US Bank Directory

Banks in Florence, OR

5 FDIC-insured banks operate 5 offices in Florence, Oregon, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Florence

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Florence, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Florence

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Florence, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banner Bank 1 branch · main office Walla Walla, WA Bank · 1

Banner Bank has 1 branch in Florence, 34 across Oregon and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Florence Branch at 777 Highway 101 dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Branch
    777 Highway 101, 97439
    Hours: see the bank's site
Banner Bank: profile, branches and contacts
Columbia Bank 1 branch · main office Roseburg, OR Bank · 1

Columbia Bank has 1 branch in Florence, 110 across Oregon and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Florence Branch at 430 Highway 101 dates to 1947 in FDIC branch records. Its published hours do not list Saturday.

  • Florence Branch
    430 Highway 101, 97439
    (541) 997-3431Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
First Community Credit Union 1 office · main office Coquille, OR Credit union · 1

First Community Credit Union has 1 office in Florence, 28 across Oregon. It is based in Coquille, OR and $1.81 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Florence
    2077 Highway 101, 97439
    (541) 902-9599Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

First Community Credit Union: profile, branches and contacts
Oregon Pacific Banking Company dba Oregon Pacific Bank 1 branch · main office Florence, OR Bank · 1

Oregon Pacific Banking Company dba Oregon Pacific Bank has 1 branch in Florence, 7 across Oregon and 7 nationwide. FDIC records list its main office in Florence, OR and show it operating since 1979. With $825.4 million in total assets on June 30, 2026, it ranks No. 1,229 of 4,232 U.S. banks by total assets. Its main office at 1355 Highway 101 dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1355 Highway 101, 97439
    Hours: see the bank's site
Oregon Pacific Banking Company dba Oregon Pacific Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Florence, 114 across Oregon and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Florence Branch at 2300 Highway 101 dates to 1993 in FDIC branch records. Its published hours do not list Saturday.

  • Florence Branch
    2300 Highway 101, 97439
    (541) 997-5151Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
WaFd Bank 1 branch · main office Seattle, WA Bank · 1

WaFd Bank has 1 branch in Florence, 36 across Oregon and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Florence Branch at 620 Highway 101 dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Branch
    620 Highway 101, 97439
    Hours: see the bank's site
WaFd Bank: profile, branches and contacts

Join a credit union in Florence

1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Florence page has every office in the state's directory.

Banking in Florence: the local picture

Short answer: 5 banks run 5 branches in Florence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Florence, 1 elsewhere in Oregon and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is WaFd Bank's office at 620 Highway 101, dating to 1934; the newest is U.S. Bank's at 2300 Highway 101, from 1993.

The only credit union with an office here is First Community Credit Union.

Of the 3 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Florence

Short answer: None of the 3 Florence locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Florence, and where the nearest one is if they do not.

Short answer: In Florence: U.S. Bank (1). No branches in Florence: Chase (nearest in Coos Bay, 43 mi), Wells Fargo (nearest in Coos Bay, 42 mi), Bank of America (nearest in Eugene, 51 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Toledo, 45 mi).

BankIn FlorenceNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneCoos Bay, 43 miles away
Wells FargoNoneCoos Bay, 42 miles away
Bank of AmericaNoneEugene, 51 miles away
PNC BankNonenone in Oregon
TruistNonenone in Oregon
Fifth Third BankNonenone in Oregon
HuntingtonNonenone in Oregon
Regions BankNonenone in Oregon
TD BankNonenone in Oregon
BMONoneToledo, 45 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Florence to the nearest branch in Oregon.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Florence residents like anyone else.

Banks near Florence

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Reedsport (19 miles) and Waldport (31 miles). Coos Bay, 42 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Florence

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Florence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Florence

Short answer: 1 institution has its main office in Florence: Oregon Pacific Banking Company dba Oregon Pacific Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Oregon Pacific Banking Company dba Oregon Pacific BankBank$825.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Florence by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Florence offices.

Short answer: U.S. Bank is the largest bank with offices in Florence, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Columbia Bank is second with $65.37 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Columbia Bank$65.37 billionNo. 441Roseburg, OR
WaFd Bank$27.58 billionNo. 791Seattle, WA
Banner Bank$16.59 billionNo. 1201Walla Walla, WA
Oregon Pacific Banking Company dba Oregon Pacific Bank$825.4 millionNo. 1,2291Florence, OR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Florence: FAQ

How many banks are in Florence, OR?

Florence has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Florence?

U.S. Bank, with 1. Columbia Bank has 1 and WaFd Bank has 1.

Is there a U.S. Bank in Florence, OR?

Yes. FDIC data lists 1 U.S. Bank branch in Florence as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Columbia Bank in Florence, OR?

Yes. FDIC data lists 1 Columbia Bank branch in Florence as of September 5, 2026. The address and directions are under Columbia Bank above.

Is there a WaFd Bank in Florence, OR?

Yes. FDIC data lists 1 WaFd Bank branch in Florence as of September 5, 2026. The address and directions are under WaFd Bank above.

Is there a Chase in Florence, OR?

No. FDIC data lists no Chase branch in Florence as of September 5, 2026. The nearest is in Coos Bay, about 43 miles away in a straight line.

Which banks in Florence are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Florence?

Oregon Pacific Banking Company dba Oregon Pacific Bank has its main office in Florence, according to the FDIC.

What is the oldest bank in Florence?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Florence?

First Community Credit Union has an office in Florence. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Florence in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Florence?

Nearby cities with more banks include Reedsport, Waldport, Veneta. Reedsport is 19 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 5 branches: Columbia Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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