US Bank Directory
Banks in Lincoln City, OR
7 FDIC-insured banks operate 7 offices in Lincoln City, Oregon, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lincoln City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Lincoln City, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lincoln City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Lincoln City, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BMO Bank · 1
BMO has 1 branch in Lincoln City, 21 across Oregon and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 4659 Sw Highway 101 dates to 1984 in FDIC branch records. Its published hours do not list Saturday.
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Lincoln City Branch4659 Sw Highway 101, 97367
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Lincoln City, 110 across Oregon and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 4157 North Highway 101, Suite 135 dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln City Branch4157 North Highway 101, Suite 135, 97367
Fibre Credit Union Credit union · 1
Fibre Credit Union has 1 office in Lincoln City, 7 across Oregon. It is based in Longview, WA and $1.82 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lincoln City Branch2004 Nw 36Th St, 97367
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Lincoln City, 33 across Oregon and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 1931 Nw Highway 101 dates to 1950 in FDIC branch records. Its published hours do not list Saturday.
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Lincoln City Branch1931 Nw Highway 101, 97367
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
Oregon Coast Bank Bank · 1
Oregon Coast Bank has 1 branch in Lincoln City, 7 across Oregon and 7 nationwide. FDIC records list its main office in Newport, OR and show it operating since 2002. With $446.3 million in total assets on June 30, 2026, it ranks No. 1,930 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 1298 Sw Harbor Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln City Branch1298 Sw Harbor Ave, 97367
Oregon State Credit Union Credit union · 1
Oregon State Credit Union has 1 office in Lincoln City, 16 across Oregon. It is based in Corvallis, OR and $2.73 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lincoln City3350 Ne Highway 101, 97367
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Lincoln City, 114 across Oregon and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 928 Sw 5th St dates to 1982 in FDIC branch records. Its published hours do not list Saturday.
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Lincoln City Branch928 Sw 5th St, 97367
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Lincoln City, 36 across Oregon and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 1545 Nw Highway 101 dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lincoln City Branch1545 Nw Highway 101, 97367
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lincoln City, 73 across Oregon and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lincoln City Branch at 2300 Ne Highway 101 dates to 1964 in FDIC branch records. Its published hours do not list Saturday.
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Lincoln City Branch2300 Ne Highway 101, 97367
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lincoln City
2 credit unions have 2 offices here: Oregon State Credit Union and Fibre Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lincoln City page has every office in the state's directory.
Banking in Lincoln City: the local picture
Short answer: 7 banks run 7 branches in Lincoln City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Lincoln City, 2 elsewhere in Oregon and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is WaFd Bank's office at 1545 Nw Highway 101, dating to 1934; the newest is Oregon Coast Bank's at 1298 Sw Harbor Ave, from 2006.
2 credit unions have 2 offices in Lincoln City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Lincoln City
Short answer: None of the 6 Lincoln City locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lincoln City, and where the nearest one is if they do not.
Short answer: In Lincoln City: Wells Fargo (1), U.S. Bank (1), BMO (1). No branches in Lincoln City: Chase (nearest in Corvallis, 45 mi), Bank of America (nearest in Corvallis, 46 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Lincoln City | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Corvallis, 45 miles away |
| Bank of America | None | Corvallis, 46 miles away |
| PNC Bank | None | none in Oregon |
| Truist | None | none in Oregon |
| Fifth Third Bank | None | none in Oregon |
| Huntington | None | none in Oregon |
| Regions Bank | None | none in Oregon |
| TD Bank | None | none in Oregon |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln City to the nearest branch in Oregon.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln City residents like anyone else.
Banks near Lincoln City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newport (22 miles) and Toledo (24 miles). Salem, 48 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newport, OR | 22 mi | 7 | 7 |
| Banks in Toledo, OR | 24 mi | 2 | 2 |
| Banks in Dallas, OR | 34 mi | 3 | 3 |
| Banks in Tillamook, OR | 35 mi | 5 | 5 |
| Banks in Waldport, OR | 37 mi | 3 | 3 |
| Banks in Mcminnville, OR | 44 mi | 7 | 8 |
| Banks in Corvallis, OR | 45 mi | 8 | 13 |
| Banks in Salem, OR | 48 mi | 12 | 31 |
Bank branch openings and closings in Lincoln City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lincoln City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lincoln City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln City offices.
Short answer: Wells Fargo is the largest bank with offices in Lincoln City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| Oregon Coast Bank | $446.3 million | No. 1,930 | 1 | Newport, OR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lincoln City: FAQ
How many banks are in Lincoln City, OR?
Lincoln City has 7 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lincoln City?
Wells Fargo, with 1. U.S. Bank has 1 and BMO has 1.
Is there a Wells Fargo in Lincoln City, OR?
Yes. FDIC data lists 1 Wells Fargo branch in Lincoln City as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Lincoln City, OR?
Yes. FDIC data lists 1 U.S. Bank branch in Lincoln City as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a BMO in Lincoln City, OR?
Yes. FDIC data lists 1 BMO branch in Lincoln City as of September 5, 2026. The address and directions are under BMO above.
Is there a Chase in Lincoln City, OR?
No. FDIC data lists no Chase branch in Lincoln City as of September 5, 2026. The nearest is in Corvallis, about 45 miles away in a straight line.
Which banks in Lincoln City are open on Saturday?
None of the 6 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Lincoln City?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Lincoln City?
Oregon State Credit Union and Fibre Credit Union have offices in Lincoln City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lincoln City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lincoln City?
Nearby cities with more banks include Newport, Toledo, Dallas. Newport is 22 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: BMO, First Interstate Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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