US Bank Directory

Banks in Effort, PA

1 FDIC-insured bank operates 1 office in Effort, Pennsylvania.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Effort

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Effort, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Effort

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wayne Bank is the only bank with an office in Effort. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wayne Bank 1 branch · main office Honesdale, PA Bank · 1

Wayne Bank has 1 branch in Effort, 19 across Pennsylvania and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Effort Branch at 2226 Barney Ln dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Wayne Bank: profile, branches and contacts

Banking in Effort: the local picture

Short answer: 1 bank runs 1 branch in Effort according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Wayne Bank has its main office in Honesdale, PA, according to the FDIC.

The bank with the longest record here is Wayne Bank, operating since 1871 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Effort, and where the nearest one is if they do not.

Short answer: No branches in Effort: Chase (nearest in Easton, 22 mi), Wells Fargo (nearest in Brodheadsville, 4 mi), Bank of America (nearest in Easton, 20 mi), PNC Bank (nearest in Tannersville, 9 mi), U.S. Bank, Truist (nearest in Brodheadsville, 4 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 223 mi), Regions Bank, TD Bank (nearest in Easton, 22 mi), BMO.

BankIn EffortNearest branch if none here
ChaseNoneEaston, 22 miles away
Wells FargoNoneBrodheadsville, 4 miles away
Bank of AmericaNoneEaston, 20 miles away
PNC BankNoneTannersville, 9 miles away
U.S. BankNonenone in Pennsylvania
TruistNoneBrodheadsville, 4 miles away
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneJeannette, 223 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneEaston, 22 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Effort to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Effort residents like anyone else.

Banks near Effort

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Brodheadsville (4 miles) and Tannersville (8 miles). Stroudsburg, 13 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Effort

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Effort between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Effort by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Effort offices.

Short answer: Wayne Bank is the largest bank with offices in Effort, with $2.91 billion in total assets on June 30, 2026, No. 440 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wayne Bank$2.91 billionNo. 4401Honesdale, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Effort: FAQ

How many banks are in Effort, PA?

Effort has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Wayne Bank in Effort, PA?

Yes. FDIC data lists 1 Wayne Bank branch in Effort as of September 5, 2026. The address and directions are under Wayne Bank above.

Is there a Chase in Effort, PA?

No. FDIC data lists no Chase branch in Effort as of September 5, 2026. The nearest is in Easton, about 22 miles away in a straight line.

What is the oldest bank in Effort?

Wayne Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1871.

Did any bank branches open or close in Effort in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Effort?

Nearby cities with more banks include Brodheadsville, Tannersville, Blakeslee. Brodheadsville is 4 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds