US Bank Directory

Banks in Middletown, PA

4 FDIC-insured banks operate 4 offices in Middletown, Pennsylvania, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Middletown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Middletown, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Middletown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Middletown, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Susquehanna Community Credit Union 1 office · main office Danville, PA Credit union · 1

Central Susquehanna Community Credit Union has 1 office in Middletown, 2 across Pennsylvania. It is based in Danville, PA and $37.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Vizo Financial Corporate Credit Union
    1201 Fulling Mill Rd, 17057
    (800) 622-7494Hours: see the credit union's site
Central Susquehanna Community Credit Union: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Middletown, 213 across Pennsylvania and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Middletown Pa Branch at 100 S Union St dates to 1961 in FDIC branch records. It opens on Saturday.

  • Middletown Pa Branch
    100 S Union St, 17057
    (717) 948-5730Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Middletown, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The South Union Street Branch at 120 S Union St dates to 1991 in FDIC branch records. It opens on Saturday.

  • South Union Street Branch
    120 S Union St, 17057
    (717) 948-2601Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Members 1st Credit Union 1 office · main office Enola, PA Credit union · 1

Members 1st Credit Union has 1 office in Middletown, 61 across Pennsylvania. It is based in Enola, PA and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Middletown Branch
    361 E Main St, 17057
    (717) 944-6157Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Members 1st Credit Union: profile, branches and contacts
Mid Penn Bank 1 branch · main office Millersburg, PA Bank · 1

Mid Penn Bank has 1 branch in Middletown, 56 across Pennsylvania and 67 nationwide. FDIC records list its main office in Millersburg, PA and show it operating since 1868. With $7.04 billion in total assets on June 30, 2026, it ranks No. 221 of 4,232 U.S. banks by total assets. The Middletown Branch at 1100 Spring Garden Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middletown Branch
    1100 Spring Garden Dr, 17057
    Hours: see the bank's site
Mid Penn Bank: profile, branches and contacts
Penn-trafford School Emp. Credit Union 1 office · main office Trafford, PA Credit union · 1

Penn-trafford School Emp. Credit Union has 1 office in Middletown, 2 across Pennsylvania. It is based in Trafford, PA and $5.4 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

  • Vizo Financial / My Cu Services
    1201 Fulling Mill Rd, 17057
    (800) 622-7494Hours as filed: 24 hour availability
Penn-trafford School Emp. Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Middletown, 168 across Pennsylvania and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The West Middletown Branch at 310 W Main St dates to 1968 in FDIC branch records. Its published hours do not list Saturday.

  • West Middletown Branch
    310 W Main St, 17057
    (717) 944-7418Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Middletown

3 credit unions have 3 offices here: Members 1st Credit Union, Central Susquehanna Community Credit Union and Penn-trafford School Emp. Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middletown page has every office in the state's directory.

Banking in Middletown: the local picture

Short answer: 4 banks run 4 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Middletown, 1 elsewhere in Pennsylvania and 3 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 100 S Union St, dating to 1961; the newest is Mid Penn Bank's at 1100 Spring Garden Dr, from 1997.

3 credit unions have 3 offices in Middletown, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Middletown

Short answer: 3 of the 4 Middletown locations with published hours open on Saturday, run by 3 institutions.

  • Citizens: 1 of 1 branch (100 S Union St: Saturday 9 am to 12 pm)
  • M&T Bank: 1 of 1 branch (120 S Union St: Saturday 9 am to 12 pm)
  • Members 1st Credit Union: 1 of 1 office (361 E Main St: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Middletown, and where the nearest one is if they do not.

Short answer: In Middletown: Wells Fargo (1). No branches in Middletown: Chase (nearest in Harrisburg, 8 mi), Bank of America (nearest in Exton, 58 mi), PNC Bank (nearest in Hershey, 6 mi), U.S. Bank, Truist (nearest in Harrisburg, 5 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 152 mi), Regions Bank, TD Bank (nearest in Downingtown, 54 mi), BMO.

BankIn MiddletownNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneHarrisburg, 8 miles away
Bank of AmericaNoneExton, 58 miles away
PNC BankNoneHershey, 6 miles away
U.S. BankNonenone in Pennsylvania
TruistNoneHarrisburg, 5 miles away
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneJeannette, 152 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneDowningtown, 54 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.

Banks near Middletown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hummelstown (5 miles) and Etters (5 miles). Harrisburg, 8 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Middletown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Middletown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Middletown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.

Short answer: Wells Fargo is the largest bank with offices in Middletown, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Mid Penn Bank$7.04 billionNo. 2211Millersburg, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Middletown: FAQ

How many banks are in Middletown, PA?

Middletown has 4 banks with 4 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Middletown?

Wells Fargo, with 1. Citizens has 1 and M&T Bank has 1.

Is there a Wells Fargo in Middletown, PA?

Yes. FDIC data lists 1 Wells Fargo branch in Middletown as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Citizens in Middletown, PA?

Yes. FDIC data lists 1 Citizens branch in Middletown as of September 5, 2026. The address and directions are under Citizens above.

Is there a M&T Bank in Middletown, PA?

Yes. FDIC data lists 1 M&T Bank branch in Middletown as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Chase in Middletown, PA?

No. FDIC data lists no Chase branch in Middletown as of September 5, 2026. The nearest is in Harrisburg, about 8 miles away in a straight line.

Which banks in Middletown are open on Saturday?

Citizens, M&T Bank and Members 1st Credit Union publish Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Middletown?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Which credit unions can I join in Middletown?

Members 1st Credit Union, Central Susquehanna Community Credit Union and Penn-trafford School Emp. Credit Union have offices in Middletown. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Middletown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Middletown?

Nearby cities with more banks include Hummelstown, Etters, Hershey. Hummelstown is 5 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: Citizens, M&T Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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