fulton Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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