US Bank Directory
Banks in Cheltenham, PA
1 FDIC-insured bank operates 1 office in Cheltenham, Pennsylvania, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cheltenham
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Cheltenham, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cheltenham
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens is the only bank with an office in Cheltenham. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in Cheltenham, 213 across Pennsylvania and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Melrose Park Branch at 7435 Front St dates to 1958 in FDIC branch records. It opens on Saturday.
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Melrose Park Branch7435 Front St, 19012
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Pinn Memorial Credit Union Credit union · 1
Pinn Memorial Credit Union has 1 office in Cheltenham, 2 across Pennsylvania. It is based in Philadelphia, PA and $232,000 in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Bills House7614 Garden Rd, 19012
Join a credit union in Cheltenham
1 credit union has 1 office here: Pinn Memorial Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cheltenham page has every office in the state's directory.
Banking in Cheltenham: the local picture
Short answer: 1 bank runs 1 branch in Cheltenham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Citizens has its main office in Providence, RI, according to the FDIC.
The bank with the longest record here is Citizens, operating since 2005 according to the FDIC.
The only credit union with an office here is Pinn Memorial Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Cheltenham
Short answer: 1 of the 1 Cheltenham location with published hours opens on Saturday, run by 1 institution.
- Citizens: 1 of 1 branch (7435 Front St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cheltenham, and where the nearest one is if they do not.
Short answer: No branches in Cheltenham: Chase (nearest in Philadelphia, 2 mi), Wells Fargo (nearest in Elkins Park, 1 mi), Bank of America (nearest in Philadelphia, 1 mi), PNC Bank (nearest in Philadelphia, 1 mi), U.S. Bank, Truist (nearest in Jenkintown, 3 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 238 mi), Regions Bank, TD Bank (nearest in Wyncote, 3 mi), BMO.
| Bank | In Cheltenham | Nearest branch if none here |
|---|---|---|
| Chase | None | Philadelphia, 2 miles away |
| Wells Fargo | None | Elkins Park, 1 mile away |
| Bank of America | None | Philadelphia, 1 mile away |
| PNC Bank | None | Philadelphia, 1 mile away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Jenkintown, 3 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 238 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Wyncote, 3 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cheltenham to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cheltenham residents like anyone else.
Banks near Cheltenham
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Elkins Park (1 mile) and Wyncote (3 miles). Philadelphia, 5 miles away, has the most banks nearby: 36.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Elkins Park, PA | 1 mi | 5 | 5 |
| Banks in Wyncote, PA | 3 mi | 4 | 4 |
| Banks in Jenkintown, PA | 3 mi | 8 | 8 |
| Banks in Glenside, PA | 4 mi | 3 | 3 |
| Banks in Abington, PA | 5 mi | 4 | 4 |
| Banks in Philadelphia, PA | 5 mi | 36 | 251 |
| Banks in Huntingdon Valley, PA | 5 mi | 5 | 6 |
| Banks in Dresher, PA | 6 mi | 2 | 2 |
Bank branch openings and closings in Cheltenham
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cheltenham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cheltenham by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cheltenham offices.
Short answer: Citizens is the largest bank with offices in Cheltenham, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cheltenham: FAQ
How many banks are in Cheltenham, PA?
Cheltenham has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Citizens in Cheltenham, PA?
Yes. FDIC data lists 1 Citizens branch in Cheltenham as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in Cheltenham, PA?
No. FDIC data lists no Chase branch in Cheltenham as of September 5, 2026. The nearest is in Philadelphia, about 2 miles away in a straight line.
Which banks in Cheltenham are open on Saturday?
Citizens publishes Saturday hours for one or more Cheltenham locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Cheltenham?
Citizens has the longest record among banks with a branch here: the FDIC shows it operating since 2005.
Which credit unions can I join in Cheltenham?
Pinn Memorial Credit Union has an office in Cheltenham. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cheltenham in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cheltenham?
Nearby cities with more banks include Elkins Park, Wyncote, Jenkintown. Elkins Park is 1 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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