US Bank Directory
Banks in Mount Joy, PA
5 FDIC-insured banks operate 6 offices in Mount Joy, Pennsylvania, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Mount Joy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Mount Joy, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mount Joy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northwest Bank has the most locations in Mount Joy, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northwest Bank Bank · 2
Northwest Bank has 2 branches in Mount Joy, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Joy location is the Mount Joy Drive Through Branch at 25 N Barbara St, dating to 2000; the newest, at 101 E Main St, to 2006. All 2 of its Mount Joy locations with published hours open on Saturday.
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Mount Joy Branch101 E Main St, 17552
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Mount Joy Drive Through Branch25 N Barbara St, 17552
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Bank of Bird-in-Hand Bank · 1
Bank of Bird-in-Hand has 1 branch in Mount Joy, 16 across Pennsylvania and 16 nationwide. FDIC records list its main office in Bird In Hand, PA and show it operating since 2013. With $1.91 billion in total assets on June 30, 2026, it ranks No. 628 of 4,232 U.S. banks by total assets. The Mount Joy Branch at 3141 Mount Joy Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Joy Branch3141 Mount Joy Rd, 17552
Everence Credit Union Credit union · 1
Everence Credit Union has 1 office in Mount Joy, 7 across Pennsylvania. It is based in Lancaster, PA and $450.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mount Joy962 E Main St, 17552
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Community Bank Bank · 1
First Citizens Community Bank has 1 branch in Mount Joy, 37 across Pennsylvania and 44 nationwide. FDIC records list its main office in Mansfield, PA and show it operating since 1932. With $3.19 billion in total assets on June 30, 2026, it ranks No. 403 of 4,232 U.S. banks by total assets. The Mount Joy Branch at 720 E Main St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Joy Branch720 E Main St, 17552
Members 1st Credit Union Credit union · 1
Members 1st Credit Union has 1 office in Mount Joy, 61 across Pennsylvania. It is based in Enola, PA and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Mount Joy Branch815 E Main St, 17552
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Mount Joy, 262 across Pennsylvania and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Mount Joy Branch at 917 E Main St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Joy Branch917 E Main St, 17552
Truist Bank · 1
Truist has 1 branch in Mount Joy, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Mount Joy Branch at 749 E Main St dates to 2007 in FDIC branch records. It opens on Saturday.
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Mount Joy Branch749 E Main St, 17552
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Mount Joy
2 credit unions have 2 offices here: Members 1st Credit Union and Everence Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mount Joy page has every office in the state's directory.
Banking in Mount Joy: the local picture
Short answer: 5 banks run 6 branches in Mount Joy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Mount Joy, 3 elsewhere in Pennsylvania and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Northwest Bank's office at 25 N Barbara St, dating to 2000; the newest is Bank of Bird-in-Hand's at 3141 Mount Joy Rd, from 2025.
2 credit unions have 2 offices in Mount Joy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Mount Joy
Short answer: 4 of the 5 Mount Joy locations with published hours open on Saturday, run by 3 institutions.
- Northwest Bank: 2 of 2 branches (101 E Main St: Saturday 9 am to 12 pm, and 1 more)
- Truist: 1 of 1 branch (749 E Main St: Saturday 9 am to 12 pm)
- Members 1st Credit Union: 1 of 1 office (815 E Main St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mount Joy, and where the nearest one is if they do not.
Short answer: In Mount Joy: PNC Bank (1), Truist (1). No branches in Mount Joy: Chase (nearest in Lititz, 10 mi), Wells Fargo (nearest in Lancaster, 6 mi), Bank of America (nearest in Exton, 44 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 166 mi), Regions Bank, TD Bank (nearest in Downingtown, 40 mi), BMO.
| Bank | In Mount Joy | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Lititz, 10 miles away |
| Wells Fargo | None | Lancaster, 6 miles away |
| Bank of America | None | Exton, 44 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 166 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 40 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Joy to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Joy residents like anyone else.
Banks near Mount Joy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Columbia (6 miles) and Elizabethtown (6 miles). Lancaster, 10 miles away, has the most banks nearby: 18.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Columbia, PA | 6 mi | 2 | 2 |
| Banks in Elizabethtown, PA | 6 mi | 7 | 8 |
| Banks in Manheim, PA | 6 mi | 5 | 5 |
| Banks in Lancaster, PA | 10 mi | 18 | 57 |
| Banks in Lititz, PA | 10 mi | 9 | 11 |
| Banks in Manchester, PA | 13 mi | 2 | 2 |
| Banks in Willow Street, PA | 14 mi | 4 | 4 |
| Banks in Palmyra, PA | 14 mi | 4 | 4 |
Bank branch openings and closings in Mount Joy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mount Joy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mount Joy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Joy offices.
Short answer: PNC Bank is the largest bank with offices in Mount Joy, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Northwest Bank | $17.21 billion | No. 116 | 2 | Warren, PA |
| First Citizens Community Bank | $3.19 billion | No. 403 | 1 | Mansfield, PA |
| Bank of Bird-in-Hand | $1.91 billion | No. 628 | 1 | Bird In Hand, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mount Joy: FAQ
How many banks are in Mount Joy, PA?
Mount Joy has 5 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mount Joy?
Northwest Bank, with 2. PNC Bank has 1 and Truist has 1.
Is there a Northwest Bank in Mount Joy, PA?
Yes. FDIC data lists 2 Northwest Bank branches in Mount Joy as of September 5, 2026. Its branches are listed under Northwest Bank above, with the address and directions for each.
Is there a PNC Bank in Mount Joy, PA?
Yes. FDIC data lists 1 PNC Bank branch in Mount Joy as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Mount Joy, PA?
Yes. FDIC data lists 1 Truist branch in Mount Joy as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Mount Joy, PA?
No. FDIC data lists no Chase branch in Mount Joy as of September 5, 2026. The nearest is in Lititz, about 10 miles away in a straight line.
Which banks in Mount Joy are open on Saturday?
Northwest Bank, Truist and Members 1st Credit Union publish Saturday hours for one or more Mount Joy locations. The Saturday section above lists each one with its hours. 3 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Mount Joy?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Mount Joy?
Members 1st Credit Union and Everence Credit Union have offices in Mount Joy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mount Joy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mount Joy?
Nearby cities with more banks include Columbia, Elizabethtown, Manheim. Columbia is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Northwest Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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