US Bank Directory
Banks in Girard, PA
1 FDIC-insured bank operates 1 office in Girard, Pennsylvania, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Girard
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Girard, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Girard
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNB is the only bank with an office in Girard. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNB Bank · 1
FNB has 1 branch in Girard, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Girard Branch at 9133 Ridge Rd dates to 1972 in FDIC branch records. It opens on Saturday.
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Girard Branch9133 Ridge Rd, 16417
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Tendto Credit Union Credit union · 1
Tendto Credit Union has 1 office in Girard, 4 across Pennsylvania. It is based in Erie, PA and $143.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Girard9189 Ridge Rd, 16417
All hours
Mon 8 am to 4 pm; Tue 8 am to 12 pm; Wed to Thu 8 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Widget Credit Union Credit union · 1
Widget Credit Union has 1 office in Girard, 9 across Pennsylvania. It is based in Erie, PA and $485.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Girard721 Rice Ave, 16417
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Girard
2 credit unions have 2 offices here: Widget Credit Union and Tendto Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Girard page has every office in the state's directory.
Banking in Girard: the local picture
Short answer: 1 bank runs 1 branch in Girard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
FNB has its main office in Greenville, PA, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC.
2 credit unions have 2 offices in Girard, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday.
Banks and credit unions open on Saturday in Girard
Short answer: 3 of the 3 Girard locations with published hours open on Saturday, run by 3 institutions.
- FNB: 1 of 1 branch (9133 Ridge Rd: Saturday 9 am to 12 pm)
- Widget Credit Union: 1 of 1 office (721 Rice Ave: Saturday 9 am to 1 pm)
- Tendto Credit Union: 1 of 1 office (9189 Ridge Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Girard, and where the nearest one is if they do not.
Short answer: No branches in Girard: Chase (nearest in Cranberry Township, 92 mi), Wells Fargo (nearest in Carlisle, 205 mi), Bank of America (nearest in Cranberry Township, 92 mi), PNC Bank (nearest in Erie, 7 mi), U.S. Bank, Truist (nearest in State College, 150 mi), Fifth Third Bank, Huntington (nearest in Erie, 11 mi), Regions Bank, TD Bank (nearest in Allentown, 265 mi), BMO.
| Bank | In Girard | Nearest branch if none here |
|---|---|---|
| Chase | None | Cranberry Township, 92 miles away |
| Wells Fargo | None | Carlisle, 205 miles away |
| Bank of America | None | Cranberry Township, 92 miles away |
| PNC Bank | None | Erie, 7 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | State College, 150 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Erie, 11 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 265 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Girard to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Girard residents like anyone else.
Banks near Girard
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Albion (9 miles) and Edinboro (12 miles). Erie, 12 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Albion, PA | 9 mi | 2 | 2 |
| Banks in Edinboro, PA | 12 mi | 5 | 5 |
| Banks in Erie, PA | 12 mi | 10 | 44 |
| Banks in Harborcreek, PA | 20 mi | 3 | 3 |
| Banks in Meadville, PA | 27 mi | 7 | 11 |
| Banks in North East, PA | 28 mi | 3 | 4 |
| Banks in Corry, PA | 34 mi | 3 | 3 |
| Banks in Greenville, PA | 42 mi | 3 | 4 |
Bank branch openings and closings in Girard
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Girard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Girard by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Girard offices.
Short answer: FNB is the largest bank with offices in Girard, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Girard: FAQ
How many banks are in Girard, PA?
Girard has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a FNB in Girard, PA?
Yes. FDIC data lists 1 FNB branch in Girard as of September 5, 2026. The address and directions are under FNB above.
Is there a Chase in Girard, PA?
No. FDIC data lists no Chase branch in Girard as of September 5, 2026. The nearest is in Cranberry Township, about 92 miles away in a straight line.
Which banks in Girard are open on Saturday?
FNB, Widget Credit Union and Tendto Credit Union publish Saturday hours for one or more Girard locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Girard?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Girard?
Widget Credit Union and Tendto Credit Union have offices in Girard. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Girard in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Girard?
Nearby cities with more banks include Albion, Edinboro, Erie. Albion is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: FNB) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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