US Bank Directory

Banks in Madras, OR

3 FDIC-insured banks operate 3 offices in Madras, Oregon, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Madras

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Madras, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Madras

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank, Columbia Bank and First Interstate Bank have the most locations in Madras, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Columbia Bank 1 branch · main office Roseburg, OR Bank · 1

Columbia Bank has 1 branch in Madras, 110 across Oregon and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Madras Branch at 624 Southwest Fourth Street dates to 1978 in FDIC branch records. Its published hours do not list Saturday.

  • Madras Branch
    624 Southwest Fourth Street, 97741
    (541) 475-7221Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
First Interstate Bank 1 branch · main office Billings, MT Bank · 1

First Interstate Bank has 1 branch in Madras, 33 across Oregon and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Madras Branch at 1150 Sw Highway 97 dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • Madras Branch
    1150 Sw Highway 97, 97741
    (541) 475-0505Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

First Interstate Bank: profile, branches and contacts
Mid Oregon Credit Union 1 office · main office Bend, OR Credit union · 1

Mid Oregon Credit Union has 1 office in Madras, 9 across Oregon. It is based in Bend, OR and $877.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Madras
    395 S 5Th St, 97741
    (541) 382-1795Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mid Oregon Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Madras, 114 across Oregon and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Madras Branch at 42 Sw C St dates to 1945 in FDIC branch records. Its published hours do not list Saturday.

  • Madras Branch
    42 Sw C St, 97741
    (541) 475-3811Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Madras

1 credit union has 1 office here: Mid Oregon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Madras page has every office in the state's directory.

Banking in Madras: the local picture

Short answer: 3 banks run 3 branches in Madras according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Madras, 1 elsewhere in Oregon and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 42 Sw C St, dating to 1945; the newest is First Interstate Bank's at 1150 Sw Highway 97, from 1999.

The only credit union with an office here is Mid Oregon Credit Union.

Of the 4 locations with published hours. None open on Saturday.

Saturday hours in Madras

Short answer: None of the 4 Madras locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Madras, and where the nearest one is if they do not.

Short answer: In Madras: U.S. Bank (1). No branches in Madras: Chase (nearest in Redmond, 25 mi), Wells Fargo (nearest in Redmond, 25 mi), Bank of America (nearest in Bend, 37 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in The Dalles, 67 mi).

BankIn MadrasNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneRedmond, 25 miles away
Wells FargoNoneRedmond, 25 miles away
Bank of AmericaNoneBend, 37 miles away
PNC BankNonenone in Oregon
TruistNonenone in Oregon
Fifth Third BankNonenone in Oregon
HuntingtonNonenone in Oregon
Regions BankNonenone in Oregon
TD BankNonenone in Oregon
BMONoneThe Dalles, 67 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Madras to the nearest branch in Oregon.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Madras residents like anyone else.

Banks near Madras

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Redmond (25 miles) and Prineville (27 miles). Bend, 41 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Madras

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Madras between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Madras by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Madras offices.

Short answer: U.S. Bank is the largest bank with offices in Madras, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Columbia Bank is second with $65.37 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Columbia Bank$65.37 billionNo. 441Roseburg, OR
First Interstate Bank$25.79 billionNo. 831Billings, MT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Madras: FAQ

How many banks are in Madras, OR?

Madras has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Madras?

U.S. Bank, with 1. Columbia Bank has 1 and First Interstate Bank has 1.

Is there a U.S. Bank in Madras, OR?

Yes. FDIC data lists 1 U.S. Bank branch in Madras as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Columbia Bank in Madras, OR?

Yes. FDIC data lists 1 Columbia Bank branch in Madras as of September 5, 2026. The address and directions are under Columbia Bank above.

Is there a First Interstate Bank in Madras, OR?

Yes. FDIC data lists 1 First Interstate Bank branch in Madras as of September 5, 2026. The address and directions are under First Interstate Bank above.

Is there a Chase in Madras, OR?

No. FDIC data lists no Chase branch in Madras as of September 5, 2026. The nearest is in Redmond, about 25 miles away in a straight line.

Which banks in Madras are open on Saturday?

None of the 4 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Madras?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Madras?

Mid Oregon Credit Union has an office in Madras. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Madras in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Madras?

Nearby cities with more banks include Redmond, Prineville, Sisters. Redmond is 25 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 3 branches: Columbia Bank, First Interstate Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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