US Bank Directory

Banks in Houtzdale, PA

2 FDIC-insured banks operate 2 offices in Houtzdale, Pennsylvania.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Houtzdale

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Houtzdale, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Houtzdale

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Commonwealth Bank and CNB Bank have the most locations in Houtzdale, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

CNB Bank 1 branch · main office Clearfield, PA Bank · 1

CNB Bank has 1 branch in Houtzdale, 50 across Pennsylvania and 82 nationwide. FDIC records list its main office in Clearfield, PA and show it operating since 1934. With $8.41 billion in total assets on June 30, 2026, it ranks No. 194 of 4,232 U.S. banks by total assets. The Houtzdale Branch at 485 Spring St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

CNB Bank: profile, branches and contacts
First Commonwealth Bank 1 branch · main office Indiana, PA Bank · 1

First Commonwealth Bank has 1 branch in Houtzdale, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Houtzdale Branch at 709 Hannah St dates to 1918 in FDIC branch records. It opens on Saturday.

  • Houtzdale Branch
    709 Hannah St, 16651
    (814) 762-8981Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026

First Commonwealth Bank: profile, branches and contacts

Banking in Houtzdale: the local picture

Short answer: 2 banks run 2 branches in Houtzdale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Houtzdale, 2 elsewhere in Pennsylvania, according to the FDIC.

The bank with the longest record here is First Commonwealth Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is First Commonwealth Bank's office at 709 Hannah St, dating to 1918; the newest is CNB Bank's at 485 Spring St, from 1996.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Houtzdale

Short answer: 1 of the 1 Houtzdale location with published hours opens on Saturday, run by 1 institution.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Houtzdale, and where the nearest one is if they do not.

Short answer: No branches in Houtzdale: Chase (nearest in State College, 24 mi), Wells Fargo (nearest in Carlisle, 75 mi), Bank of America (nearest in Monroeville, 79 mi), PNC Bank (nearest in State College, 24 mi), U.S. Bank, Truist (nearest in State College, 24 mi), Fifth Third Bank, Huntington (nearest in Chicora, 73 mi), Regions Bank, TD Bank (nearest in Allentown, 147 mi), BMO.

BankIn HoutzdaleNearest branch if none here
ChaseNoneState College, 24 miles away
Wells FargoNoneCarlisle, 75 miles away
Bank of AmericaNoneMonroeville, 79 miles away
PNC BankNoneState College, 24 miles away
U.S. BankNonenone in Pennsylvania
TruistNoneState College, 24 miles away
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneChicora, 73 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneAllentown, 147 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Houtzdale to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Houtzdale residents like anyone else.

Banks near Houtzdale

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Philipsburg (8 miles) and Tyrone (12 miles). State College, 25 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Houtzdale

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Houtzdale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Houtzdale by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Houtzdale offices.

Short answer: First Commonwealth Bank is the largest bank with offices in Houtzdale, with $12.18 billion in total assets on June 30, 2026, No. 145 among U.S. banks by total assets. CNB Bank is second with $8.41 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Commonwealth Bank$12.18 billionNo. 1451Indiana, PA
CNB Bank$8.41 billionNo. 1941Clearfield, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Houtzdale: FAQ

How many banks are in Houtzdale, PA?

Houtzdale has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Houtzdale?

First Commonwealth Bank, with 1. CNB Bank has 1.

Is there a First Commonwealth Bank in Houtzdale, PA?

Yes. FDIC data lists 1 First Commonwealth Bank branch in Houtzdale as of September 5, 2026. The address and directions are under First Commonwealth Bank above.

Is there a CNB Bank in Houtzdale, PA?

Yes. FDIC data lists 1 CNB Bank branch in Houtzdale as of September 5, 2026. The address and directions are under CNB Bank above.

Is there a Chase in Houtzdale, PA?

No. FDIC data lists no Chase branch in Houtzdale as of September 5, 2026. The nearest is in State College, about 24 miles away in a straight line.

Which banks in Houtzdale are open on Saturday?

First Commonwealth Bank publishes Saturday hours for one or more Houtzdale locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Houtzdale?

First Commonwealth Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.

Did any bank branches open or close in Houtzdale in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Houtzdale?

Nearby cities with more banks include Philipsburg, Tyrone, Clearfield. Philipsburg is 8 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: First Commonwealth Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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