US Bank Directory
Banks in Houtzdale, PA
2 FDIC-insured banks operate 2 offices in Houtzdale, Pennsylvania.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Houtzdale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Houtzdale, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Houtzdale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Commonwealth Bank and CNB Bank have the most locations in Houtzdale, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
CNB Bank Bank · 1
CNB Bank has 1 branch in Houtzdale, 50 across Pennsylvania and 82 nationwide. FDIC records list its main office in Clearfield, PA and show it operating since 1934. With $8.41 billion in total assets on June 30, 2026, it ranks No. 194 of 4,232 U.S. banks by total assets. The Houtzdale Branch at 485 Spring St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Houtzdale Branch485 Spring St, 16651
First Commonwealth Bank Bank · 1
First Commonwealth Bank has 1 branch in Houtzdale, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Houtzdale Branch at 709 Hannah St dates to 1918 in FDIC branch records. It opens on Saturday.
-
Houtzdale Branch709 Hannah St, 16651
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Houtzdale: the local picture
Short answer: 2 banks run 2 branches in Houtzdale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Houtzdale, 2 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is First Commonwealth Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is First Commonwealth Bank's office at 709 Hannah St, dating to 1918; the newest is CNB Bank's at 485 Spring St, from 1996.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Houtzdale
Short answer: 1 of the 1 Houtzdale location with published hours opens on Saturday, run by 1 institution.
- First Commonwealth Bank: 1 of 1 branch (709 Hannah St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Houtzdale, and where the nearest one is if they do not.
Short answer: No branches in Houtzdale: Chase (nearest in State College, 24 mi), Wells Fargo (nearest in Carlisle, 75 mi), Bank of America (nearest in Monroeville, 79 mi), PNC Bank (nearest in State College, 24 mi), U.S. Bank, Truist (nearest in State College, 24 mi), Fifth Third Bank, Huntington (nearest in Chicora, 73 mi), Regions Bank, TD Bank (nearest in Allentown, 147 mi), BMO.
| Bank | In Houtzdale | Nearest branch if none here |
|---|---|---|
| Chase | None | State College, 24 miles away |
| Wells Fargo | None | Carlisle, 75 miles away |
| Bank of America | None | Monroeville, 79 miles away |
| PNC Bank | None | State College, 24 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | State College, 24 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Chicora, 73 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 147 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Houtzdale to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Houtzdale residents like anyone else.
Banks near Houtzdale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Philipsburg (8 miles) and Tyrone (12 miles). State College, 25 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Philipsburg, PA | 8 mi | 3 | 5 |
| Banks in Tyrone, PA | 12 mi | 3 | 4 |
| Banks in Clearfield, PA | 13 mi | 4 | 7 |
| Banks in Patton, PA | 20 mi | 2 | 2 |
| Banks in Altoona, PA | 23 mi | 12 | 23 |
| Banks in State College, PA | 25 mi | 15 | 33 |
| Banks in Northern Cambria, PA | 25 mi | 4 | 5 |
| Banks in Gallitzin, PA | 26 mi | 2 | 2 |
Bank branch openings and closings in Houtzdale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Houtzdale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Houtzdale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Houtzdale offices.
Short answer: First Commonwealth Bank is the largest bank with offices in Houtzdale, with $12.18 billion in total assets on June 30, 2026, No. 145 among U.S. banks by total assets. CNB Bank is second with $8.41 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Commonwealth Bank | $12.18 billion | No. 145 | 1 | Indiana, PA |
| CNB Bank | $8.41 billion | No. 194 | 1 | Clearfield, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Houtzdale: FAQ
How many banks are in Houtzdale, PA?
Houtzdale has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Houtzdale?
First Commonwealth Bank, with 1. CNB Bank has 1.
Is there a First Commonwealth Bank in Houtzdale, PA?
Yes. FDIC data lists 1 First Commonwealth Bank branch in Houtzdale as of September 5, 2026. The address and directions are under First Commonwealth Bank above.
Is there a CNB Bank in Houtzdale, PA?
Yes. FDIC data lists 1 CNB Bank branch in Houtzdale as of September 5, 2026. The address and directions are under CNB Bank above.
Is there a Chase in Houtzdale, PA?
No. FDIC data lists no Chase branch in Houtzdale as of September 5, 2026. The nearest is in State College, about 24 miles away in a straight line.
Which banks in Houtzdale are open on Saturday?
First Commonwealth Bank publishes Saturday hours for one or more Houtzdale locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Houtzdale?
First Commonwealth Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.
Did any bank branches open or close in Houtzdale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Houtzdale?
Nearby cities with more banks include Philipsburg, Tyrone, Clearfield. Philipsburg is 8 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: First Commonwealth Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds