US Bank Directory

Banks in Bedford, PA

7 FDIC-insured banks operate 7 offices in Bedford, Pennsylvania, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Bedford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 8 locations in Bedford, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bedford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Bedford, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Altoona First Savings Bank 1 branch · main office Altoona, PA Bank · 1

Altoona First Savings Bank has 1 branch in Bedford, 5 across Pennsylvania and 5 nationwide. FDIC records list its main office in Altoona, PA and show it operating since 1927. With $328.6 million in total assets on June 30, 2026, it ranks No. 2,356 of 4,232 U.S. banks by total assets. The 100 W. Pitt Street Branch at 100 W Pitt St dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 100 W. Pitt Street Branch
    100 W Pitt St, 15522
    Hours: see the bank's site
Altoona First Savings Bank: profile, branches and contacts
First Commonwealth Bank 1 branch · main office Indiana, PA Bank · 1

First Commonwealth Bank has 1 branch in Bedford, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Bedford Branch at 9503 Lincoln Hwy, Lincoln Center dates to 2001 in FDIC branch records. It opens on Saturday.

  • Bedford Branch
    9503 Lincoln Hwy, Lincoln Center, 15522
    (814) 623-2003Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026

First Commonwealth Bank: profile, branches and contacts
FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Bedford, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Bedford Branch at 124 S Juliana St dates to 1934 in FDIC branch records. It opens on Saturday.

  • Bedford Branch
    124 S Juliana St, 15522
    (814) 623-2101Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts
Hometown Bank of Pennsylvania 1 branch · main office Bedford, PA Bank · 1

Hometown Bank of Pennsylvania has 1 branch in Bedford, 7 across Pennsylvania and 7 nationwide. FDIC records list its main office in Bedford, PA and show it operating since 2007. With $453.9 million in total assets on June 30, 2026, it ranks No. 1,907 of 4,232 U.S. banks by total assets. Its main office at 638 E Pitt St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    638 E Pitt St, 15522
    Hours: see the bank's site
Hometown Bank of Pennsylvania: profile, branches and contacts
Kennaford Credit Union 1 office · main office Bedford, PA Credit union · 1

Kennaford Credit Union has 1 office in Bedford, 1 across Pennsylvania. It is based in Bedford, PA and $3.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    442 Chalybeate Rd, 15522
    (814) 297-4225Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Kennaford Credit Union: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Bedford, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Hartley Branch at 101 E Pitt St dates to 1934 in FDIC branch records. It opens on Saturday.

  • Hartley Branch
    101 E Pitt St, 15522
    (814) 623-6117Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Somerset Trust 1 branch · main office Somerset, PA Bank · 1

Somerset Trust has 1 branch in Bedford, 45 across Pennsylvania and 49 nationwide. FDIC records list its main office in Somerset, PA and show it operating since 1889. With $2.47 billion in total assets on June 30, 2026, it ranks No. 508 of 4,232 U.S. banks by total assets. The Bedford Office Branch at 8796 Lincoln Hwy dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bedford Office Branch
    8796 Lincoln Hwy, 15522
    Hours: see the bank's site
Somerset Trust: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Bedford, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The East Pitt Street Branch at 601 E Pitt St dates to 1985 in FDIC branch records. Its published hours do not list Saturday.

  • East Pitt Street Branch
    601 E Pitt St, 15522
    (814) 623-2750Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Bedford

1 credit union has 1 office here: Kennaford Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bedford page has every office in the state's directory.

Banking in Bedford: the local picture

Short answer: 7 banks run 7 branches in Bedford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 1 has its main office in Bedford, 4 elsewhere in Pennsylvania and 2 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Altoona First Savings Bank's office at 100 W Pitt St, dating to 1927; the newest is Somerset Trust's at 8796 Lincoln Hwy, from 2015.

The only credit union with an office here is Kennaford Credit Union.

Of the 5 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Bedford

Short answer: 3 of the 5 Bedford locations with published hours open on Saturday, run by 3 institutions.

  • M&T Bank: 1 of 1 branch (101 E Pitt St: Saturday 9 am to 12 pm)
  • FNB: 1 of 1 branch (124 S Juliana St: Saturday 9 am to 12 pm)
  • First Commonwealth Bank: 1 of 1 branch (9503 Lincoln Hwy, Lincoln Center: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bedford, and where the nearest one is if they do not.

Short answer: In Bedford: Truist (1). No branches in Bedford: Chase (nearest in State College, 63 mi), Wells Fargo (nearest in Carlisle, 71 mi), Bank of America (nearest in Monroeville, 73 mi), PNC Bank (nearest in Somerset, 31 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 63 mi), Regions Bank, TD Bank (nearest in Downingtown, 145 mi), BMO.

BankIn BedfordNearest branch if none here
Truist1 branchhere
ChaseNoneState College, 63 miles away
Wells FargoNoneCarlisle, 71 miles away
Bank of AmericaNoneMonroeville, 73 miles away
PNC BankNoneSomerset, 31 miles away
U.S. BankNonenone in Pennsylvania
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneJeannette, 63 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneDowningtown, 145 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bedford to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bedford residents like anyone else.

Banks near Bedford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Everett (5 miles) and Claysburg (19 miles). Duncansville, 28 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Bedford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bedford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bedford

Short answer: 2 institutions have their main office in Bedford: Hometown Bank of Pennsylvania and Kennaford Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Hometown Bank of PennsylvaniaBank$453.9 million1
Kennaford Credit UnionCredit union$3.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bedford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bedford offices.

Short answer: Truist is the largest bank with offices in Bedford, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
M&T Bank$218.79 billionNo. 211Buffalo, NY
FNB$50.80 billionNo. 501Greenville, PA
First Commonwealth Bank$12.18 billionNo. 1451Indiana, PA
Somerset Trust$2.47 billionNo. 5081Somerset, PA
Hometown Bank of Pennsylvania$453.9 millionNo. 1,9071Bedford, PA
Altoona First Savings Bank$328.6 millionNo. 2,3561Altoona, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bedford: FAQ

How many banks are in Bedford, PA?

Bedford has 7 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bedford?

Truist, with 1. M&T Bank has 1 and FNB has 1.

Is there a Truist in Bedford, PA?

Yes. FDIC data lists 1 Truist branch in Bedford as of September 5, 2026. The address and directions are under Truist above.

Is there a M&T Bank in Bedford, PA?

Yes. FDIC data lists 1 M&T Bank branch in Bedford as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a FNB in Bedford, PA?

Yes. FDIC data lists 1 FNB branch in Bedford as of September 5, 2026. The address and directions are under FNB above.

Is there a Chase in Bedford, PA?

No. FDIC data lists no Chase branch in Bedford as of September 5, 2026. The nearest is in State College, about 63 miles away in a straight line.

Which banks in Bedford are open on Saturday?

M&T Bank, FNB and First Commonwealth Bank publish Saturday hours for one or more Bedford locations. The Saturday section above lists each one with its hours. 3 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Bedford?

Hometown Bank of Pennsylvania and Kennaford Credit Union have their main office in Bedford, according to the FDIC and the NCUA.

What is the oldest bank in Bedford?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Which credit unions can I join in Bedford?

Kennaford Credit Union has an office in Bedford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bedford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bedford?

Nearby cities with more banks include Everett, Claysburg, Saxton. Everett is 5 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 7 branches: FNB, First Commonwealth Bank, M&T Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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