US Bank Directory
Banks in John Day, OR
1 FDIC-insured bank operates 1 office in John Day, Oregon, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: John Day
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in John Day, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in John Day
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Eastern Oregon is the only bank with an office in John Day. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Eastern Oregon Bank · 1
Bank of Eastern Oregon has 1 branch in John Day, 16 across Oregon and 22 nationwide. FDIC records list its main office in Heppner, OR and show it operating since 1945. With $933.6 million in total assets on June 30, 2026, it ranks No. 1,116 of 4,232 U.S. banks by total assets. The John Day Branch at 200 W Main St dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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John Day Branch200 W Main St, 97845
First Community Credit Union Credit union · 1
First Community Credit Union has 1 office in John Day, 28 across Oregon. It is based in Coquille, OR and $1.81 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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John Day150 W Main St, 97845
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Old West Credit Union Credit union · 1
Old West Credit Union has 1 office in John Day, 9 across Oregon. It is based in John Day, OR and $320.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office650 W Main St, 97845
All hours
Mon to Fri 10 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in John Day
2 credit unions have 2 offices here: First Community Credit Union and Old West Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in John Day page has every office in the state's directory.
Banking in John Day: the local picture
Short answer: 1 bank runs 1 branch in John Day according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of Eastern Oregon has its main office in Heppner, OR, according to the FDIC.
The bank with the longest record here is Bank of Eastern Oregon, operating since 1945 according to the FDIC.
2 credit unions have 2 offices in John Day, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in John Day
Short answer: 1 of the 2 John Day locations with published hours opens on Saturday, run by 1 institution.
- Old West Credit Union: 1 of 1 office (650 W Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in John Day, and where the nearest one is if they do not.
Short answer: No branches in John Day: Chase (nearest in Prineville, 94 mi), Wells Fargo (nearest in La Grande, 76 mi), Bank of America (nearest in Bend, 118 mi), PNC Bank, U.S. Bank (nearest in Burns, 57 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pendleton, 87 mi).
| Bank | In John Day | Nearest branch if none here |
|---|---|---|
| Chase | None | Prineville, 94 miles away |
| Wells Fargo | None | La Grande, 76 miles away |
| Bank of America | None | Bend, 118 miles away |
| PNC Bank | None | none in Oregon |
| U.S. Bank | None | Burns, 57 miles away |
| Truist | None | none in Oregon |
| Fifth Third Bank | None | none in Oregon |
| Huntington | None | none in Oregon |
| Regions Bank | None | none in Oregon |
| TD Bank | None | none in Oregon |
| BMO | None | Pendleton, 87 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of John Day to the nearest branch in Oregon.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to John Day residents like anyone else.
Banks near John Day
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Burns (57 miles) and Baker City (61 miles). Ontario, 102 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Burns, OR | 57 mi | 2 | 2 |
| Banks in Baker City, OR | 61 mi | 3 | 3 |
| Banks in La Grande, OR | 76 mi | 6 | 6 |
| Banks in Pendleton, OR | 86 mi | 5 | 5 |
| Banks in Prineville, OR | 94 mi | 5 | 5 |
| Banks in Hermiston, OR | 100 mi | 5 | 5 |
| Banks in Ontario, OR | 102 mi | 7 | 7 |
| Banks in Boardman, OR | 103 mi | 2 | 2 |
Bank branch openings and closings in John Day
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in John Day between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in John Day
Short answer: 1 institution has its main office in John Day: Old West Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Old West Credit Union | Credit union | $320.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in John Day by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its John Day offices.
Short answer: Bank of Eastern Oregon is the largest bank with offices in John Day, with $933.6 million in total assets on June 30, 2026, No. 1,116 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Eastern Oregon | $933.6 million | No. 1,116 | 1 | Heppner, OR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in John Day: FAQ
How many banks are in John Day, OR?
John Day has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Bank of Eastern Oregon in John Day, OR?
Yes. FDIC data lists 1 Bank of Eastern Oregon branch in John Day as of September 5, 2026. The address and directions are under Bank of Eastern Oregon above.
Is there a Chase in John Day, OR?
No. FDIC data lists no Chase branch in John Day as of September 5, 2026. The nearest is in Prineville, about 94 miles away in a straight line.
Which banks in John Day are open on Saturday?
Old West Credit Union publishes Saturday hours for one or more John Day locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in John Day?
Old West Credit Union has its main office in John Day, according to the FDIC and the NCUA.
What is the oldest bank in John Day?
Bank of Eastern Oregon has the longest record among banks with a branch here: the FDIC shows it operating since 1945.
Which credit unions can I join in John Day?
First Community Credit Union and Old West Credit Union have offices in John Day. Check each credit union's membership rules before you apply.
Did any bank branches open or close in John Day in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near John Day?
Nearby cities with more banks include Burns, Baker City, La Grande. Burns is 57 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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